Closed Credit Cards list so far

[Andy1]

Let's talk about all the credit cards which you have closed so far and also list reason for it.
I have closed
Icici Platinum- Poor Reward points
Axis Flipkart- list of exemptions
Axis Ace - devaluation
Yes Finbooster- never used
Yes Exclusive- Annual Fees
RBL ICON- pathetic reward system for a premium card
Axis Magnus- Reason well known
IDFC Select- upgraded to Wealth

 

[prash1161]

Iski bhi koi fantasy h kya ?🤔

 

[SmartSave]

If you close one card, will they allow you to get another federal card?

Federal will let you apply their core card (OneCard closure should be reported in CIBIL which typical takes 45 days) and OneCard itself will not allow you to re-apply.

 

[vijay.vj]

Axis My zone (closed by not activating) - wrong selling from agent as ltf. There were ongoing ltf offer through Amazon app popup for me. I was not in tf at that time and did not escalated any higher and closed.


RBL bank bazaar save max - cross sold along with Zomato edison card. Once I paid to this card instead of edison card. getting the amount back was nightmare. App was practically unusable. Reaching customer care via phone was like working through maze. When sent a mail, they sent a flow chart to be followed for reaching bank executive through customer care number. I raised card closure request along with the previous request not wanting to have relationship with the bank having poor customer support.


Zomato edison is later converted to shoprite card which i never used. Will close in near future.

Wow, you can get your shoprite card converted to RBL World Safari LTF card. Its provided to everyone who has shiprite which was zomato edition.
Just call customer care and ask

 

[Cc_creditguy]

Yes bank BYOC credit card- sell by saying that card is LTF and I don't even have to pay for the subscription fees. But I had to pay subscription fees if I want to use there features. But they also charge some Rs.50 every month as card fee.

Same thing 😂😭 happened to me

 

[MOhit __]

Closed - 0

Thinking to close-
Bob snapdeal
Kotak virtual rupay
Icici platinum
Hdfc swiggy
My zone ltf
Iocl ltf
Kotak league rupay ltf
One carrd federal
Indusind platinum rupay

 

[vijay.vj]

Closed - 0

Thinking to close-
Bob snapdeal
Kotak virtual rupay
Icici platinum
Hdfc swiggy
My zone ltf
Iocl ltf
Kotak league rupay ltf
One carrd federal
Indusind platinum rupay

If I may ask, why you want to close LTF cards

 

[rogerthat]

Lagta hai Bhai safai abhiyan par nikle hai

Haha no this process has been going on since 2006. I have 12 active cards right now 🙂

 

[MOhit __]

If I may ask, why you want to close LTF cards

I have 25+ credit cards with high limits, and I need a sbi card, but due to the high limits, I am not getting sbi cc

 

[myfinquest]

Closed :

Axis Flipkart LTF => Removal of Myntra was the final nail . Had stopped using Flipkart since almost 2 years
SC gold card => No rewards . Annual KYC renewal had to be done by visiting branch. Didn't want to waste a half day . Closed after 17 years of association

Main cards : Tata neu Infinity (Neu app) , Ace (offline) and MRCC (amazon GV), A Pay (Amazon shopping)
backups : Regalia LTF , SBI Gold card LTF for occasional sale

 

[Saiv]

Axis MyZone, IOCL
Yes bank some Visa card & wellness
HDFC TATA NEU & Swiggy Card
IDFC Select & Power
IndusInd Platinum Aura Edge Visa Card
SBI SIMPLY Save Card
Icici 3 FD PLATINUM CARDS(different years)
RBL DUET CARD
PNB FD card
Kotak 811 FD card
SBM PIASABAZAAR 2 FD Cards

 

[raghu.rokda]

Axis MyZone, IOCL
Yes bank some Visa card & wellness
HDFC TATA NEU & Swiggy Card
IDFC Select & Power
IndusInd Platinum Aura Edge Visa Card
SBI SIMPLY Save Card
Icici 3 FD PLATINUM CARDS(different years)
RBL DUET CARD
PNB FD card
Kotak 811 FD card
SBM PIASABAZAAR 2 FD Cards

Why so much FD cards ?

Now what left in the pocket ?

 

[Saiv]

Why so much FD cards ?

Now what left in the pocket ?

For sales purposes I opened Icici Fd cards, for upi on cc I opened PNB card. Paisabazaar they gave highest FD returns at that time, kotak is my 1st ever CC, so as of now, all my CC’s are unsecured & LTF

 

[Lordkk]

Pardon me for stupid question, Does having numerous closed cards in CIBIL have any impact on creditworthiness?

 

[Saiv]

Pardon me for stupid question, Does having numerous closed cards in CIBIL have any impact on creditworthiness?

Not even 1% you can close as many cards as you want, I closed more than 15+ cards within 2 years, my credit score still great

 

[psmangat5]

sbi bpcl card closed due to unreliable points credit

 

[rahulsingla]

IDFC Millennia - closed as the upgrade request was denied

Amex Gold Charge - annual fee

SC Platinum - entry level card

Yes Reserv - annual fee, was not using this card

 

[MOhit __]

Closed - 0

Thinking to close-
Bob snapdeal
Kotak virtual rupay
Icici platinum
Hdfc swiggy
My zone ltf
Iocl ltf
Kotak league rupay ltf
One carrd federal
Indusind platinum rupay

Excellent experience with ICICI, I just used Net Banking to submit a closure request for my Platinum card, and it was closed in less than 12 hours with no phone call or email. (I already own Coral Rupay and Apay.)

It took nearly a week for Bob and one card

Next, kotak and Swiggy will close.

 

[ismail]

axis flipkart- to accomodate 3rd card
rbl popcorn -no use
tata neu infinity -huge annual fee
sbi simply click- no use
BOB eterna- fee high
Amex Plat Travel- do not know how to use reward points

will close
Swiggy- as swiggy one membership is 599/month=7188/year
Magnus=high annual fee

 

[bitsst]

Axis (Vistara Signature, Privilege, Myzone, Ace, Select, Flipkart and Magnus)
One Card
IDFC First Select
Amex (Plat Travel, Plat Reserve)
RBL Platinum
IndusInd Platnium
ICICI (Platinum, Rubyx)
Union Bank(Gold, Platinum)
SBI(Signature, IRCTC, Simply Save)
SC (Platinum Rewards, Ultimate)

closed over past 10 years.

 

[Desu Sarath]

SC ease my trip : Sold as LTF , but it is only FYF. So closed it on next day of receiving.

SBI elite: took it for FYF ( Will close before renewal)