Closing LTF HDFC Tata Neu Card to get core HDFC Card.

[amit90]

I am closing LTF Tata Neu Plus Card to get HDFC Bank core card. I have some queries....

1. After closing the card, will my neu coins expire or should i use neu coins before closing the card?

2. After raising card closure request, how much time should I wait to apply for core card?

3. Which card may i get LTF on C2C basis? I have ICICI coral with 4.5 Lakh limit & AU Card with 6 Lakh limit. Mostly i do online shopping on Flipkart & Amazon. Which card will be better for me?

 

[amit90]

Happy to hear that!!
If my earlier comment helped, pls mark it as solution /upvote it.

Done. . .

 

[anonymuos]

I suggest anyone with Neu Plus LTF not close it and open savings account if you don't already have one and maintain good balance instead in HDFC, do regular debit card and UPI txns and make it your main account. You may get pre-approved offer for 2nd card despite Neu co-branded. Started showing in my HDFC Netbanking after I closed Business MoneyBack, but currently unable to see due to recent CIBIL enquiry/offline application for Millennia declined due to work address same as home address issue.

 

[knockoffaxis101]

I have sent mail to escalation.cc@hdfcbank.com for card upgradation... Got reply that they will revert within a week.. will update here.. whatever reply I get

Bro.. how old was your card ?

 

[Nishan11]

Update - Today I received call from HDFC Bank. They upgraded my tata neu card to FYF Millennia Credit Card. Executive on call guided me to add the card on My Cards portal & PIN Generation.

i have a query that - My previous tata neu card is also showing in My Cards Portal. After upgrade, Neu Card will be closed or not. Can I continue using both cards?

Congratulations. If you don't mind, can you share age of tata neu card & approx limit on that ?

 

[amit90]

Congratulations. If you don't mind, can you share age of tata neu card & approx limit on that ?

13 months old.. Limit was 1.10 Lakh

 

[amit90]

Bro.. how old was your card ?

13 months old

 

[amit90]

I suggest anyone with Neu Plus LTF not close it and open savings account if you don't already have one and maintain good balance instead in HDFC, do regular debit card and UPI txns and make it your main account. You may get pre-approved offer for 2nd card despite Neu co-branded. Started showing in my HDFC Netbanking after I closed Business MoneyBack, but currently unable to see due to recent CIBIL enquiry/offline application for Millennia declined due to work address same as home address issue.

I got LTF BoB Snapdeal Card then I decided to close this Card. Snapdeal Card is now my primary card for UPI Transactions. I will try to get LTF Tata Neu Infinity after 6 months, whenever there will be offer.

 

[techt]

I got LTF BoB Snapdeal Card then I decided to close this Card. Snapdeal Card is now my primary card for UPI Transactions. I will try to get LTF Tata Neu Infinity after 6 months, whenever there will be offer.

Reward rate ?

 

[bigbyte]

I got LTF BoB Snapdeal Card then I decided to close this Card. Snapdeal Card is now my primary card for UPI Transactions. I will try to get LTF Tata Neu Infinity after 6 months, whenever there will be offer.

After your post I checked BOB snap deal card and it seems it is the most underrated card for small expenses spread over month.

1% on UPI up to Rs. 125/- cash back. That means rs.12500/- UPI spend covered.
2.5% cash back up to 500 on online spends.

Moreover direct cash back in statement.

 

[amitr29]

Can one apply for Tata Neu card through Neu app, if Core HDFC card is already applied 2 days back?

Does Neu application also takes time just like a core card application?

 

[amit90]

Reward rate ?

1% reward rate on upi

 

[amit90]

Can one apply for Tata Neu card through Neu app, if Core HDFC card is already applied 2 days back?

Does Neu application also takes time just like a core card application?

When I applied for Neu Card, it took 2-3 days for approval then card was showing in Neu App.

I am not sure but you should take time to apply for another HDFC Card.