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Clarification on RuPay NCMC

RuPay now have 2 types of NCMC Prepaid Cards -

RuPay NCMC Prepaid Cards -​


Apply for a RuPay Prepaid Card at the metro station and bus depot. This card can be used for transit and retail payments.

OR

Get a RuPay Prepaid MTS Card from instant dispensing machines or counters at the metro stations and bus depots. This is a ready to use card and can be used only for transit purpose.

RuPay Prepaid MTS Card live banks -

Airtel bank,
City union bank,
Ongo Wallet,
Orbit Wallet,
RBL Bank,
7 Ring,
SBI.
Any suggestions from SBI, HDFC, ICICI, Axis cards?? SBI showed that after top up, i would have to go to metro station to update the balance. Any card or method which does not require that??
 
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