CCcollectors - What are the best Cards to hold today?

[Pr@k]

with all the available information on them lets Remove Magnus/Reserve , Infinia & AMEX Plat Charge from the list.

What are the others cards you hold and would recommend to others.

 

[maverick]

I got freecharge axis card just 1 week ago.
Do we get cashback on insurance payment for LIC , Max life etc?
Because I called axis cc and they told me not available for insurance payment and it discontinued from September 22.
Please confirm.

Yes recently I got it for my hdfc life premium payment.

 

[Wealth is my birth right!]

Did you get it as LTF? Or FYF?

App showed 1499 so I think it’s paid I am yet to get first bill to know it
If paid also I am fine first year 1499 coins i will be getting and from next year spend based waiver for 3 lac
If upi bill pay for other cc stopped then no point to hold the card lol

 

[Rahul92]

MyZone(LTF), Ace(paid), Magnus (paid), SBI IRCTC (paid), SBI Cashback (paid), IndusInd EazyDiner (paid), IndusInd Pinnacle (LTF), AU Zenith (LTF), Kotak White(LTF), BOB Premier (LTF), PNB Rupay Select (LTF), HDFC Diners Privilege (LTF), ICICI MMT(LTF), Amazon Pay (LTF), HSBC Platinum (LTF), CITI Rewards(paid), RBL Zomato (LTF)

90% of my spends are in Magnus and 10 % in SBI Cashback since the last 4 Months.

Planning to get Amex MRCC, BOB Eterna (if LTF), ICICI Rubyx(LTF), SBI Aurum(for one year only) later this year.

Planning to close Axis Ace, SBI IRCTC and IndusInd EazyDiner.

Anyone has better suggestions?

How got 2 indusind card ?

Why close ACE ?

 

[manikP]

How got 2 indusind card ?

Why close ACE ?

Yes

Haven't used it in 5-6 months.

 

[Rahul92]

Yes

Haven't used it in 5-6 months.

I thought only one card is allowed by indusind.

 

[ltf4ever]

with all the available information on them lets Remove Magnus/Reserve , Infinia & AMEX Plat Charge from the list.

What are the others cards you hold and would recommend to others.

one from each bank. new apps give discounts on lesser known bank cards. at least 10%. preferably lifetime free.

 

[CVR]

The new giant Tata infinity is rocking with upi rotation which I got attracted and applied

what do u mean by upi rotation?

 

[manikP]

I thought only one card is allowed by indusind.

Many have more than one.

 

[Wealth is my birth right!]

what do u mean by upi rotation?

Pay cc bill by cc

 

[Slayer]

Many have more than one.

Isn't Eazydiner a good card to hold?

 

[manikP]

Isn't Eazydiner a good card to hold?

I got played by IndusInd, I was told I will get it as LTF, even have the recording but they issued me paid, fought a lot with them but they didn't budge so thought of using it for 1 year.

 

[Hisoka]

App showed 1499 so I think it’s paid I am yet to get first bill to know it
If paid also I am fine first year 1499 coins i will be getting and from next year spend based waiver for 3 lac
If upi bill pay for other cc then no point to hold the card lol

No point as in? We can easily spend 3 lacs by paying other cc bill through Amazon right? I read somewhere we can use it’s UPI to pay other bank’s cc bill and still earn neu coins

 

[Slayer]

No point as in? We can easily spend 3 lacs by paying other cc bill through Amazon right? I read somewhere we can use it’s UPI to pay other bank’s cc bill and still earn neu coins

He's doing it himself

 

[Rex]

Axis Magnus (FYF) - For 1L milestone
HDFC DCB (LTF) - After magnus 1L is reached
AMEX MRCC(LTF) - for 20K milestone
ICICI Sapphire (LTF) - don't know why it took it, it was offered LTF
Yes First Exclusive(LTF) - Used to be my primary card once upon a time, now lying somewhere for bank specific offers
IDFC Select - no specific reason, took it for LTF
Axis Airtel - Utility Payment
SBI cashback(FYF) - For online purchases
ICICI APay - useless after SBI cashback card, thinking to close
HSBC Plat. (LTF) - for card specific offer
CITI IndianOil - For fuel
SBI Simplysave (LTF) - They sent for FBB replacement, used only for bank offers

 

[Slayer]

Axis Magnus (FYF) - For 1L milestone
HDFC DCB (LTF) - After magnus 1L is reached
AMEX MRCC(LTF) - for 20K milestone
ICICI Sapphire (LTF) - don't know why it took it, it was offered LTF
Yes First Exclusive(LTF) - Used to be my primary card once upon a time, now lying somewhere for bank specific offers
IDFC Select - no specific reason, took it for LTF
Axis Airtel - Utility Payment
SBI cashback(FYF) - For online purchases
ICICI APay - useless after SBI cashback card, thinking to close
HSBC Plat. (LTF) - for card specific offer
CITI IndianOil - For fuel
SBI Simplysave (LTF) - They sent for FBB replacement, used only for bank offers

Kinda ironic that you don't hold Plat Charge or Plat Reserve

 

[vaibhavpp0707]

Axis Magnus (FYF) - For 1L milestone
HDFC DCB (LTF) - After magnus 1L is reached
AMEX MRCC(LTF) - for 20K milestone
ICICI Sapphire (LTF) - don't know why it took it, it was offered LTF
Yes First Exclusive(LTF) - Used to be my primary card once upon a time, now lying somewhere for bank specific offers
IDFC Select - no specific reason, took it for LTF
Axis Airtel - Utility Payment
SBI cashback(FYF) - For online purchases
ICICI APay - useless after SBI cashback card, thinking to close
HSBC Plat. (LTF) - for card specific offer
CITI IndianOil - For fuel
SBI Simplysave (LTF) - They sent for FBB replacement, used only for bank offers

sorry for asking this. But u spend 1 lac monthly on magnus. post 1 lac on HDFC DCB and amex mrcc for 20k milestone. these all are genuine spends ? or is there any way to spend or rotate money just to complete milestones ? if yes please share if u want to.

 

[Wealth is my birth right!]

No point as in? We can easily spend 3 lacs by paying other cc bill through Amazon right? I read somewhere we can use it’s UPI to pay other bank’s cc bill and still earn neu coins

Yes as of now the use of neu is to pay other bill by upi and merchant scans

 

[anirbanm]

best cards for movie tickets ???

My Elite provides two free per month (not BOGO)

 

[Seth]

Yes recently I got it for my hdfc life premium payment.

Okay bro thanks for confirming.

I want to pay max life insurance 19k premium but I have only 15k limit.
So can I add 4k in advance in my cc and then pay 19k?

Will they charge me 500 rs as they mentioned in overpay usage?

 

[Mritunjay]

App showed 1499 so I think it’s paid I am yet to get first bill to know it
If paid also I am fine first year 1499 coins i will be getting and from next year spend based waiver for 3 lac
If upi bill pay for other cc stopped then no point to hold the card lol

are you sure upi spends will be counted for fee waiver?