CASHBACK earned in FY 2024-25

[0xfallup]

Ab kya bataye Krishna seth hum apna aakda batayenge to sab ka 😲😲 ye wala reaction ajayega comment pe

accha ser , batao approx amount

 

[Avin]

4.5L (Aprrox)

I spent around 90L this year (B spends) on around 15 cards (My family only). Earned around 5% (4.5L) including debit card cashbacks. i prefer vouchers over cashback, vouchers can help save tax.

I paid 1800/- after Joining & Renewal vouchers (Gst component on some) total Joining & renewal fees only this year, met spend criteria on all my cards.

if i count instant discount also, the tally would be somewhere around 8-9% atleast.

Can we use our personal credit cards for commercial transactions?

 

[D₹V]

26-28 aur 3-4 vale ka cb mila tha , kisi bhi card me

Ek aaya hai, Kotak me bas.

 

[cardio_guycardio_guy is verified member.]

If we spend 2 rs for lounge that cost Rs 1750, will it be counted as rs 1748 cashback?

 

[HumorSimpson]

If we spend 2 rs for lounge that cost Rs 1750, will it be counted as rs 1748 cashback?

2rs is not spend but a @D₹V . I. E., do rupya verification.

 

[nik007rock]

If we spend 2 rs for lounge that cost Rs 1750, will it be counted as rs 1748 cashback?

No it is just 2 rs spend on food that too 0 is reversed 😄

 

[Baki]

Can we use our personal credit cards for commercial transactions?

No, Yes, No.............

 

[Avin]

What

No, Yes, No.............

What does that mean?

 

[iamdhamo]

Spent Rs 5.23 lacs through credit cards and got Rs 4.12 lacs in cashback (cash back to bank account from credit cards)

How on earth will that be possible

 

[Deleted member 26954]

How on earth will that be possible

 

[dealminer]

How on earth will that be possible

Possible!
Bank transfer, paid 1.11L as tax 🤡

 

[iamdhamo]

Possible!
Bank transfer, paid 1.11L as tax 🤡

U will also need to spend the convenience charge right for cc to bank. Wonder how u would have got that much cashback

 

[Riya]

I spent almost 10.50 L through cards this year and total cashback earned was just north of 21k...
That's approx 2% returns...
Not so good not so bad...
Please share your stories too 😜

So, sharing my returns for this FY 2024-25

Spent almost 12.10 L this year through credit cards
Total cashback received 38.4 k
That's returns in north of 3%
better than last year....

Share your stories too 🙂

 

[raghu.rokda]

So, sharing my returns for this FY 2024-25

Spent almost 12.10 L this year through credit cards
Total cashback received 38.4 k
That's returns in north of 3%
better than last year....

Share your stories too 🙂

Riya aapne le liya..


itna saara cashback

 

[Riya]

Riya aapne le liya itna saara cashback

Yup...
This time I had a defined strategy for spends...

 

[anantnitish]

Difficult to calculate total transaction but cashback earned Rs 20733 plus around 5000-6000 in grabdeals cashback plus around 2000 in smartbuy cashback plus so much neucoins

Cards used:
Flipkart Axis
Axis Ace
SBI Cashback
BoB Snapdeal
HDFC Business Moneyback (closed)
HDFC Tata Neu Plus (closed)

For me 1 in 10 transection gets tracked on grabdeals
That's why stopped using grabdeals

 

[Riya]

Riya aapne le liya..


itna saara cashback

you tell about yours....

 

[Riya]

For me 1 in 10 transection gets tracked on grabdeals
That's why stopped using grabdeals

20k cashback on how much spending?

 

[raghu.rokda]

you tell about yours....

Abhi gina ni hai

Ginke btaunga

 

[panchabhut]

So, sharing my returns for this FY 2024-25

Spent almost 12.10 L this year through credit cards
Total cashback received 38.4 k
That's returns in north of 3%
better than last year....

Share your stories too 🙂

Bank/CC cashback/redemption - 18.5 K
Wallet cashback - 7.5 K
Bank/wallet discount (incl rupay offer) - 7.3 K
Site cashback/discounts (incl Amz/FK etc , tracking sites & GV discounts) - 16.1 K
Total about 49K, may be some more that is not linked. Total card/wallet spend about 9.5 L
All cards LTF except Airtel CC