Closed Axis Priority Account

[Zulu]

Finally after more than long 8 years, today I have submitted Axis Priority Account Closure Form to the Bank. What a journey it was!!

 

[Zulu]

I was maintaining more than 2L and once I deposited 3.5L cash and after one month "consolidated charges " came approx Rs 1200 🤣

 

[VISHESH_BANSAL]

More than 5 thousands during last 6 months. Each time I had to contact my RM for reversal and I am tired of that.

Then you must be doing frequent/ High Volume Cash Deposit and Withdrawals.

For Cash Deposits via BNA in Non Banking Hours additional Rs.50.

Second is Auto Debit Return/Cheque Return.

I have seen many case Over "X", People do Complaints abouts Cash Txn Charges.

 

[varun__goel_]

I was maintaining more than 2L and once I deposited 3.5L cash and after one month "consolidated charges " came approx Rs 1200 🤣

Then even hdfc/icici or any other account would have charged you the same, unless you had hni account.

Haven't you gone through the SOC?😂

 

[SSV]

I was maintaining more than 2L and once I deposited 3.5L cash and after one month "consolidated charges " came approx Rs 1200 🤣

THen definitely those include Cash Deposit charges ...
Banks jst want some name to include in the charges...
If you look at any Banking product..
Features page will have a few items where as
Fees and Charges will run into several pages so as T&C's..
By the time if we want to read all those we will lose interest on life , let alone a bank account....

 

[varun__goel_]

Then you must be doing frequently Cash Deposit and Withdrawals.

Fpr Cash Deposits via BNA in Non Banking Hours additional Rs.50.

Second is Auto Debit Return/Cheque Return.

I have seen many case Over "X", People do Complaints abouts Cash Txn Charges.

Was coming up with same reply😂

 

[VISHESH_BANSAL]

I was maintaining more than 2L and once I deposited 3.5L cash and after one month "consolidated charges " came approx Rs 1200 🤣

Nothing new.
Most Banks already Introduced Free Cash Deposit/Withdrawals Limits.

 

[SSV]

I was maintaining more than 2L and once I deposited 3.5L cash and after one month "consolidated charges " came approx Rs 1200 🤣

THen definitely those include Cash Deposit charges ...
Banks jst want some name to include in the charges...
If you look at any Banking product..
Features page will have a few items where as
Fees and Charges will run into several pages so as T&C's..
By the time if we want to read all those we will lose interest on life , let alone a bank account....

See beautifully explained here...




and also you can spend several days reading all the details here.
complete list.. they won't miss any item here...

Fees and Charges

 

[varun__goel_]

See beautifully explained here...

View attachment 44194


and also you can spend several days reading all the details here.
complete list.. they won't miss any item here...

Fees and Charges

I have observed that most of the customers don't go through SOC and then rant when charged.

*This is for general public, not targetting anyone😂*

 

[VISHESH_BANSAL]

I have observed that most of the customers don't go through SOC and then rant when charged.

*This is for general public, not targetting anyone😂*

But Axis is Popular for Cash Txns Charges over "X"🤣

Axis Deduct charges on same day from All Accounts, and that day I specially go to Axis "X" handle too see people's Outrage 🤣

 

[mohammedabraar4222]

Then you must be doing frequently Cash Deposit and Withdrawals.

For Cash Deposits via BNA in Non Banking Hours additional Rs.50.

Second is Auto Debit Return/Cheque Return.

I have seen many case Over "X", People do Complaints abouts Cash Txn Charges.

But this charges are excluded for priority account holder they have clearly mentioned in the pdf.....

 

[varun__goel_]

But Axis is Popular for Cash Txns Charges over "X"🤣

Axis Deduct charges on same day from All Accounts, and that day I specially go to Axis "X" handle too see people's Outrage 🤣

Entertainment ka tareeka thoda kezual hai

 

[sidp]

Then you must be doing frequently Cash Deposit and Withdrawals.

Fpr Cash Deposits via BNA in Non Banking Hours additional Rs.50.

Second is Auto Debit Return/Cheque Return.

I have seen many case Over "X", People do Complaints abouts Cash Txn Charges.

I mostly did online transaction that too to pay axis cc bill, may be couple of atm transactions in a month or two, no si(except auto deduct for axis cc bill, 1 cheque in total to move account to hdfc. Still they charged me. When I asked, they couldn't give me any explanation.

Sometime they raise sr and reverse charges. But who has time for all this. My axis branch is worst. 1 branch in whole city. They have crazy work load. Till now experienc with hdfc is much better.

 

[Zulu]

Jab khud ka moye moye ho Jaye tab Pata chalega Axis kon si Bala hai. Till then enjoy banking with Axis

 

[VISHESH_BANSAL]

I mostly did online transaction that too to pay axis cc bill, may be couple of atm transactions in a month or two, no si(except auto deduct for axis cc bill, 1 cheque in total to move account to hdfc. Still they charged me. When I asked, they couldn't give me any explanation.

Sometime they raise sr and reverse charges. But who has time for all this. My axis branch is worst. 1 branch in whole city. They have crazy work load. Till now experienc with hdfc is much better.

Charges Details are available in Internet Banking.
You can even check now

Also now they Improved and Deducting Charges in Multiple Enteries with Clear Description in Txn Narration.

Now, Charges are even Mentioned in Monthly
E-Statements

 

[sidp]

Jab khud ka moye moye ho Jaye tab Pata chalega Axis kon si Bala hai. Till then enjoy banking with Axis

Main thing is even branch people have no idea, what it about. Aur yahan kuch bolo toh sir please branch ajaiye. Petrol cost is more than those charges.

 

[varun__goel_]

Jab khud ka moye moye ho Jaye tab Pata chalega Axis kon si Bala hai. Till then enjoy banking with Axis

Vishesh bhaiyaji, inko bamboo ki training dijiye. Bhot zrurat hai☠️

 

[sidp]

Charges Details are available in Internet Banking.
You can even check now

Also now they Improved and Deducting Charges in Multiple Enteries with Clear Description in Txn Narration.

I am closing the Axis account. Rightnow maintaining only min balance. Once rbi complaint gets resolved will close the account. Hehe.

 

[VISHESH_BANSAL]

Vishesh bhaiyaji, inko bamboo ki training dijiye. Bhot zrurat hai☠️

Charges as per SOC hai toh kya kar sakte hai.

Axis timely charges deduct karta hai Monthly basis pe that too Same day from All Accounts.
Isley charges Direct Notice m aate hai.

Other Banks tranches m karte hai any time, even Txn wise to woh unoticed rha jaate hai being Small Amounts ya notice m aate hai toh customer further charegble txn nhi karta

Axis Compelete One Month ke charges Next Month at a fixed date deduct kar leta hai, toh customer ko fatka thoda jada lagta hai

 

[Zulu]

Vishesh bhaiyaji, inko bamboo ki training dijiye. Bhot zrurat hai☠️

Most of time I got the money back. But who has the free time to contact bank each time?Bamboo tho apanke pass hi Hai tho fir RBI Ko kiu involve Karen!

 

[varun__goel_]

Most of time I got the money back. But who has the free time to contact bank each time?Bamboo tho apanke pass hi Hai tho fir RBI Ko kiu involve Karen!

Peace of mind🫂