Cent Queen Savings Account - LTF Rupay Select Debit Card

[Anupama_Jha]

to mai khuwau ye acc ke nahi
bade dheele evam dheet hai ye log

Yes ofc, bss thoda late ho rha DC aane mein😛

Ye saal nhi to agle saal

 

[vishals]

Yes ofc, bss thoda late ho rha DC aane mein😛

Ye saal nhi to agle saal

Is it showing on app?

 

[Anupama_Jha]

Is it showing on app?

Nope. Unless you receive it physically and generate green pin, won't show up in app

 

[fradela]

I don't think open this "CENT QUEEN" is a good decision.

Drawbacks:

1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.

Better We will go with 2K QAB account with around 500 fees.

 

[Ram1]

I don't think open this "CENT QUEEN" is a good decision.

Drawbacks:

1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.

Better We will go with 2K QAB account with around 500 fees.

Same my opinion too, plus another disadvantage is gf dundna hai😅

 

[kuchbhikuchbhi is verified member.]

I don't think open this "CENT QUEEN" is a good decision.

Drawbacks:

1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.

Better We will go with 2K QAB account with around 500 fees.

but if main intention is just to get lakme and prime voucher then no need to maintain 25 and can do 1rs txn every month on loading wallet (ig it will count won't it?)

 

[telescope]

Same my opinion too, plus another disadvantage is gf dundna hai😅

Kyu bhai. Open joint account with mother / sister as primary holder and yourself as secondary. I did the same.

 

[telescope]

I don't think open this "CENT QUEEN" is a good decision.

Drawbacks:

1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.

Better We will go with 2K QAB account with around 500 fees.

It is totally worth having this account. No need to maintain any balance. There is no non-maintenance charge.

 

[Oscar]

It is totally worth having this account. No need to maintain any balance. There is no non-maintenance charge.

True. Yesterday when I checked with a bank manager, she confirmed that we can have a nil balance for this account.

 

[kuchbhikuchbhi is verified member.]

i wanna ask that monthly two 1rs wallet loading txn would waive the fee or not?
since no amount/specific mentioned to trransact right

 

[Strange]

Kyu bhai. Open joint account with mother / sister as primary holder and yourself as secondary. I did the same.

Did you get two RuPay select debit cards?

 

[Ram1]

Kyu bhai. Open joint account with mother / sister as primary holder and yourself as secondary. I did the same.

Mom can't come to branches as they are 8kms away. Sister married.
So gf is only solution 😅😅😁

 

[Ak Singh]

I don't think open this "CENT QUEEN" is a good decision.

Drawbacks:

1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.

Better We will go with 2K QAB account with around 500 fees.

What is the minimum amount to spend for pos/Ecom? Can you attach the pdf where dc t&c conditions mentioned.
Or can we do straightaway 20 transaction in a month then for a year no transaction required?

 

[telescope]

What is the minimum amount to spend for pos/Ecom?

no minimum .

 

[quino]

It's 0 balance don't knw why people are scared

try maintaining 0 bal & see it get converted to SB gen acc. most psu's have this mechanism. dont know if cent queen has the same.

 

[telescope]

It's 0 balance don't knw why people are scared

problem is, most people don't read the fineprints properly and ask for readymade answers.

 

[Ram1]

try maintaining 0 bal & see it get converted to SB gen acc. most psu's have this mechanism. dont know if cent queen has the same.

Only queen of this thread @Anupama_Jha can confirm this.
I'm too eager to know
How long they can keep in queen variant if we're not maintaining required balance

 

[Anupama_Jha]

Only queen of this thread @Anupama_Jha can confirm this.
I'm too eager to know
How long they can keep in queen variant if we're not maintaining required balance

@quino Central Bank has no such facility till date. They only deduct non-maintenance charges. Rest assured even if account gets downgraded, DC will not🤣

 

[Ram1]

@quino Central Bank has no such facility till date. They only deduct non-maintenance charges. Rest assured even if account gets downgraded, DC will not🤣

Seems like its time to convince my mom to visit branch along with me😅

 

[ontherocks]

It shows charges for debit card in Cent Mobile app