can we apply flipkart Axis bank Credit card for wife?

[skal941]

I used to have Flipkart Axisbank card but got it closed last year as they were not offering LTF. But regretting my decision now.
Thought to apply again through flipkart app but its showing i'm not eligible.

can we apply flipkart Axis bank Credit card for wife who is home maker with no income?

 

[Vasuki]

okay but sbi cb card has 999 annual fees where fk axis card has 499 annual fees. So im just thinking..

Sbi is a all rounder card

So cashback on Flipkart & amazon & other website
. Check thread & choose for yourself ...
People can suggest u are the decision maker

 

[SSV]

okay but sbi cb card has 999 annual fees where fk axis card has 499 annual fees. So im just thinking..

If you compare between FK and CB card then CB card beats FK hands down..

FK card is useful only in the case you buy big ticket items like above 50k frequently because of it's unlimited 5% CB.

 

[SSV]

Yes , it largely depends on relationship with banks .
Sometimes i forget where this post is posted 🙃.
Day full or mistakes 🤘

Doc I think you might have had a mild brain stroke today

 

[Vasuki]

Doc I think you might have had a mild brain stroke today

Shit i drank no water today ..
True ..

 

[skal941]

If you compare between FK and CB card then CB card beats FK hands down..

FK card is useful only in the case you buy big ticket items like above 50k frequently because of it's unlimited 5% CB.

Oh thanks guys. You guys are so helpful. I think its better to go for SBI CB card. In that case, i have one query. I'm holding SBI SimplyClick CC and can i apply for it for myself on C2C basis? My CIBIL score is between 700 to 750.

 

[Vasuki]

Oh thanks guys. You guys are so helpful. I think its better to go for SBI CB card. In that case, i have one query. I'm holding SBI SimplyClick CC and can i apply for it for myself on C2C basis? My CIBIL score is between 700 to 750.

No less than 750 avoid anything

 

[SSV]

Oh thanks guys. You guys are so helpful. I think its better to go for SBI CB card. In that case, i have one query. I'm holding SBI SimplyClick CC and can i apply for it for myself on C2C basis? My CIBIL score is between 700 to 750.

You can apply via sprint. But why so low cibil score any delayed payments?

 

[skal941]

You can apply via sprint. But why so low cibil score any delayed payments?

Yes bro. Unfortunately, i missed 4 payments in last november. My CIBIL scored reduced by 124 points.
Later i cleared everything. Not sure when it will be back to normal..

 

[SSV]

Shit i drank no water today ..
True ..

Yes, slowly mercury is rising, plenty of fluids to hydrate the body to make everything COOL....
Happy summer coming

 

[SSV]

Yes bro. Unfortunately, i missed 4 payments in last november. My CIBIL scored reduced by 124 points.
Later i cleared everything. Not sure when it will be back to normal..

Wow, it's really bad..
Cibil score goes down by escalator and comes back up via staircase...
Time only heals the cibil wounds unless you recreate more wounds...

 

[SSV]

Yes bro. Unfortunately, i missed 4 paymen,n it will be back to normal..

So. in this case, use your proxy I.e. your wife for all your CC needs until your score recovers which is atleast a couple of years away

 

[Akashn]

Yes bro. Unfortunately, i missed 4 payments in last november. My CIBIL scored reduced by 124 points.
Later i cleared everything. Not sure when it will be back to normal..

It will slowly go back to 750+
In 6-7 months

 

[skal941]

So. in this case use your proxy I.e. your wife for all your CC needs until your score recovers which is atleast a couple of years away

which is better? Applying through cashkaro which is offering 1800rs as cashback for sbi cashback credit card or directly at sbi sprint site? Im asking 'better' in terms of approval chances.

 

[SSV]

which is better? Applying through cashkaro which is offering 1800rs as cashback for sbi cashback credit card or directly at sbi sprint site? Im asking 'better' in terms of approval chances.

directly from sprint ..

 

[Akashn]

which is better? Applying through cashkaro which is offering 1800rs as cashback for sbi cashback credit card or directly at sbi sprint site? Im asking 'better' in terms of approval chances.

Apply from Cashkaro..

 

[4uziaul]

which is better? Applying through cashkaro which is offering 1800rs as cashback for sbi cashback credit card or directly at sbi sprint site? Im asking 'better' in terms of approval chances.

Apply through Cash Karo, it will redirect to sprint.

 

[itachiuchiha]

No cashkaro rewards if you have existing sbi card,so try with wife's name you will get fyf and good limit if cibil 800+

 

[skal941]

Finally applied sbi cashback card (through Cashkaro) on my wife's name 2 days ago. Today they called for few confirmations and offered complementary Addon card as well.

Today physical KYC done. I was told my wife may get verification call tomorrow / later. Lets see how it goes. 🤞

 

[SSV]

Finally applied sbi cashback card (through Cashkaro) on my wife's name 2 days ago. Today they called for few confirmations and offered complementary Addon card as well.

Today physical KYC done. I was told my wife may get verification call tomorrow / later. Lets see how it goes. 🤞

You will get quite a few calls asking for the same information confirmation and the last one would be from Gurgaon.. that’s it card approved

 

[skal941]

You will get quite a few calls asking for the same information confirmation and the last one would be from Gurgaon.. that’s it card approved

Card approved and it will reach in 7days. Received email.
Now please help me to find out public/private loots in using that card to balance those joining/annual fees...