Closure of AU SF account

[Wealth is my birth right!]

Hi all did anyone closed AU small finance bank savings account recently?
What’s the way to do it digitally pls guide
Thanks in advance 🤝

 

[Salvo08]

any idea how is their au royale saving account?

AU Royale is a good account to have. The benefits are higher and monthly interest credit, lounge access, one + one movie ticket upto ₹250 apart from other minor benifits. They also make you feel better as you get a good welcome kit, priority customercare and good in branch and ATM experience. Hope this helps. If you want to know anything specific then you may ask that.

 

[lhgeek]

@Wealth is my birth right! I was also thinking about closing au bank account. I had got it solely for the rupay offer. But then I noticed that AU bank DC has some amazing offers on swiggy,Zomato , Bigbasket etc.. so decided to keep it.

Also planning to upgrade to royale in future as the royale debit card gives rewards of 1% for credit card bill payments. Right now have other avenues i e HDFC, rbl etc . Au royale can be a potential backup if some of the others stop giving cashback for cc bill payments

 

[Wealth is my birth right!]

@Wealth is my birth right! I was also thinking about closing au bank account. I had got it solely for the rupay offer. But then I noticed that AU bank DC has some amazing offers on swiggy,Zomato , Bigbasket etc.. so decided to keep it.

Also planning to upgrade to royale in future as the royale debit card gives rewards of 1% for credit card bill payments. Right now have other avenues i e HDFC, rbl etc . Au royale can be a potential backup if some of the others stop giving cashback for cc bill payments

Thanks for the insight
Yes i too currently using hdfcbank and IndusInd dc for 1% cc bills

 

[Tarun239]

i opened au royal account, their customer service is excellent

 

[Wealth is my birth right!]

i opened au royal account, their customer service is excellent

Is 25l required?

 

[0xfallup]

Is 25l required?

its 1L na i guess

 

[Wealth is my birth right!]

its 1L na i guess

Thought it’s 10l to start and mab 25l
Let some holders confirm

 

[0xfallup]

Thought it’s 10l to start and mab 25l
Let some holders confirm

https://www.aubank.in/Schedule_of_Charges_for_Royale_Saving_Account-AU-Royale.pdf

 

[Wealth is my birth right!]

https://www.aubank.in/Schedule_of_Charges_for_Royale_Saving_Account-AU-Royale.pdf

Wow 1l we get this much benefits?
Nice
Lounge usage any feedback here?

 

[Tarun239]

Is 25l required?

Just 1 lakh

 

[Tarun239]

i enquired about their most premium ivy account, their branch manager had no clue.

 

[jack333]

1% cashback limited to 200 per month only

 

[0xfallup]

1% cashback limited to 200 per month only

not worth it!

 

[pranavcool]

Call AU customer care to deactivate value added sms alerts and block debit card to avoid annual charges and you can keep this account without paying any charges.

after deactivating sms alert you got any confirmation through sms?

 

[Strange]

after deactivating sms alert you got any confirmation through sms?

no.

 

[romilq]

after deactivating sms alert you got any confirmation through sms?

I got it. A service request number and detail mentioning non registration of SMS banking. @Strange

 

[doraemon]

When they charge annual fee on debit cards?

 

[varun__goel_]

When they charge annual fee on debit cards?

The day you activate the card and on the same date nxt yr🤷

 

[hakunamatata]

The day you activate the card and on the same date nxt yr🤷

If I block debit card a day or week before the annual fees is charged, then will they charge annual fees?

 

[varun__goel_]

If I block debit card a day or week before the annual fees is charged, then will they charge annual fees?

N o o