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#BHIMPeAsliFaydaHai - BHIM app offers for UPI and RuPay Credit Card UPI

Thanks for the post.
I just used it on my mothers merchant account.
As in my bhim app, and my mom merchant account.

I did 3 transactions of 100 Rs. and 8 transactions of Rs 200/-. Here are the details
Got instant 100/- cashback in one of the bank accounts linked to BHIM.
1st and 2nd transaction went smoothly, and got immediate cashback.
for whatever reason in the third transaction while it was processing cashback, my screen dimmed because of my android display timeout setting and i got logged out of the app, and the cashback didnt process.
The 4th transaction i did of 200 Rs and it went through smoothly and i got 100/- cashback.

then i used an app that prevents my screen from sleeping and the next 5 transactions of Rs 200/- each went through smoothly and processed Rs 30/- cashback each. i tried one more transaction just to see if there was some bug and may be i could get some more cashback. lol. didnt get any cash back.
Beyond that i tried one more transaction of Rs 200/- using a different credit card, but again no cashback.

So all in all, the cashback ( 3x100/5x30) is on transactions on BHIM, and does not get reset on different credit cards ( as i was hoping. ) It all went through smoothly with zero hiccups. except for the third transaction.

Edit: i guess i should also mention that i scanned the Merchant UPI QR using my bhim app. Just in case if its relevant.
Which merchant QR? PhonePe? Paytm? GPay?
 
What documents are required to open a merchant account in paytm/phonepe for a relative. Do we get option to select mcc or category (dining, grocery etc) while opening business account? Is the process complicated?
 
Fulfilling this offer is Quite easy🤣

Since Minimum Txn Amount is Nominal.

Fulfilled offer Number 3 👇

I did 100×3 and 200×5 to my Nearby Momos wala, where I eat regularly🤣

Sent him 1300 and received 450 Cash Back.

Asked him to keep 300 as advance and took 1000 in Cash


Will settle 300 Advance in Upcoming weeks🤣.

Will Fulfill Offer Number 2 in same Way, by spending at nearby Street Food Vendors

I do not think anyone needs any trick to fullfill this offer.

If you are looking for trick even to fulfil this small offer where Minimum Txn Amount is just 100 or 200 then 🫡🫡🫡🫡

More or less , everyone eats street Food and can Fulfill this offer with Genuine Spends only.
Offer 2 fulfill kiya bhai? 😁
 
Tried this at many merchants today. One grocery shop didn't have credit card payment turned on. On other one paid 160 but didn't get the cashback. Then tried an eatery And still didn't get the cashback.

At last found a waffle shop where it was working. Made 5 payments of 100 and 500 back. 3 payments by my brother and 2 by me.
Got waffles and shake for free basically lol.
 
Tried this at many merchants today. One grocery shop didn't have credit card payment turned on. On other one paid 160 but didn't get the cashback. Then tried an eatery And still didn't get the cashback.

At last found a waffle shop where it was working. Made 5 payments of 100 and 500 back. 3 payments by my brother and 2 by me.
Got waffles and shake for free basically lol.

Recently I have started seeing many local shops not having the option to pay via UPI CC. This week only I tried paying 2 cloth places for transactions > 5000 but UPI CC was not available. A couple of week ago, one of my friend mentioned that even in IHCL, if you select UPI and make payment using Rupay CC - it was failing for him.
 
A
Tried this at many merchants today. One grocery shop didn't have credit card payment turned on. On other one paid 160 but didn't get the cashback. Then tried an eatery And still didn't get the cashback.

At last found a waffle shop where it was working. Made 5 payments of 100 and 500 back. 3 payments by my brother and 2 by me.
Got waffles and shake for free basically lol.
Apko sugar ho jayega, dhyan se khana bhai 😂.
 
Recently I have started seeing many local shops not having the option to pay via UPI CC. This week only I tried paying 2 cloth places for transactions > 5000 but UPI CC was not available. A couple of week ago, one of my friend mentioned that even in IHCL, if you select UPI and make payment using Rupay CC - it was failing for him.
Yes. Many vendors have disabled it and we don't get to know about it untill the payment fails.
But sometimes when one app is failing to pay via CC, another app will work. I tried paying via Paytm and it failed but worked on Gpay. So can't be sure untill you try 2-3 times and it's frustrating and time consuming
 
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