CELESTA approved after two times rejected

[ajitshukla19]

I had applied for federal credit card on July 23 and then of Feb 24 both times card got rejected stating location not serviceable.
Tried today - 25/05/24 and it asked only for PAN no. And DOB then asked to select address.
Next screen option to select card variant - Celesta, Imperio and Signet. I had selected Celesta and it shown 10l limit approved . No Kyc and instantly card generated.

Fastest application processed even faster than IDFC

 

[anonymuos]

Salaried right? Federal is heavily biased against self-employed like HDFC and many other banks

 

[wiizzard]

How did you apply….app or website??

Through FedMobile app, but it directs to the mobile website only. So not sure if it counts as app or website

 

[AllThatStuff]

Applied yesterday....asked for my employment details, asked to upload 3 month salary a/c statement and delivery address !!
Experian inquiry was done!!
It'll take upto 7 working days for approval....so I'll wait & watch !!

 

[Oscar]

Applied yesterday....asked for my employment details, asked to upload 3 month salary a/c statement and delivery address !!
Experian inquiry was done!!
It'll take upto 7 working days for approval....so I'll wait & watch !!

Same to same

 

[AllThatStuff]

Applied yesterday....asked for my employment details, asked to upload 3 month salary a/c statement and delivery address !!
Experian inquiry was done!!
It'll take upto 7 working days for approval....so I'll wait & watch !!

I just received a call from Federal Chennai office saying that my application was incomplete as I did no complete vKYC. I told her that I have completed the application successfully & got the application reference no. too....also I already have Federal savings a/c (Fi & Jupiter) maybe thats why no vKYC for me.
To this, she said she'll check and get back to me !!

 

[AllThatStuff]

Same to same

Was there any vKYC for you ???

 

[Oscar]

Was there any vKYC for you ???

Nope, but I have received a call from the bank asking me the reason for not completing the application though I have completed and received the application reference number

 

[AllThatStuff]

Nope, but I have received a call from the bank asking me the reason for not completing the application though I have completed and received the application reference number

Exactly same here !!
Do you have any relation with Federal Bank....Fi / Jupiter a/c etc. ??

 

[Oscar]

Exactly same here !!
Do you have any relation with Federal Bank....Fi / Jupiter a/c etc. ??

Just have Jupiter account with less than 500/- balance in it

 

[AllThatStuff]

Just have Jupiter account with less than 500/- balance in it

I think that's why no vKYC for us...I too have Fi & Jupiter a/c !!
They already have our KYC done !!

 

[AllThatStuff]

….and my application is declined !!!
Everything happening pretty fast !!

@Oscar Did you receive any update???

 

[Oscar]

….and my application is declined !!!
Everything happening pretty fast !!

@Oscar Did you receive any update???

Did you get any email or SMS? Did they provide reason for declining?

 

[Oscar]

….and my application is declined !!!
Everything happening pretty fast !!

@Oscar Did you receive any update???

Declined for me too and this is the third time and I'm done with it. Never will apply again.

 

[AllThatStuff]

I

Did you get any email or SMS? Did they provide reason for declining?

I received this email…

 

[AllThatStuff]

Declined for me too and this is the third time and I'm done with it. Never will apply again.View attachment 55111

What the hell maaannnn !!!
This is unacceptable!!!

 

[Oscar]

What the hell maaannnn !!!
This is unacceptable!!!

Atleast they should provide a reason for declining.

 

[AllThatStuff]

Atleast they should provide a reason for declining.

I’m not letting them go so easily this time !!

 

[pavan000]

Federal rejected again (Mar24 and today). Don't understand what their criteria is.

 

[navdeep22]

Federal bank not allowing me to have core credit card as I already have scapia. Is there any way around it?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Federal bank not allowing me to have core credit card as I already have scapia. Is there any way around it?

Nope, one card policy, also now they have started floater card too.