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Cent Queen Savings Account - LTF Rupay Select Debit Card
- Thread starter Anupama_Jha
- Start date
- Replies 753
- Views 19K
- Status
vishals
TF Buzz
Is it showing on app?
Nope. Unless you receive it physically and generate green pin, won't show up in app
fradela
TF Ace
I don't think open this "CENT QUEEN" is a good decision.
Drawbacks:
1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.
Better We will go with 2K QAB account with around 500 fees.
Drawbacks:
1. We have to make 2 POS/E-Comm transactions per month or 20 trans per annum in order to waive off RSDC annual fees.
2. Maintain 25K in savings account. 1 year interest (2.5%) 631. For the same amount FD interest (9%) 2327.
Total loss around 1700.
Better We will go with 2K QAB account with around 500 fees.
Same my opinion too, plus another disadvantage is gf dundna haiš
but if main intention is just to get lakme and prime voucher then no need to maintain 25 and can do 1rs txn every month on loading wallet (ig it will count won't it?)
Kyu bhai. Open joint account with mother / sister as primary holder and yourself as secondary. I did the same.
It is totally worth having this account. No need to maintain any balance. There is no non-maintenance charge.
True. Yesterday when I checked with a bank manager, she confirmed that we can have a nil balance for this account.
i wanna ask that monthly two 1rs wallet loading txn would waive the fee or not?
since no amount/specific mentioned to trransact right
since no amount/specific mentioned to trransact right
Strange
TF Prestige
Did you get two RuPay select debit cards?
Mom can't come to branches as they are 8kms away. Sister married.
So gf is only solution š š š
Ak Singh
TF Legend
What is the minimum amount to spend for pos/Ecom? Can you attach the pdf where dc t&c conditions mentioned.
Or can we do straightaway 20 transaction in a month then for a year no transaction required?
Last edited:
no minimum .
try maintaining 0 bal & see it get converted to SB gen acc. most psu's have this mechanism. dont know if cent queen has the same.
problem is, most people don't read the fineprints properly and ask for readymade answers.
Only queen of this thread @Anupama_Jha can confirm this.
I'm too eager to know
How long they can keep in queen variant if we're not maintaining required balance
@quino Central Bank has no such facility till date. They only deduct non-maintenance charges. Rest assured even if account gets downgraded, DC will notš¤£
Seems like its time to convince my mom to visit branch along with meš
ontherocks
TF Ace
It shows charges for debit card in Cent Mobile app
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