Only Premium & Super Premium Cards Discussion

[rj_arora]

Did you follow the steps outlined by RewardsAlert?

read today. Also, thread was created after I closed it 🙁

 

[rj_arora]

they downgraded?

yup

 

[SPS]

The following steps work in most of

the cases and myself had trick 3

below work for me

Try with Vintage (age of card) more

than 6 months only.

Courtesy: A fellow CC Enthusiast (friend)
...

1. SBI low end cards - raise a closure request via app/call. Call is preferable, ask them to transfer to retention team. (don't allow them to close without transferring call to retention team) Key is to bargain with them and not abrupt cancelling of the card.

Otherwise also Retention team will call u to ask for reason of closure. They will offer fee reversal. Bargain them for LTF which they will normally agree to. Ask them for PCT/reference ID and get confirmation of LTF over mail

2. For mid range cards, try step 1. If it doesn't work, do some good spends in 2-3 months, pay all the dues in time and repeat step1.

3. Premium/ultra premium category -

try to get maximum limit

enhancement on your existing card by

submitting salary slips/ITR (ask me for

email address if required).

Now shift all spends on the card for

atleast 5-6 months, achieve some

milestones(if any) and repay all dues

in time.

Now try step 1 now. Try ur luck and

inform me of outcome.

The attached pic below is shared by the same person.
He has converted his SBI aurum card to LTF using the same trick.

Be careful. Sometimes it misfires, ICICI closed my Diamant card once when I threatened to close it, without giving me a chance.

 

[shubhamosy]

Be careful. Sometimes it misfires, ICICI closed my Diamant card once when I threatened to close it, without giving me a chance.

What happened finally? you able to reactivate it?

 

[SPS]

What happened finally? you able to reactivate it?

yes. after 1 year

 

[Banking101]

Do you guys have any idea how often can I claim offers from the Axis retention team?

 

[4uziaul]

Do you guys have any idea how often can I claim offers from the Axis retention team?

None, never, impossible this is Axis 🤣

 

[Banking101]

None, never, impossible this is Axis 🤣

I guess you're right. They happily closed my card without offering anything. Sad

 

[RewardsAlert]

I guess you're right. They happily closed my card without offering anything. Sad

Could you share which card did you close?

 

[Banking101]

Could you share which card did you close?

"Samsung Infinite Credit Card"
Axis bank appears to want to get rid of customers like me who have only spent 4000rs in 6 months, as they believe it would be more beneficial for their business. 🙁

 

[RewardsAlert]

"Samsung Infinite Credit Card"
Axis bank appears to want to get rid of customers like me who have only spent 4000rs in 6 months, as they believe it would be more beneficial for their business. 🙁

Don't worry.
It's good that you ditched that card.
It was meant for only 30k welcome bonus.
No other use.
Let axis decorate it in their website.

Take Magnus and join the bandwagon
No limitations to Rewards 😉

 

[Wealth is my birth right!]

"Samsung Infinite Credit Card"
Axis bank appears to want to get rid of customers like me who have only spent 4000rs in 6 months, as they believe it would be more beneficial for their business. 🙁

Feel proud that it got closed
For iOS users that card is of no use other than 30k Edge Rewards that too if one holds Magnus card for 5:4 conversions

 

[iambidhan]

Funny story. I got Magnus in March. Before that I had 3 cards fk, ace and ltf myzone. Decided to close Myzone in Feb. When called they insisted not to close Myzone and offered me 2.5k edge points if I continue myzone. I thought let me take 2.5k edge then I will close it. I asked cc to credit 2.5k edge point then I will continue. They took an SR and by night it was credited and SR got closed. The next day I called them again to close myzone they again offered 2.5k edge point if I continue, I was very happy because I thought I can earn 15k monthly just by threatening to close😝. Created one more SR next day also. But all the SR closed without any points. Seems the agents just open sr to retain. But points are credited by backend maybe that's why they caught.

 

[Deathsnatcher]

i tried this with sbi prime they were ready to close
but i cancelled thinking i have this year why to close early
i will spend more on prime card for few months and then ask them like mentioned and see how it goes
if they close it i will go with sbi doctor or sbi elite
or shall i apply another sbi card first then go with prime closure any advice

 

[anirbanm]

I guess you're right. They happily closed my card without offering anything. Sad

They did provide retention for my privilege

 

[sourpai]

My SBI Prime card is coming up for renewal this month. I have however following options:

Relatively easier options:

1. Take retention points - SBI offers 12,000 points for 1L spend in previous years, else it offers 8,000 points if spends <1L (have got these both in the past)
2. Close SBI and prime and take SBI Simplyclick with fees - Simplest option
3. Close SBI Prime and only continue with SBI Cashback - Simplest option

Slightly tougher option:

1. Close SBI prime and ask for Simplyclick LTF

Tougher option:

1. Ask for SBI Prime as LTF - Dont know if they will agree here as my spends are not great on this card due to poor reward structure

Any suggestions?

 

[Deathsnatcher]

My SBI Prime card is coming up for renewal this month. I have however following options:

Relatively easier options:

1. Take retention points - SBI offers 12,000 points for 1L spend in previous years, else it offers 8,000 points if spends <1L (have got these both in the past)
2. Close SBI and prime and take SBI Simplyclick with fees - Simplest option
3. Close SBI Prime and only continue with SBI Cashback - Simplest option

Slightly tougher option:

1. Close SBI prime and ask for Simplyclick LTF

Tougher option:

1. Ask for SBI Prime as LTF - Dont know if they will agree here as my spends are not great on this card due to poor reward structure

Any suggestions?

if your spends arent too much you shouldnt try this Take retention points - SBI offers 12,000 points for 1L spend in previous years, else it offers 8,000 points if spends <1L (have got these both in the past)
simply click/cashback cards if u have they are always available to get
if i were at your place i would fight for this Close SBI prime and ask for Simplyclick LTF
never going to happen this Ask for SBI Prime as LTF

 

[Deathsnatcher]

if your spends arent too much you shouldnt try this Take retention points - SBI offers 12,000 points for 1L spend in previous years, else it offers 8,000 points if spends <1L (have got these both in the past)
simply click/cashback cards if u have they are always available to get
if i were at your place i would fight for this Close SBI prime and ask for Simplyclick LTF
never going to happen this Ask for SBI Prime as LTF

i did spending more than 1l from sbi prime and i havent recieved the pizza hut voucher yet so dont understand the quaterly milestones working or devalued?

 

[4uziaul]

My SBI Prime card is coming up for renewal this month. I have however following options:

Relatively easier options:

1. Take retention points - SBI offers 12,000 points for 1L spend in previous years, else it offers 8,000 points if spends <1L (have got these both in the past)
2. Close SBI and prime and take SBI Simplyclick with fees - Simplest option
3. Close SBI Prime and only continue with SBI Cashback - Simplest option

Slightly tougher option:

1. Close SBI prime and ask for Simplyclick LTF

Tougher option:

1. Ask for SBI Prime as LTF - Dont know if they will agree here as my spends are not great on this card due to poor reward structure

Any suggestions?

Take the retention again, plus ask for the Pizza Hut voucher 🤣 then after a month raise a request again and convert it to SimplyClick LTF.

By the way you should only convert, if you don't spend much on this card.

 

[Deleted member 11974]

dreamfolks seems to be on weed