Closing LTF HDFC Tata Neu Card to get core HDFC Card.

[Amit_]

I am closing LTF Tata Neu Plus Card to get HDFC Bank core card. I have some queries....

1. After closing the card, will my neu coins expire or should i use neu coins before closing the card?

2. After raising card closure request, how much time should I wait to apply for core card?

3. Which card may i get LTF on C2C basis? I have ICICI coral with 4.5 Lakh limit & AU Card with 6 Lakh limit. Mostly i do online shopping on Flipkart & Amazon. Which card will be better for me?

 

[Vishal@12]

How to get HDFC Rupay Credit Card without inquiry?

You can apply via customer care without cibil enquiry.

 

[yusuf646]

You can apply via customer care without cibil enquiry.

I heard somewhere that the HDFC Rupay Digital CC is not for HDFC Tata Neu Rupay customers. I'll try

 

[Vishal@12]

I heard somewhere that the HDFC Rupay Digital CC is not for HDFC Tata Neu Rupay customers. I'll try

I have read somewhere on this forum, one guy took HDFC Rupay DIGITAL CC on the basis of Tata neu and later wrote email to PNO for conversion to Hdfc moneyback+,
I'm also in same boat as you, my first cc is Tata neu but I wish to move to core Cc. Further I know everything is dependent on mood of hdfc people if they wanna they will otherwise they won't give cc.

 

[yusuf646]

They clearly stated that this policy applies to everyone, not just me. Does this mean no one can hold two cards with HDFC now?

 

[Vishal@12]

They clearly stated that this policy applies to everyone, not just me. Does this mean no one can hold two cards with HDFC now?
View attachment 55679

Or they mean to say one customer cannot have 2 Co-branded Hdfc CC.

 

[yusuf646]

Or they mean to say one customer cannot have 2 Co-branded Hdfc CC.

My brother have HDFC Tata Neu & HDFC Paytm

 

[knr2605]

They clearly stated that this policy applies to everyone, not just me. Does this mean no one can hold two cards with HDFC now?
View attachment 55679

Try escalating to pno and give a detailed explanation why you need to upgrade to core card.
I have successfully upgraded my Tata neu plus with 1.2L limit to Millenia FYF

 

[yusuf646]

Try escalating to pno and give a detailed explanation why you need to upgrade to core card.
I have successfully upgraded my Tata neu plus with 1.2L limit to Millenia FYF

I escalated this issue to PNO and requested the Swiggy Card because the Millennia card isn't worth it right now, especially with my limit being only 64K.

Since I don't have the SBI Cashback card, the Swiggy Card would be better for me. After that, I'll get the HDFC Virtual Rupay card to take advantage of bank discounts.

Waiting for the response from PNO.

 

[LimaT]

Or they mean to say one customer cannot have 2 Co-branded Hdfc CC.

I have Tata Neu and Swiggy

 

[karanarora]

I escalated this issue to PNO and requested the Swiggy Card because the Millennia card isn't worth it right now, especially with my limit being only 64K.

Since I don't have the SBI Cashback card, the Swiggy Card would be better for me. After that, I'll get the HDFC Virtual Rupay card to take advantage of bank discounts.

Waiting for the response from PNO.

Co-branded to core can be possible but no the vice versa most probably…

 

[yusuf646]

I have Tata Neu and Swiggy

Exactly. HDFC has different policies for different customers

 

[karanarora]

I have Tata Neu and Swiggy

Seems they have different email template and response for each customer..

 

[yusuf646]

Co-branded to core can be possible but no the vice versa most probably…

Let's see how they respond. If they offer the Millennia instead of the Swiggy card, I'll take the Millennia.

 

[karanarora]

They’ll offer you MoneyBack+ just like they did in my case

 

[yusuf646]

They’ll offer you MoneyBack+ just like they did in my case

Then I'll request them to close my card. I don't want any relationship with HDFC

 

[yusuf646]

They’ll offer you MoneyBack+ just like they did in my case

By the way MoneyBack Plus is a Core HDFC Card right?

 

[karanarora]

By the way MoneyBack Plus is a Core HDFC Card right?

Y e s

 

[yusuf646]

Y e s

Is it difficult to upgrade MoneyBack to Millennia later?

 

[karanarora]

From what I have read on this forum.. HDFC is very lazy in providing uprgades and LEs so take the best card you want in the first try only

 

[LimaT]

Seems they have different email template and response for each customer..

Sometimes CC don't have any clue, so they will use same template over and over again.