Close and Reapply for HDFC CC

[rg8605384]

I have hdfc millennia credit card with 1.2 lakh limit and I have multiple other cards with above 2 lakh limit. My question is can I close this card and reapply via card to card method to get a higher limit? Also, is this a good idea 😂😂

I tried getting LE by mailing them and got 20k increment. Its been 6 months since then and I don't think I'll get any LE offer anytime soon looking at how unpredictable their algorithm is.

 

[vijaycard]

I have hdfc millennia credit card with 1.2 lakh limit and I have multiple other cards with above 2 lakh limit. My question is can I close this card and reapply via card to card method to get a higher limit? Also, is this a good idea 😂😂

I tried getting LE by mailing them and got 20k increment. Its been 6 months since then and I don't think I'll get any LE offer anytime soon looking at how unpredictable their algorithm is.

Once u close a hdfc card , they won't approve yr card within in particular duration may be 3 or 6 months. U can try upgrade yr card to regalia or some other

 

[Batmanbaba]

Keep the card.... In sometime the way hdfc is butchering the rewards... It will just be used for offers... Millenia is a good card and 1.2 lakh is sufficient for normal use....

 

[deep@vie]

I have hdfc millennia credit card with 1.2 lakh limit and I have multiple other cards with above 2 lakh limit. My question is can I close this card and reapply via card to card method to get a higher limit? Also, is this a good idea 😂😂

I tried getting LE by mailing them and got 20k increment. Its been 6 months since then and I don't think I'll get any LE offer anytime soon looking at how unpredictable their algorithm is.

chances are they won't issue you a card for next 6months.
instead try to find out why they are not enhancing your limit.

 

[souvikr]

I have hdfc millennia credit card with 1.2 lakh limit and I have multiple other cards with above 2 lakh limit. My question is can I close this card and reapply via card to card method to get a higher limit? Also, is this a good idea 😂😂

I tried getting LE by mailing them and got 20k increment. Its been 6 months since then and I don't think I'll get any LE offer anytime soon looking at how unpredictable their algorithm is.

Don't close your card, just keep using it regularly for approx 10k-25k per month (Don't overuse it). You will get better limit soon. I would suggest to do proper purchase transactions only, I mean avoid transactions like rent, wallet etc.

 

[rg8605384]

Keep the card.... In sometime the way hdfc is butchering the rewards... It will just be used for offers... Millenia is a good card and 1.2 lakh is sufficient for normal use....

Exactly rewards are diminishing every passing day. Before the upgrade I had Easy EMI card and I used to get 5% CB+5% RP on every smartbuy transaction. Now I regret upgrading to millennia.

 

[Batmanbaba]

Exactly rewards are diminishing every passing day. Before the upgrade I had Easy EMI card and I used to get 5% CB+5% RP on every smartbuy transaction. Now I regret upgrading to millennia.

But that card is nightmare if u do transactions above 10000 as it converts them to emi automatically I guess

 

[rg8605384]

But that card is nightmare if u do transactions above 10000 as it converts them to emi automatically I guess

Yes It is but we can always call Customer care and cancel the EMI. No changes will be levied.

 

[Ram1]

Yes you can close and reapply immediately. One of my frd did that. Problem now is hdfc not giving much limit on card to card

 

[Collector_sahab]

Yes you can close and reapply immediately. One of my frd did that. Problem now is hdfc not giving much limit on card to card

HDFC gave 1.5 lac limit(millennia) on 50K Apay card C2C basis. Salary slip was provided as supporting docs.

 

[rg8605384]

HDFC gave 1.5 lac limit(millennia) on 50K Apay card C2C basis. Salary slip was provided as supporting docs.

Atleast someone had good experience with HDFC on C2C basis

 

[Ram1]

Atleast someone had good experience with HDFC on C2C basis

Yeah because he added salary slips, not giving on c2c

 

[Collector_sahab]

Yeah because he added salary slips, not giving on c2c

But I got LTF on C2C basis. In the application form "OBC C4C" was ticked for LTF criteria.

 

[federer.reddevil]

But I got LTF on C2C basis. In the application form "OBC C4C" was ticked for LTF criteria.

How to apply C2C basis for HDFC?

 

[Collector_sahab]

How to apply C2C basis for HDFC?

From branch

 

[Ram1]

But I got LTF on C2C basis. In the application form "OBC C4C" was ticked for LTF criteria.

I'm saying about limit bro, hdfc cards are ltf whether online or offline. Not giving much limits solely on c2c

 

[Collector_sahab]

I'm saying about limit bro, hdfc cards are ltf whether online or offline. Not giving much limits solely on c2c

Yes, that is what I said, the card was processed on C2C basis. But I asked them to give me a higher credit limit, for that I gave them my income proof as supporting docs.
If you apply fresh without c2c, your card will not be processed as LTF.

 

[rg8605384]

Received call for pre-approved LTF Tata neu plus CC. Limit will be shared with Millennia card. Should I get it or not. Please suggest

 

[Batmanbaba]

Received call for pre-approved LTF Tata neu plus CC. Limit will be shared with Millennia card. Should I get it or not. Please suggest

I think you are being fooled, this card is mostly fyf.....

 

[rg8605384]

I think you are being fooled, this card is mostly fyf.....

I'll cross check