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#BHIMPeAsliFaydaHai - BHIM app offers for UPI and RuPay Credit Card UPI

Abhishek012

TF Pioneer
There are 3 offering for cashback.
  • Urja (Fuel payments) – 1% Cashback on Fuel Payments (Petrol, Diesel and CNG)
  • Travel & Food – ₹30 on each transaction
  • UPI Transaction with RuPay Credit Card - Customers will get a total of ₹750 within the offer period.
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Offer 1 - Urja 1%

Guaranteed 1% instant cashback on Fuel payments - Petrol, Diesel, CNG

Offer:
  • All BHIM app users receive “1% instant cashback” on all fuel (Petrol, Diesel & CNG) payments. The Merchant Category Code (MCC) mentioned below.
  • Each user will earn a combined maximum cashback of ₹150 during the offer period.
  • Offer Period: 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024
Eligibility:
  • All BHIM app users transacting via BHIM app of version 3.7 and above.
  • Cashback will be calculated on successful transactions of minimum value ₹100 & above and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.
Other Terms:
  • Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 20244. The transactions done only on the below Merchant Category Code (MCC) will be eligible for cashback.
  • Cashback will be credited to your primary bank account linked to the BHIM App, except if RuPay Credit Card is added as only account in BHIM App.
  • BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
  • In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
  • Below are the eligible Merchant Code Categories.

  • CategoryMCCDescription
    Fuel5541Service station
    5172Petroleum and petroleum products
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Offer 2 - Instant Rewards

Offer:
  • All BHIM app users receive ₹30 cashback on all spends of Food and Travel category merchants (above a minimum transaction size of ₹100)
  • Each user may earn a maximum cashback of ₹150 during the offer duration.
  • Offer Period: 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.
Eligibility:
  • All BHIM app users transacting via BHIM app of version 3.7 and above.
  • Cashback will be calculated on successful transactions of minimum value ₹100 & above and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.
Other Terms:
  • Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024. The transactions done only on the below Merchant Category Code (MCC) will be eligible for cashback.
  • Cashback will be credited in your primary bank account linked to the BHIM app
  • BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
  • In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
  • Below are the eligible Merchant Code Categories.
    CategoryMCCDescription
    Travel/Transit4011Railroads
    4111Local and suburban commuter passenger transportation, including ferries
    4112Passenger railways
    4121Taxi-cabs and limousines
    4131Bus lines
    Eateries5812Eating places and restaurants
    5813Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discotheques
    5814Fast food restaurants
image.png

Offer 3 - RuPay Credit Card on UPI

Offer:
  • One-time cashback: Users receive ₹100 cashback each on their first 3 transactions (above a minimum spend of ₹100)
  • Recurring cashback: In the first month (After the first 3 transactions), users receive ₹30 (above a minimum spend of ₹200) cashback each on their subsequent 5 transactions.
  • Recurring cashback: From the second month onwards till the offer period, users receive ₹30 (above a minimum spend of ₹200) cashback for each transaction. Cashback is restricted to 5 transactions in a month.
Eligibility:
  • All BHIM app users transacting via BHIM app of version 3.7 and above.
  • Cashback will be calculated on successful transactions and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.
  • Campaign is only eligible for Rupay Credit Card linked to BHIM UPI APP.
Other Terms:
  • Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.
  • All successful transactions are done via valid linked RuPay Credit Card through BHIM app.
  • Minimum transaction value of ₹100 for the first three transactions during the offer period and ₹200 from the fourth transaction.
  • A maximum cashback of ₹750 can be availed during the offer period.
  • BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
  • In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
  • Sr No.CategoryMCC Description
    1Apparel5651 - Family Clothing Stores
    5699 - Miscellaneous Apparel and Accessory Stores
    5661 - Shoe Stores
    8043 - Opticians
    5621 - Women's Ready to Wear Stores
    5655 - Sports Apparel, Riding Apparel Stores
    5641 - Children's and Infant's Wear Stores
    2Electronics5732 - Radio, Television and Stereo Stores
    4812 - Telecomm Equipment including Telephone Sales
    5818 - Digital Goods - Large Digital Goods Merchant
    5722 - Household Appliance Stores
    7372 - Computer and Data Processing Services
    5331 - Variety Stores
    3Travel4722 - Travel Agencies
    4131 - Bus Lines
    3368 - Holiday Rent-A-Car
    3364 - Agency Rent-A-Car
    4112 - Passenger Railways
    4Jewellery5944 - Jewellery, Watches, Clocks and Silverware Stores
    5Hotels3644 - Hotels and Motels, Econolodges
    7011 - Lodging - Hotels, Motels, Resorts
    3659 - Taj Hotels International
    3583 - Radisson BLU
    3520 - Meridien Hotels
    3750 - Crowne Plaza Hotels
    3509 - Marriott
    3530 - Renaissance Hotels
    3742 - Club Med
    3524 - Welcome Group Hotel
    3587 - Doral Hotels
    3642 - Novotel Hotels
    3513 - WestIn
    3829 - CountryInn
    3716 - Carlton Hotels
    3542 - Royal Hotel
    3782 - Rosen Hotel and resort
    3697 - Fairfield Hotels
    3523 - Peninsula Hotel
    3739 - Woodside Hotels And Resorts
    3743 - Biltmore Hotel And Suites
    3670 - Arcade Hotels
    3566 - Garden Place Hotel
    3745 - ST Regis Hotel
    3602 - Hudson Hotel
    3715 - Fairfield Inn
    3702 - Registry Hotels
    3565 - Relax Inns
    3685 - Budgetel Inns
    3636 - Sarova Hotels
    3579 - Hotel Mercure
    3518 - Sol Hotels
    3783 - Town And Country Resort and Convention Center
    3534 - Southern Pacific Hotel
    3552 - Coast Hotel
    3674 - Rantasipi Hotels
    3784 - First Hospitality Hotels
    3633 - Rank Hotels
    3512 - Intercontinental Hotels
    3638 - Hotels and Motels, Howard Johnson
    3733 - Boca Raton Resort
    3504 - Hilton
    3521 - Royal Lahaina Resorts
    3717 - City Lodge Hotel
    3637 - Ramada
    3663 - Hotels and Motels, Hoteles El Presidente
    6Airlines3006 - Airlines, Japan Air Lines (JAL)
    3001 - American Airlines
    3038 - Airlines, Kuwait Airways
    3020 - Airlines, Air India (AIR-INDI)
    3193 - Indian Airlines (INDIAN A)
    3099 - Airlines, Cathay Pacific
    7Dining5812 - Eating Places and Restaurants
    5813 - Drinking Places (Alcoholic Bev) - Bars, Taverns
    5441 - Candy, Nut, Confectionery Stores
    5462 - Bakeries
    5814 - Fast Food Restaurants
    5921 - Package Stores, Beer, Wine, Liquor

FAQs

1. How does the cashback program work?

There are 3 offering for cashback.
  • Urja (Fuel payments) – 1% Cashback on Fuel Payments (Petrol, Diesel and CNG)
  • Travel & Food – ₹30 on each transaction
  • UPI Transaction with RuPay Credit Card - Customers will get a total of ₹750 within the offer period.
For more information, please visit T&C

2. I have a RuPay Credit card, but I have not linked it to BHIM app, can I still avail the offer?

No, in order to avail the benefits under this offer, RuPay Credit Card holders would be required to get their RuPay Credit cards linked to BHIM app and on transacting via BHIM app.

3. Is there a limit to the cashback I can earn?

Maximum cashback can be earned as follows
  • On Fuel payments– Customers will get ₹150 within the offer period.
  • Travel & Food – Customers will get ₹150 within the offer period.
  • UPI Transaction with RuPay Credit Card - Customers will get ₹750 within the offer period.
4. How soon are cashback rewards credited to my account?

Cashback amount will be instantly credited to your Primary Bank account linked to BHIM app except credit cards. In case of any failure or delay, the same will be credited within 3 working days.

5. It has been more than 3 days I have done a transaction, but I am yet to receive the cashback.

We aim to process all cashback instantly to the customer’s account (Primary Bank account linked to BHIM app) in case of any technical failure. The maximum timeline to process the cashback is within 3 days. If you have not received the cashback, it could be due to the below reasons.

  • Exceeded the maximum cashback limit.
  • Transaction is not eligible because it is below the minimum transaction size.
  • Transaction is not done in the defined Merchant Category Code as mentioned below.
  • The app is not updated; Cashback is eligible for BHIM app of version 3.7 and above.
For more information, please visit the Terms and Conditions or

Contact BHIM Call Centre- 18001201740 or Email - bhim.support@npci.org.in

6. Are there any restrictions on where I can earn cashback?

Cashback eligibility may vary depending on the merchant or type of transaction. Review the program details to understand any restrictions or exclusions that may apply.

Merchant Category Code (MCC) / Type of Transaction

CategoryMCCDescription
Fuel5541Service station
5172Petroleum and petroleum products
Travel4011Railroads
4111Local and suburban commuter passenger transportation, including ferries
4112Passenger railways
4121Taxi-cabs and limousines
4131Bus lines
Food5812Eating places and restaurants
5813Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discotheques
5814Fast food restaurants
7. I got less cashback than expected

Customers can earn cashback under various categories such as payments for fuel, travel, food and making UPI payment through RuPay CC using the BHIM app. There is an upper limit for each category. For more information, you can visit T&C.

8. What is the offer duration?

From 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.
 
Did a payment to redrail via upi collect payment and approved via bhim app and paid via CC but didn't got the Cashback.
@Abhishek012 kya karskte hai iss avastha mai ?
 

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Thanks for the post.
I just used it on my mothers merchant account.
As in my bhim app, and my mom merchant account.

I did 3 transactions of 100 Rs. and 8 transactions of Rs 200/-. Here are the details
Got instant 100/- cashback in one of the bank accounts linked to BHIM.
1st and 2nd transaction went smoothly, and got immediate cashback.
for whatever reason in the third transaction while it was processing cashback, my screen dimmed because of my android display timeout setting and i got logged out of the app, and the cashback didnt process.
The 4th transaction i did of 200 Rs and it went through smoothly and i got 100/- cashback.

then i used an app that prevents my screen from sleeping and the next 5 transactions of Rs 200/- each went through smoothly and processed Rs 30/- cashback each. i tried one more transaction just to see if there was some bug and may be i could get some more cashback. lol. didnt get any cash back.
Beyond that i tried one more transaction of Rs 200/- using a different credit card, but again no cashback.

So all in all, the cashback ( 3x100/5x30) is on transactions on BHIM, and does not get reset on different credit cards ( as i was hoping. ) It all went through smoothly with zero hiccups. except for the third transaction.

Edit: i guess i should also mention that i scanned the Merchant UPI QR using my bhim app. Just in case if its relevant.
 
Just to cnf, if a transaction doesn't satisfy the eligible mcc codes then that particular transaction isn't counted under this offer, right ?
I mean, my transactions would only count under this offer when I do transaction on eligible mcc irrespective of any no of transaction I do on non eligible mcc
 
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