Credit Card CIBIL Reporting Date

[BlueFlash]

@TechnoFino
It would be great if you can add/update the details of the thread. Preferably change it from screenshot to a tabular grid for your easy editing. Please refer few notes below:
For SBI -> It's reported on the (Due Date + 3). Verified the same with customer care, other's can confirm too by checking their dates.
For PNB -> It's Bill Generation Date
For AU -> It's Month End
For Axis -> It's Bill Generation Date, not Month End. Verified with my account, but other's can verify too, and let know.
For RBL -> It's Bill Generation Date, not Month End. Verified with my account, but other's can verify too, and let know.

CC - @bhavyegoel @Subhankar @vaibhav111 @ashwink - Feel free to verify above, and if possible update/add the details on the main thread.

 

[ashwinkashwink is verified member.]

For ICICI -> It's Bill Generation Date.

 

[panu24]

@TechnoFino
It would be great if you can add/update the details of the thread. Preferably change it from screenshot to a tabular grid for your easy editing. Please refer few notes below:
For SBI -> It's reported on the (Due Date + 3). Verified the same with customer care, other's can confirm too by checking their dates.
For PNB -> It's Bill Generation Date
For AU -> It's Month End
For Axis -> It's Bill Generation Date, not Month End. Verified with my account, but other's can verify too, and let know.
For RBL -> It's Bill Generation Date, not Month End. Verified with my account, but other's can verify too, and let know.

CC - @bhavyegoel @Subhankar @vaibhav111 @ashwink - Feel free to verify above, and if possible update/add the details on the main thread.

I can verify SBI is DueDate + 3 days.
Axis is always Month end for me.

 

[ARV]

@TechnoFino
It would be great if you can add/update the details of the thread. Preferably change it from screenshot to a tabular grid for your easy editing. Please refer few notes below:
For SBI -> It's reported on the (Due Date + 3). Verified the same with customer care, other's can confirm too by checking their dates.
For PNB -> It's Bill Generation Date
For AU -> It's Month End
For Axis -> It's Bill Generation Date, not Month End. Verified with my account, but other's can verify too, and let know.
For RBL -> It's Bill Generation Date, not Month End. Verified with my account, but other's can verify too, and let know.

CC - @bhavyegoel @Subhankar @vaibhav111 @ashwink - Feel free to verify above, and if possible update/add the details on the main thread.

Yes, even i confirm the above. To add

For AMEX -> It's Bill Generation Date
For ONE Card -> It's Bill Generation Date
For BOB -> Last day of the month
For IDFC -> Last day of the month
For HDFC -> Last day of the month

 

[vaibhav111vaibhav111 is verified member.]

Bank Name	CIBIL Report Date
BOB	Month End
HDFC	Month End
ICICI	Bill Generation Date
SBI	Bill Generation Date
Onecard	Month End Probably
Axis	Month End
Axis	Month End
Citi	Bill Generation Date
RBL	Month End
IDFC	Month End
SBI	Due Date + 3
Amex	Bill Generation Date
IDFC	Month End
HDFC	Month End

 

[vaibhav111vaibhav111 is verified member.]

as per excel i have taken these cibil report date as per our community and sbi now it seem report on due date + 3

Bank Name	CIBIL Report Date
BOB	Month End
HDFC	Month End
ICICI	Bill Generation Date
SBI	Bill Generation Date
Onecard	Month End Probably
Axis	Month End
Axis	Month End
Citi	Bill Generation Date
RBL	Month End
IDFC	Month End
SBI	Bill Generation Date
Amex	Bill Generation Date
IDFC	Month End
HDFC	Month End

 

[suhasa010]

Onecard SBM FD CARD cibil reporting date ?

Onecard SBM FD CARD cibil reporting date ?

www.technofino.in

According to this thread, SBM Bank reporting date is month end - 30/31st.

 

[Karthik:]

For ICICI -> It's Bill Generation Date.

For some strange reason they are not updating my CIBIL record. They are updating only after I make a complaint showing Credit Report. Don't know why. Anyone facing this issue ?

 

[jonmarvel]

Bank Name	CIBIL Report Date
BOB	Month End
HDFC	Month End
ICICI	Bill Generation Date
SBI	Bill Generation Date
Onecard	Month End Probably
Axis	Month End
Axis	Month End
Citi	Bill Generation Date
RBL	Month End
IDFC	Month End
SBI	Due Date + 3
Amex	Bill Generation Date
IDFC	Month End
HDFC	Month End

RBL - On Bill generation date.

 

[Indian]

For axis they report any bill generation date or month end

 

[jonmarvel]

From what I have understood, Hdfc will report the highest credit utilized ever as the credit limit, but not the actual limit on the card

I have checked my CIBIL report today on the Official CIBIL website. HDFC reported my Actual Credit Limit dated 31 May 2023 on both the CC Accounts. Others can confirm.

 

[kalyan.sreenivas]

I can also see that hdfc reporting my actual credit limit dated 31st May.

 

[Cardmarvel]

I can also see that hdfc reporting my actual credit limit dated 31st May.

Yea, they changed their method starting May 2023

 

[Piyush_Jaiswal]

For me, Axis reports the utilisation on both bill generation date and month end.

 

[aniruddhaadhe]

HDFC started showing limit now on CIBIL. 👍🏼🤞🏼

 

[purushotham]

My New tata Neu card is already displaying in CIBIL it's not even a month old and Even 1st bill not generated.

 

[Tejo]

My New tata Neu card is already displaying in CIBIL it's not even a month old and Even 1st bill not generated.

Hdfc will update at end of the month, unlike others

If you got card and activated before month end of may. Then details will be updated with cibil within 2 weeks of June.

 

[BlueFlash]

Any idea when does Federal bank reports ?

 

[akshayhs]

Any idea when does Federal bank reports ?

In the case of my OneCard tagged to federal, it happens on the statement generation date.

 

[panu24]

I can also confirm here, PNB reports on statement generation date.