Rounak14
TF Buzz
Hello everyone I recently converted my paid HDFC BANK credit to a lifetime free credit card by just emailing the customer support team. I'm attaching the mail in this thread
Dear HDFC Bank Team,
I hope this message finds you well.
I am writing to request the conversion of my existing Freedom Rupay credit card to a lifetime free credit card. I have been a loyal customer and have consistently paid my credit card dues on time. However, I have encountered several issues with my current card that I would like to bring to your attention.
1) Firstly, the reward points offered on my Freedom Rupay credit card are quite low. This diminishes the overall value and benefits I receive from using the card. Additionally, the credit limit on my card is also relatively low, which restricts my spending capacity. Consequently, I am unable to reach the required milestone to waive off the card fee.
2) Moreover, I have an ongoing EMI on my card which further limits my ability to use the card freely. The combination of these factors has made it challenging for me to fully utilize the card and enjoy its benefits.
Given my consistent payment history and the aforementioned constraints, I kindly request that my Freedom Rupay credit card be converted to a lifetime free credit card or my limit be enhanced without any documentation.This would greatly enhance my banking experience and allow me to continue using HDFC Bank's services without any hindrance.
If this request cannot be accommodated, I may have to consider closing the card as it no longer meets my needs and expectations.
I look forward to your favorable response.
Thank you for your understanding and cooperation.
Warm regards,
You can vary the situation based upon your requirements like if you are not having a EMI on your card then do not mention the second point. I got my card converted hope it helps you too as well.
Dear HDFC Bank Team,
I hope this message finds you well.
I am writing to request the conversion of my existing Freedom Rupay credit card to a lifetime free credit card. I have been a loyal customer and have consistently paid my credit card dues on time. However, I have encountered several issues with my current card that I would like to bring to your attention.
1) Firstly, the reward points offered on my Freedom Rupay credit card are quite low. This diminishes the overall value and benefits I receive from using the card. Additionally, the credit limit on my card is also relatively low, which restricts my spending capacity. Consequently, I am unable to reach the required milestone to waive off the card fee.
2) Moreover, I have an ongoing EMI on my card which further limits my ability to use the card freely. The combination of these factors has made it challenging for me to fully utilize the card and enjoy its benefits.
Given my consistent payment history and the aforementioned constraints, I kindly request that my Freedom Rupay credit card be converted to a lifetime free credit card or my limit be enhanced without any documentation.This would greatly enhance my banking experience and allow me to continue using HDFC Bank's services without any hindrance.
If this request cannot be accommodated, I may have to consider closing the card as it no longer meets my needs and expectations.
I look forward to your favorable response.
Thank you for your understanding and cooperation.
Warm regards,
You can vary the situation based upon your requirements like if you are not having a EMI on your card then do not mention the second point. I got my card converted hope it helps you too as well.
