Cibil hit by "LNT FINANCE"

[optimuspayne]

cibil hit by fraud company "LNT FINANCE"
ON CIBIL AND CRIF WEBSITE

1.unncessary fraud CREDit inquiry on cibil reports
2. Reported to RBI
3. Raised dispute on both (cibil and CRIF website) but no solution
4. Raised to customer care of LNT FINANCE on email and social media

Still not problem resolved from last 15 days

Anyone had this before? And how you guys solve it to remove credit inquiry
This Company "Lnt finance" is telling me that their partner company "wecredit" has done otp validation and they don't have proof of it and they have hit on my cibil enauiry

 

[althafvly]

cibil hit by fraud company "LNT FINANCE"
ON CIBIL AND CRIF WEBSITE

1.unncessary fraud CREDit inquiry on cibil reports
2. Reported to RBI
3. Raised dispute on both (cibil and CRIF website) but no solution
4. Raised to customer care of LNT FINANCE on email and social media

Still not problem resolved from last 15 days

Anyone had this before? And how you guys solve it to remove credit inquiry
This Company "Lnt finance" is telling me that their partner company "wecredit" has done otp validation and they don't have proof of it and they have hit on my cibil enauiry

You need to wait atleast 30 days before reporting to RBI. Follow each step one after the other.

1. Contact CIBIL if they can remove
2. If not removed then contact LNT Finance via mail and wait for atleast 30 days and see if they resolve the issue.
3. Compliant to RBI with email copies of communication between LNT Finance.


Also check this issue

S

Thread 'CIBIL Hit without Apply LnT Finance'

Mar 1, 2024

Hi Team,
Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier.

Please guide how shall I escalate and how do I remove the enquiry.

I don’t even know what is CLEAG_SQUARE_YARDS

• stech18
• cibil finance fraud
• Replies: 31
• Forum: Credit Score

• 

 

[optimuspayne]

cibil hit by fraud company "LNT FINANCE"
ON CIBIL AND CRIF WEBSITE

1.unncessary fraud CREDit inquiry on cibil reports
2. Reported to RBI
3. Raised dispute on both (cibil and CRIF website) but no solution
4. Raised to customer care of LNT FINANCE on email and social media

Still not problem resolved from last 15 days

Anyone had this before? And how you guys solve it to remove credit inquiry
This Company "Lnt finance" is telling me that their partner company "wecredit" has done otp validation and they don't have proof of it and they have hit on my cibil enauiry

cibil hit by fraud company "LNT FINANCE"
ON CIBIL AND CRIF WEBSITE

1.unncessary fraud CREDit inquiry on cibil reports
2. Reported to RBI
3. Raised dispute on both (cibil and CRIF website) but no solution
4. Raised to customer care of LNT FINANCE on email and social media

Still not problem resolved from last 15 days

Anyone had this before? And how you guys solve it to remove credit inquiry
This Company "Lnt finance" is telling me that their partner company "wecredit" has done otp validation and they don't have proof of it and they have hit on my cibil enauiry

Thanks for your quick reply :-

1. Cibil and CRIF are not removing it after raising dispute
2. Compliant to RBI with email copies of communication between LNT Finance. Has been done
Raised rbi complaint after 30 days waiting only (in meantime multiple conversations on phone and email by LNT FINANCE,(NODAL OFFICER AND grievance redressal team)

but those fraudsters are blaming me only even after getting RBI COMPLAINT NUMBER THEY KNOW THAT COMPLAINT NUMBER and " saying that " we have done investigation with pan card and my aadhar card copy and we can't do anything we cannot remove inquiry) as our LSP PARTNER" WECREDIT " HAS SENT REQUEST TO US"
And I have followed everything what they have mentioned in that "post thread" but no final result

" I want to ask even after RBI COMPLAINT if they deny it. Is there any RBI PERSON available to talk or any representative because they are trying to close RBI complaint by sending false information to RBI"

 

[optimuspayne]

@asm07
@vissu295
Can you guys kindly please help on this issue??

 

[sumit_yadav]

I had multiple inquiries on my CIBIL from different companies. POONAFIN, LNTFIN, EARLYSALARY etc.

The one's that have removed after I raised the dispute were pretending it was my fault and they were just doing a favor.

I never reached out to them for any lending relation and yet they are able to inquire and affect our CIBIL (multiple inquiries in a short time span)

 

[optimuspayne]

How do you remove "LNTFIN" INQUIRY or "wecredit" inquiry can you explain the complete procedure??

 

[sumit_yadav]

LNTFIN have denied removing, I will initiate the email conversation and then reach out to RBI Ombudsman after 30 days.

 

[optimuspayne]

I think @asm07 @vissu295 should help on this if they are able to solve this problem

 

[vissu295]

I think @asm07 @vissu295 should help on this if they are able to solve this problem

Post in thread 'CIBIL Hit without Apply LnT Finance'

May 13, 2024

where you raised the query? on mail or Twitter? Me too want to remove that cibil hit

Sent e-mail to customercare@ltfs.com and at the same time registered dispute in CIBIL website. I escalated to LTFS's GRO email ID as well after I didn't get satisfactory answer. It took me almost 2 months to get this entry removed.

• vissu295

• 

You can check this. It was a frustrating experience to get this entry removed.

 

[optimuspayne]

Post in thread 'CIBIL Hit without Apply LnT Finance'

May 13, 2024

where you raised the query? on mail or Twitter? Me too want to remove that cibil hit

Sent e-mail to customercare@ltfs.com and at the same time registered dispute in CIBIL website. I escalated to LTFS's GRO email ID as well after I didn't get satisfactory answer. It took me almost 2 months to get this entry removed.

• vissu295

• 

You can check this. It was a frustrating experience to get this entry removed.

I want to ask after you raised Rbi complaint (they denied to remove credit inquiry after that also) and do you receive any call from RBI team as GRO and nodal officer team of LNT FINANCE is denying to remove my inquiry even after multiple emails

 

[vissu295]

I want to ask after you raised Rbi complaint (they denied to remove credit inquiry after that also) and do you receive any call from RBI team as GRO and nodal officer team of LNT FINANCE is denying to remove my inquiry even after multiple emails

I didn't raise a complaint to RBI. I only disputed on CIBIL. And I kept following up with LTFS

 

[asm07]

I think @asm07 @vissu295 should help on this if they are able to solve this problem

I want to ask after you raised Rbi complaint (they denied to remove credit inquiry after that also) and do you receive any call from RBI team as GRO and nodal officer team of LNT FINANCE is denying to remove my inquiry even after multiple emails

I had raised rbi complaint, first time it was denied as LnT informed it was as per my consent.

I had done one mistake, I checked my credit score through Paisabazaar and unknowingly I tapped on lnt offer, immediately closed the window though but it wasn't enough, damage was already done. They treated it as consent, I didn't know about it but paisabazaar told me this.

Anyway, I kept paisabazaar out of the equation for this. Lnt denied then rbi complaint was also closed. I kept on replying to lnt's email and reopened/appealed the rbi complaint. Whenever they said I gave consent, I asked them to show me proof, where did I explicitly gave consent for the loan application. Somehow there was some technical gap between paisabazaar and lnt probably because of which they couldn't provide any valid answer. I was also adamant, probably when they saw my appeal to reopen complaint, lnt decided to remove the credit inquiry.

(I had one (positive) experience with indusind before, clicked on a paytm pre-approved offer but it was pre-qualified, application was instantly rejected. Then I contacted indusind, they easily removed the enquiry without any hassle but LnT is lowest of the scums.)

 

[Dr. Drake]

Even I got one inquiry from the same lender in the first week of March. I was on a clean slate for the past 5 months and this. I'm going to ignore it though and channelize my energy elsewhere.

 

[JigmeKhesar]

I had raised rbi complaint, first time it was denied as LnT informed it was as per my consent.

I had done one mistake, I checked my credit score through Paisabazaar and unknowingly I tapped on lnt offer, immediately closed the window though but it wasn't enough, damage was already done. They treated it as consent, I didn't know about it but paisabazaar told me this.

Anyway, I kept paisabazaar out of the equation for this. Lnt denied then rbi complaint was also closed. I kept on replying to lnt's email and reopened/appealed the rbi complaint. Whenever they said I gave consent, I asked them to show me proof, where did I explicitly gave consent for the loan application. Somehow there was some technical gap between paisabazaar and lnt probably because of which they couldn't provide any valid answer. I was also adamant, probably when they saw my appeal to reopen complaint, lnt decided to remove the credit inquiry.

(I had one (positive) experience with indusind before, clicked on a paytm pre-approved offer but it was pre-qualified, application was instantly rejected. Then I contacted indusind, they easily removed the enquiry without any hassle but LnT is lowest of the scums.)

more often than not, this is the case. you sign-up for something and that bad actor doesn't explicitly make it clear that a credit inquiry will be triggered.