Closed Credit Cards list so far

[Andy1]

Let's talk about all the credit cards which you have closed so far and also list reason for it.
I have closed
Icici Platinum- Poor Reward points
Axis Flipkart- list of exemptions
Axis Ace - devaluation
Yes Finbooster- never used
Yes Exclusive- Annual Fees
RBL ICON- pathetic reward system for a premium card
Axis Magnus- Reason well known
IDFC Select- upgraded to Wealth

 

[vijay.vj]

Closed Axis Flipkart on 15th August

Will Apply For Axis Airtel

I did the same. Closed flipkart and applied for airtel the next week.
Took 3 weeks to process but got it delivered.

Then had issues logging into app as my old customer id is suspended and had to visit branch to active. They did everything to make me open a savings account

 

[BK7]

Kotak PVR - wasted my entire spendings on this just for movie tickets
HDFC Moneyback- wasted my entire spendings on this just for 500 coupons
HDFC Millenia - closed because of lounge access condition and other factors
Axis Flipkart - Another bakwas card in my opinion

 

[Deleted member 5552]

*ICICI Bank Platinum Card - no special reason
*SBI FBB Style Up Card - no special reason
*ICICI Bank Amazon Pay Card - useless
*ICICI Bank Ferrari Card - no special reason
*ICICI Bank Expression Card - no special reason
*ICICI Bank Coral Amex Card - no special reason
*One Card Lite - Notorious card 🤬👹👺
*SBI Simply Click Card - Life destroyer 😡🤨👺
*HDFC Bank MoneyBack Card - Cheater & life destroyer 👺👹🤬
*HDFC Bank Tata Neu Card - 😄
*Axis Bank Freecharge Plus Card - no special reason
*Axis Bank Flipkart Card - Useless
*ICICI Bank Mine Card - Waste (cancelled today)

Closed 2 more cards on this week

*Federal Bank AmpliFi Card (Fi) -Closed on the next day of application/approval 😆🤣

*Axis Bank Ace Credit Card 🤣😆

 

[raghu.rokda]

*Federal Bank AmpliFi Card (Fi) -Closed on the next day of application/approval 😆🤣

Closed karna tha instantly tou apply hi kyu kiya

 

[Astraea]

I just closed my 1 year old OneCard Federal Bank.

Kotak League Platinum upgrade to Zen Card(Paid)

 

[Predator]

I just closed my 1 year old OneCard Federal Bank.

I am also closing my one card next.
Just waiting for the present offers to get over. Some cool offers are ongoing right now

 

[Astraea]

I am also closing my one card next.
Just waiting for the present offers to get over. Some cool offers are ongoing right now

Great decision! Aside from some less practical bonus offers for education payments and other that most people don't use at all.

 

[Predator]

Great decision! Aside from some less practical bonus offers for education payments and other that most people don't use at all.

currently, they are offering flat 25% RPs on many outlets such as Starbucks, Burger King, Grocery, etc.. So, started using the card again.

 

[credit_noob]

I closed my first card, the Legendary Moneyback Plus, two weeks ago. This was the first card issued to me, and I also have a salary account with HDFC as well as a personal loan. The card limit is 30k, and it is two years old, but I have never received a limit enhancement. After taking the Tata NEU card(LTF), I closed the moneyback plus. And personal loan still going..
Did I made wrong decision?

 

[Astraea]

I closed my first card, the Legendary Moneyback Plus, two weeks ago. This was the first card issued to me, and I also have a salary account with HDFC as well as a personal loan. The card limit is 30k, and it is two years old, but I have never received a limit enhancement. After taking the Tata NEU card(LTF), I closed the moneyback plus. And personal loan still going..
Did I made wrong decision?

Good but you might not get the HDFC core card again.

 

[credit_noob]

Good but you might not get the HDFC core card again.

Yeah recently I get to know....new fear unlocked.

 

[abhiver]

CLOSED/UPGRADED:

• Citibank Card (LTF) - got deactivated due to non-usage long time back.
• SBI Simply Save (Paid) - Upgraded to SimplyClick.
• SBI Simply Click (Paid) - Closed due to devaluation and incorrect milestone calculation by SBI
• AMEX Smart Earn (Paid) - Didn't converted to LTF and I got MRCC.

THINKING TO CLOSE:

• HDFC Regalia - After devaluation, this card seems useless.
• IndusInd Rupay Card - Have no use of it due to Tata Neu Infinity, but might keep as it is the only JCB backed rupay credit card I have as of now.
• One Card - Metal fetish is over 😀 , also there is no good offer which compel me to use the card.

 

[AnungUnRama]

Closed: Kotak Dream Different secured card.

Thinking of closing: one card secured.

 

[raghu.rokda]

Closed: Kotak Dream Different secured card.

What was the age? Limit of card?

 

[Deleted member 5552]

Closed karna tha instantly tou apply hi kyu kiya

Because of hidden terms and conditions of earning 3x cashback on top brands

These conditions were not disclosed to me while applying.
It was pre approved offer, card generated in 10 seconds

 

[raghu.rokda]

Because of hidden terms and conditions of earning 3x cashback on top brands

These conditions were not disclosed to me while applying.
It was pre approved offer, card generated in 10 seconds

Card was given Ltf ?

 

[purushotham]

Induslnd platinum CC LTF
RBL Duet CC LTF
Kotak league CC LTF
ICICI platinum LTF

What's the use of any Kotak (Except Myntra), RBL , induslnd & ICICI (except Apay) credit Cards ?
No rewards

 

[adi]

Closed idfc select for not Upgrading to wealth🫠

 

[Deleted member 5552]

Card was given Ltf ?

No yaar, 2k fee applicable

 

[Deleted member 5552]

Closed 2 more cards on this week

*Federal Bank AmpliFi Card (Fi) -Closed on the next day of application/approval 😆🤣

*Axis Bank Ace Credit Card 🤣😆

And now Axis Bank customer care is calling me regarding Ace card closure request. I don't understand why because they never called me when I closed Freecharge and Flipkart cards some month ago....

Axis Bank may have earned good amount from spendings through Ace card. But Bank forgot me to give a good credit limit 😐

I always used this card as my primary card. But gave me only 10k limit increase 6 months ago.... 😠