joell
TF Select
I've 4 cards with HDFC. MB+, UPI Rupay, Swiggy and Tata Neu Plus share 56K limit across those cards. I'm 21 and a student. My usage is around 40-45% every month because HDFC is my primary account but I'm shifting slowly to ICICI. Im planning to book an FD of 50K. I was wondering if I could put a lien on my FD to increase my unsecured limit to say 90% of 50K+ 56K = 1L. I tried to email customer service but they arent properly answering anything and took it up as a credit increase ask. Im a bit too busy with exams to visit the branch.
Has anyone tried this?
Has anyone tried this?