Could someone guide me to get an LTF HDFC CC upgrade

[sanjanind]

Since 2013, I have held an LTF HDFC Moneyback Credit Card with a credit limit of over ₹8.8 lakh. However, I now primarily use my SBI Cashback, Axis Ace, and Nue Infinity credit cards for better benefits than Moneyback. My monthly credit card spending consistently exceeds ₹60,000.

I am also a Preferred HDFC Bank account holder and anticipate qualifying for an Imperial Account in the coming months.

Given my long-standing relationship with HDFC Bank, substantial credit limit, and high monthly spending, HDFC keeps declining my LTF premium card request.

What should I Do?

 

[TechnoFi]

Since 2013, I have held an LTF HDFC Moneyback Credit Card with a credit limit of over ₹8.8 lakh. However, I now primarily use my SBI Cashback, Axis Ace, and Nue Infinity credit cards for better benefits than Moneyback. My monthly credit card spending consistently exceeds ₹60,000.

I am also a Preferred HDFC Bank account holder and anticipate qualifying for an Imperial Account in the coming months.

Given my long-standing relationship with HDFC Bank, substantial credit limit, and high monthly spending, HDFC keeps declining my LTF premium card request.

What should I Do?

kindly try your luck by filling floater credit card application form requesting higher variant card and send it to hdfc chennai office.

 

[Ram1]

Since 2013, I have held an LTF HDFC Moneyback Credit Card with a credit limit of over ₹8.8 lakh. However, I now primarily use my SBI Cashback, Axis Ace, and Nue Infinity credit cards for better benefits than Moneyback. My monthly credit card spending consistently exceeds ₹60,000.

I am also a Preferred HDFC Bank account holder and anticipate qualifying for an Imperial Account in the coming months.

Given my long-standing relationship with HDFC Bank, substantial credit limit, and high monthly spending, HDFC keeps declining my LTF premium card request.

What should I Do?

If u don't have much spends, take millinia. Don't look for ltf.
You can easily spend 1L in a year. Divert some spends from sbi cashback

 

[kvndsz512]

Since 2013, I have held an LTF HDFC Moneyback Credit Card with a credit limit of over ₹8.8 lakh. However, I now primarily use my SBI Cashback, Axis Ace, and Nue Infinity credit cards for better benefits than Moneyback. My monthly credit card spending consistently exceeds ₹60,000.

I am also a Preferred HDFC Bank account holder and anticipate qualifying for an Imperial Account in the coming months.

Given my long-standing relationship with HDFC Bank, substantial credit limit, and high monthly spending, HDFC keeps declining my LTF premium card request.

What should I Do?

getting ltf upgrade is hard u can try for first yr free and see... ask ur branch manager or rm to help u out.. if they cant do it tell them u will shift all banking relationship to other bank ez 😆 and start moving funds in big chunks they will call u automatically xD

 

[doctoramar]

Since 2013, I have held an LTF HDFC Moneyback Credit Card with a credit limit of over ₹8.8 lakh. However, I now primarily use my SBI Cashback, Axis Ace, and Nue Infinity credit cards for better benefits than Moneyback. My monthly credit card spending consistently exceeds ₹60,000.

I am also a Preferred HDFC Bank account holder and anticipate qualifying for an Imperial Account in the coming months.

Given my long-standing relationship with HDFC Bank, substantial credit limit, and high monthly spending, HDFC keeps declining my LTF premium card request.

What should I Do?

U have a good credit limit.Try to upgrade to regalia gold/dcb.
Premium cards as ltf has become difficult with hdfc.Dont bother about ltf .If ur spends are 60 k a month u can cross the threshold.

Send a mail to customerservices.cards@hdfcbank.com and preferred banking.
Push ur rm.But if u dont put spends on the card u take it wont get upgraded.