Issue Resolved Canara Bank Account Closed Without Any Reason — What’s Going On?

[PayKaroAbhi]

2-4 bande leke jana kl BM se milne. Or jb tak account ke balance jitna cheque na issue kare manager tb tk chorna mt use.

Wahi bhai akele jake kaam nahi hoga kuch

 

[PayKaroAbhi]

If the account was opened today only then how you were able to do txn in Oct and deposited money few days ago?

2024-2025 one year exactly

 

[Dragon_slayer]

Wahi bhai akele jake kaam nahi hoga kuch

When the account is closed, all the balance left is given out as a special cheque by bank manager called "Banker's cheque".

Firstly try to get the cheque, and only after it get into discussion on why account was closed.

You can always do that later with RBI and ask for large compensation

 

[Aniket]

2024-2025 one year exactly

It's very confusing. Now, understood your point. It was opened on 16 Jan 2024, and it got closed on 16 Jan 2025, exactly 1 year.

So, it may be because of mini kyc, just a guess.

 

[Dragon_slayer]

Do note Banker's cheque amount will be equal to current balance + interests accumulated on balance on daily basis.

They will try to give you only current balance, dont let them do that

 

[Aniket]

It's very confusing. Now, understood your point. It was opened on 16 Jan 2024, and it got closed on 16 Jan 2025, exactly 1 year.

So, it may be because of mini kyc, just a guess.

And if my guess is correct, usually account gets auto closed especially when PAN is not submitted, termed as mini KYC, account holder is required to change the KYC status from mini to full submitting the same.

So, it is impossible to re-open an account which is closed. You will need to open a fresh A/c, in that case.

But how is that possible, PAN is not submitted by you?

 

[PayKaroAbhi]

When the account is closed, all the balance left is given out as a special cheque by bank manager called "Banker's cheque".

Firstly try to get the cheque, and only after it get into discussion on why account was closed.

You can always do that later with RBI and ask for large compensation

Agree with your point! Will do it

 

[PayKaroAbhi]

And if my guess is correct, usually account gets auto closed especially when PAN is not submitted, termed as mini KYC, account holder is required to change the KYC status from mini to full submitting the same.

So, it is impossible to re-open an account which is closed. You will need to open a fresh A/c, in that case.

I won't even open , that's another situation but I want the amount only as of now.

 

[Aniket]

Agree with your point! Will do it

As don't forget to to collect it, you're entitled to receive account balance+ accrued interest.

 

[Aniket]

I won't even open , that's another situation but I want the amount only as of now.

But ye huwa kya kaise, branch mein in-person visit karke form fill and sign karke A/c khole hai, ayesa toh huwa nahi hoga ki PAN & Aadhar na lagya ho sath mein 😬

Online entry karte wakt, PAN fill karne ko chor toh nahi diya?

Pata nahi kya scene hai...

 

[kuchbhi]

But ye huwa kya kaise, branch mein in-person visit karke form fill and sign karke A/c khole hai, ayesa toh huwa nahi hoga ki PAN & Aadhar na lagya ho sath mein 😬

Online entry karte wakt, PAN fill karne ko chor toh nahi diya?

Pata nahi kya scene hai...

there is nothing that is impossible 🙂

 

[PayKaroAbhi]

But ye huwa kya kaise, branch mein in-person visit karke form fill and sign karke A/c khole hai, ayesa toh huwa nahi hoga ki PAN & Aadhar na lagya ho sath mein 😬

Online entry karte wakt, PAN fill karne ko chor toh nahi diya?

Pata nahi kya scene hai...

Their untrained employees know that only

 

[Aniket]

Their untrained employees know that only

Mere case mein e-mail address mein ek character galti dalke aage proceed maar raha tha 😂

Mein toh direct BM se form fill karwaya tha 🤣 as I always say, TAB bas sajawat ke liye laga rakha hai 🤡

 

[S.B.N.B]

Aur pahle ke mail check karo . Ye mini kyc related issue lag rha.. anyway.. my au bank account closed sane way.. sudden death.. but i don't had any money in that acc so didn't followed .. i had full kyc acc but Open online.. na koi mail aaya na call.. sudden acc closed

 

[PayKaroAbhi]

Mere case mein e-mail address mein ek character galti dalke aage proceed maar raha tha 😂

Mein toh direct BM se form fill karwaya tha 🤣 as I always say, TAB bas sajawat ke liye laga rakha hai 🤡

Mera computer se hua.. tab tha hi nahi

 

[PayKaroAbhi]

Aur pahle ke mail check karo . Ye mini kyc related issue lag rha.. anyway.. my au bank account closed sane way.. sudden death.. but i don't had any money in that acc so didn't followed .. i had full kyc acc but Open online.. na koi mail aaya na call.. sudden acc closed

Exactly, I didn't get any communication regarding this before

 

[Zacobite]

My Bank Account Got Closed Without Warning!

At 10:36 PM, I got an SMS from Canara Bank saying my account is closed—no prior notification, no explanation, nothing!

What’s crazy is I didn’t request for it to be closed. Plus, this account wasn’t sitting idle or dormant—I actually used it for transactions in October 2024, and I even deposited money into it just a few days ago.

Now my balance, which was in six digits, is gone. I can’t see it, I can’t transact, and I have no clue what’s happening.

Has anyone ever faced something like this? Any idea what I should do next? I’m completely stuck and super frustrated.

unless it has been blocked for anything illegal you willbbe given your money back as part of the closure process.. Ofcourse we will all wait for the reason once you find out! 🐨..Keep everything in writing and pixk up with RBI

 

[Fini7777]

My Bank Account Got Closed Without Warning!

At 10:36 PM, I got an SMS from Canara Bank saying my account is closed—no prior notification, no explanation, nothing!

What’s crazy is I didn’t request for it to be closed. Plus, this account wasn’t sitting idle or dormant—I actually used it for transactions in October 2024, and I even deposited money into it just a few days ago.

Now my balance, which was in six digits, is gone. I can’t see it, I can’t transact, and I have no clue what’s happening.

Has anyone ever faced something like this? Any idea what I should do next? I’m completely stuck and super frustrated.

A few months ago, my account was completely frozen without any proper reason.

Account Variant: SBGen account
Mode of Account Opening: Online (No Txns performed)

Just a day after opening the account, it was completely blocked. When I visited the branch, they claimed that I had requested the freeze, which I hadn't.

To be honest, the employees at the branch were neither knowledgeable nor polite. However, this was purely my experience—your branch staff could be better or even worse, depending on the location.

Finally, I reached out to customer care and obtained the email ID of the Regional Nodal Officer. I emailed them, detailing all these issues. The next day, I received a call. Unfortunately, the response was rude, and they asked me to visit the branch again. I declined. Eventually, after two days, my account was unfrozen. I now use it only for small transactions.

Suggested Course of Action:

1. Visit your home branch and politely inquire why your account was closed without your request.
2. If they don’t provide a satisfactory response, request a DD or Banker’s Cheque for the unclaimed funds in your closed account.
3. Once you receive your funds, call customer care to obtain the email ID of the Principal Nodal Officer ) or Regional Nodal Officer . Then, escalate the issue via email.

• Banks usually block accounts if they detect suspicious activities, fraud, or illegal transactions, KYC issues but don’t close them permanently.
• In your case, it seems like a human error from the bank’s side. It’s essential to determine the actual reason.

Update the status here once resolved.

 

[PayKaroAbhi]

A few months ago, my account was completely frozen without any proper reason.

Account Variant: SBGen account
Mode of Account Opening: Online (No Txns performed)

Just a day after opening the account, it was completely blocked. When I visited the branch, they claimed that I had requested the freeze, which I hadn't.

To be honest, the employees at the branch were neither knowledgeable nor polite. However, this was purely my experience—your branch staff could be better or even worse, depending on the location.

Finally, I reached out to customer care and obtained the email ID of the Regional Nodal Officer. I emailed them, detailing all these issues. The next day, I received a call. Unfortunately, the response was rude, and they asked me to visit the branch again. I declined. Eventually, after two days, my account was unfrozen. I now use it only for small transactions.

Suggested Course of Action:

1. Visit your home branch and politely inquire why your account was closed without your request.
2. If they don’t provide a satisfactory response, request a DD or Banker’s Cheque for the unclaimed funds in your closed account.
3. Once you receive your funds, call customer care to obtain the email ID of the Principal Nodal Officer ) or Regional Nodal Officer . Then, escalate the issue via email.

• Banks usually block accounts if they detect suspicious activities, fraud, or illegal transactions, KYC issues but don’t close them permanently.
• In your case, it seems like a human error from the bank’s side. It’s essential to determine the actual reason.

Update the status here once resolved.

I will visit the branch today and update here too

 

[S9100]

you will get back your funds.