Close Idfc select card to get Idfc wealth card. Tips?

[RockyBond]

I am tired of Idfc bank not upgrading my Select Card to wealth. I want to apply on basis of My amex card having limit of 6.3 lakhs.

Please help these queries.

1. After closing Select how many days to wait before applying?
2. Can i apply from same mobile number or need to our different number ?
3. My Amex limit was enhanced just 1 week back and is showing in my cibil as 6.3 lakhs so okay to go ahead?

 

[Avatar Aang]

Sorry to come back on this.
What does 'no interest on cash withdrawals' mean? How does it work?

As what I understand, if the cash withdrawal limit is saying 50000, if someone withdraws 50k from an ATM, there is no interest? He just needs to pay back 50k in the next bill? (+ Some one-time charges?)

Y e s

 

[BVCBVC is verified member.]

Sorry to come back on this.
What does 'no interest on cash withdrawals' mean? How does it work?

As what I understand, if the cash withdrawal limit is saying 50000, if someone withdraws 50k from an ATM, there is no interest? He just needs to pay back 50k in the next bill? (+ Some one-time charges?)

Yes you are right. only 199+ GST will be charged within a billing cycle, for all IDFC Credit cards.