Closed Axis Priority Account

[Zulu]

Finally after more than long 8 years, today I have submitted Axis Priority Account Closure Form to the Bank. What a journey it was!!

 

[samm255]

I have seen many case Over "X", People do Complaints abouts Cash Txn Charges.

These are the golden moments for Axis bank, they don't miss it. Roz koi na koi bakra fans hi jata hai 😆

 

[Zulu]

Or nahi tho Kia!! Got 3 axis cards, now chill marunga meh

 

[sidp]

Peace of mind🫂

In this regards hdfc is better. Just maintain sa or fd balance for even a mid variant account like savings max. No other charges.

 

[varun__goel_]

In this regards hdfc is better. Just maintain sa or fd balance for even a mid variant account like savings max. No other charges.

Yes, hdfc is best among the worst

 

[Zulu]

ICICI Wealth Management also very good. No hassle at all.

 

[sidp]

ICICI Wealth Management also very good. No hassle at all.

Yeah but they have conditions. Like ip for icici wealth. Some are asking 5L, some 25L. People have done with 1L also. Idfc future first is good. But again college criteria and many branches don't want to open the account.
My nearby branch(normal)is asking 25L ip for wealth. Whereas wealth branch of my old city is OK with 3L ip.

 

[samm255]

Yeah but they have conditions. Like ip for icici wealth. Some are asking 5L, some 25L. People have done with 1L also. Idfc future first is good. But again college criteria and many branches don't want to open the account.
My nearby branch(normal)is asking 25L ip for wealth. Whereas wealth branch of my old city is OK with 3L ip.

Jaise Murga mil jaye, kaam chala lete hain. Kuch branches sirf mote murgon me deal karti hai aur kuch patle-duble me kaam chala leti hain.

 

[Zulu]

My ICICI Wealth Account is survived the downgrade. MAB 0k, everything is free, no calls from RM, etc etc life meh or Kia chahiye!

 

[SamPtnk]

Le Axis

 

[HumorSimpson]

Then you must be doing frequently Cash Deposit and Withdrawals.

For Cash Deposits via BNA in Non Banking Hours additional Rs.50.

Second is Auto Debit Return/Cheque Return.

I have seen many case Over "X", People do Complaints abouts Cash Txn Charges.

You solved the big mystery I had. Also sorry.

 

[kishorvr]

Actually I too never had those charges for my SBLBR account. And I had seen many people complaining about these consolidated charges

Right. I have not been charged that for many months. Even if they do, I need to keep the account to receive salary.

 

[kishorvr]

Vishesh bhaiyaji, inko bamboo ki training dijiye. Bhot zrurat hai☠️

Sure, there are finfluencers who teach finance for a fee. I guess you can introduce bamboo training and people will come.

 

[Humanbeing]

The Famous "Consolidated Charge of Axis bank" is the main reason. Moved to ICICI Wealth Management. My wife's account downgraded 2 months back but my account is saved somehow. And HDFC preferred is still best for me.

Axis bank is known for this practice. Even the founder of this community Sumanta Da has made a video regarding consolidating charges, though he is Burgundy Account holder but still charged with “consolidating charges’’ by Axis bank so no surprise.

 

[HumorSimpson]

Axis bank is known for this practice. Even the founder of this community Sumanta Da has made a video regarding consolidating charges, though he is Burgundy Account holder but still charged with “consolidating charges’’ by Axis bank so no surprise.

How much was those charges to him ?

 

[Humanbeing]

How much was those charges to him ?

How much was those charges to him ?

He said that he was charged something like ₹15+GST. You can head over to his video for more details

 

[theflash]

"Consolidated Charges" you have to escalate the issue to the bank each time. And they will return the amount. Only Axis and God know what are those charges!!

I Have Axis Priority Family that too 2 Family IDs from past 6 months not even single penny was debited in name of consolidated charges and to my surprise SMS charges also were waived off AFAIK.

Thinking out loud…
May be I maintain MAB of 25K always … that’s why I was not charged those lovely consolidated charges …
Not sure though….

Ya I maintain ₹2L in each family so that could be a reason....

 

[theflash]

SMS charges, NMC , ... etc.

Cash deposit charges as well if done via CDM and in non banking hours.

The only thing as of now I dislike about Axis Bank.

But I have IDFC (Select A/c) for all my cash/deposits

 

[theflash]

My ICICI Wealth Account is survived the downgrade. MAB 0k, everything is free, no calls from RM, etc etc life meh or Kia chahiye!

Having wealth from..? I don't get call from my RM for my account but my mom gets almost every month....

 

[helloworld]

Could someone who used this account, share its benefits for maintaining 2L average balance?

Debit card seems like liberty has better reward rate compared to priority platinum. Any benefits from account side?

 

[SamPtnk]

Could someone who used this account, share its benefits for maintaining 2L average balance?

Debit card seems like liberty has better reward rate compared to priority platinum. Any benefits from account side?

This account is pure junk , they say no sms charges but every quarter they deduct in form of consolidated charges . Have to write mail every time to get it reversed .
Apart from this you also get a shitty Rm who will pester you into insurance
Priority CC privilege is free with this account .
You could maintain 15L in FD instead of 2L at mere 3%

Most imp a Fraud Bank