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Can I get any CC using my ITR only?
- Thread starter m4b
- Start date
I dont have many cards still here are my cards and how i got them.
Axis privilige- pre approved from priority account.
Axis neo- Got from customer care using privilege cc
Icici coralx3- pre approved from titanium account
Icici rubyx- upgrade offer.
Icici amazon pre-approved
Hdfc millennia- pre approved from preferred account
Jupiter csb- cibil basis
Federal celesta- cibil basis
Federal wave- pre-approved
Rbl lazypay- cibil basis
Sbi cashback- cibil basis
Hdfc business ragalia- pre approved
Indusind legend ka offer pda h but i dont want it.
Bas yhi basic cards h. I don't travel much and even if i do i prefer car and this is the reason for not having super premium cards.
You have got good mix, must be focusing on premium cards now?
@Vasuki This list will keep you busy for next 6 months 😉
I am not focusing on premium cards because i can't claim their points in travel
correct me if i'm wrong. you're taxable income on your ITR would be Zero. so if the Bank have ITR range then if it doesn't start from 6-7L even though most of them bank have range from 6L+ so you're in the Bracket. only CC where ITR should be 7.1L+ Upward you can apply and use c2c if available if not then yes chances would be low but it doesn't mean you're not eligible straightforward you would need to check if CC you want have 6/7L+ or not.
plus i don't have any idea which cc you have seem like you have MB4 or something similar so why to worry enjoy Axis Life i guess.
I did not know about these cards. Will check and I think I will get the Fed Floater card. Thanks.
Entry level cards and PSU only care if you have itr of 2.4L+
whether it's gross or net
And here I am sitting with 17 cards without any documents or verifications 😉🙂🙃
Basically you need to check the Banks website to check if they accepts ITR as Income Doc for the issuance of CC .
But sometimes, some Banks may insist on latest Salary Slips, if your occupation type is : Salaried.. ( this may happen rarely)_
for Self Employed last year ITR will be definitely enough...
Docs that are eligible in case of SBI cards include ITR ..
Look below:
Apply for Credit Card Online in India - Instant Approval | SBI Card
Apply for SBI credit card online to avail premium benefits & rewards. New credit card application in 3 easy steps. Get instant approval on SBI credit cards in India.
www.sbicard.com
Without verification is not a big deal with good cibil and remote location 😉
Metro location bro
Financial capital 😉
what exactly you mean by different requirements?
Here we are talking about whether an ITR can be considered as a valid Income doc or not??
So do you mean for some cards ITR is accepted and for someother ITR is not accepted??
Provided you have good CIBIL. 😉
Amex ,au , fedral , Jupiter is now few months away
Gf will live in delhi
Sare card mil jayenge bc ab 🤡
I guess it depends whether that Pin code is serviceable by bank for that sector or not. I mean, if the bank doesn't operate their CC operation in that Pin code, so obviously one will not be able to avail such services.
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