Devaluation Changes to 5% NeuPass Membership Benefits:

[Jeevan rao]

• From 15-Jan-25, only the primary card holder will get additional 5% NeuCoins on selected categories via NeuPass Membership on transactions done via Tata Neu HDFC Bank Credit Card.
• For this benefit you need to login to the Tata Neu App/website with the primary cardholder’s Mobile Number given during the credit card application and complete the transaction using the Tata Neu HDFC Bank Credit Card

 

[cardio_guy]

Too much restrictions on Tata neu. and each coin is having an unlocking date and expiry date.
Makes the user experience bad.

 

[drsel]

Better to buy Smartbuy 5x vouchers using Infinia and get 14.5% return, instead of 10% using Tata new infinity on Tata new app

 

[aniketkr.sharma]

Better to buy Smartbuy 5x vouchers using Infinia and get 14.5% return, instead of 10% using Tata new infinity on Tata new app

Devaluation ruining Tata neu infinity too now

 

[HumorSimpson]

 

[Sobirvs]

I have so many cards but Neu card structure is so bad, even worse compared to it's app which is already bad.

I am sure if someone understands this card well(it will require a UPSC type course to understand this card), this might give good returns but the amount of time one has to put in to understand this card, it's better used in your job or business to earn even more compared to saving few bucks on this shit card.

 

[n69b]

I have so many cards but Neu card structure is so bad, even worse compared to it's app which is already bad.

I am sure if someone understands this card well(it will require a UPSC type course to understand this card), this might give good returns but the amount of time one has to put in to understand this card, it's better used in your job or business to earn even more compared to saving few bucks on this shit card.

Millenia is even more complex

 

[aniketkr.sharma]

I have so many cards but Neu card structure is so bad, even worse compared to it's app which is already bad.

I am sure if someone understands this card well(it will require a UPSC type course to understand this card), this might give good returns but the amount of time one has to put in to understand this card, it's better used in your job or business to earn even more compared to saving few bucks on this shit card.

Right thinking to close it as my upi transactions reduced drastically.

 

[tachniki]

Better to buy Smartbuy 5x vouchers using Infinia and get 14.5% return, instead of 10% using Tata new infinity on Tata new app

I use neu app mainly for bigbasket. But bigbasket voucher is limited to only 1500 rs per month on gyfter smartbuy.

I have moved to using neu app + Axis Airtel / HSBC Live+. That gives 5 + 10 % cashback. My ticket size is usually 500 to 600 every 3 to 4 days. And one big order during pay day sale.

 

[Jeevan rao]

This is in-effect a devaluation of Axis Airtel and HSBC Live+ (no more 15%) & (arguably) sort of a revaluation for TATA Neu Infinity holders (since only they are eligible for 10% neucoins)

 

[tachniki]

Was there email on this? If this happens, i will move away from neu app and start using bigbasket directly with hsbc live plus.

 

[aniketkr.sharma]

Was there email on this? If this happens, i will move away from neu app and start using bigbasket directly with hsbc live plus.

Yes, got an email yesterday and requested for closure as the add-on user will not be able to use Tata neu app

 

[aniketkr.sharma]

This is in-effect a devaluation of Axis Airtel and HSBC Live+ (no more 15%) & (arguably) sort of a revaluation for TATA Neu Infinity holders (since only they are eligible for 10% neucoins)

What will you do if you get to know that addon users will also be not eligible and the bigbasket and Croma and tanisq prices in terms of market rates always seems to be on high, so in return again we are getting .50% to 1% max and that can be withdrawn easily from any card in market then why additional app and too many research on spends for returns

 

[cardio_guy]

Tata neu card is good, but app is shit. The app is making the card experience also worst.

Why can't they just credit all neu coins on one day instead of unlocking it one by one day by day?
Also why cant they just make one common expiry date for all coins instead of separate days?

On the statement generation date, credit all coins for the previous month in one shot.

 

[Jeevan rao]

Tata neu card is good, but app is shit. The app is making the card experience also worst.

Why can't they just credit all neu coins on one day instead of unlocking it one by one day by day?
Also why cant they just make one common expiry date for all coins instead of separate days?

On the statement generation date, credit all coins for the previous month in one shot.

I agree, waiting 30 days to use upi rewards is absurd

 

[aniketkr.sharma]

I agree, waiting 30 days to use upi rewards is absurd

Plus you will also not get 1.5% if you pay through any other app, don't know how some are telling they are getting cashback through bhim but as per my experience i was getting .50%, so closed the card yesterday

 

[cardio_guy]

Also we cannot use Neu coins for any bill payments or recharges right?
Whereas in Amazon pay wallet, whatever cashback comes can be used for payments.
What way, again neu coins is useless (except for further grocery pruchase)

 

[aniketkr.sharma]

Also we cannot use Neu coins for any bill payments or recharges right?
Whereas in Amazon pay wallet, whatever cashback comes can be used for payments.
What way, again neu coins is useless (except for further grocery pruchase)

Yeah it is nowhere applicable unless it's goods sort of items
Means they are just trying to sell there products and let you suffer, I think we all know how Croma stores prices are for product in comparison to market or any other app and how they treat you after buying as well as I personally don't like bigbasket, there is no replacement nor anyone gonna hear your problem after delivery. and the prices on bigbasket is also higher than other apps,
Simply Tata is making fool now.

 

[Anupama_Jha]

On top of this. The blocking issues😑

 

[cardio_guy]

Concerns: https://www.technofino.in/community...pay-credit-card-suggestions.34504/post-876312
Any other alternatives to a decent rupay based card for UPI txns?