Credit Card CIBIL Reporting Date

[TechnoFinoTechnoFino is verified member.]

Hello everyone,
If you are holding multiple credit cards, and wants to keep your credit utilisation ration under 30% then you should know, on which date your card issuers report your card uses data to CIBIL.
To know more about how to maintain credit utilisation ratio under 30% or lower watch this video - How To Maintain Credit Utilization Ratio Under 30% | Steps You Must Follow | Pro Tips 🔥🔥🔥 on YouTube (TechnoFino Channel).
Check this list, Credit Card CIBIL Reporting Date -

 

[Asmic]

Hello everyone,
If you are holding multiple credit cards, and wants to keep your credit utilisation ration under 30% then you should know, on which date your card issuers report your card uses data to CIBIL.
To know more about how to maintain credit utilisation ration under 30% or lower watch this video - How To Maintain Credit Utilization Ratio Under 30% | Steps You Must Follow | Pro Tips 🔥🔥🔥 on YouTube (TechnoFino Channel).
Check this list, Credit Card CIBIL Reporting Date -

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It's really a nice information...!

 

[Sandeepmangate]

For me Axis Bank is reporting exact bill amount which is generated on 16th

 

[Indian]

Axis bank reporting two times both bill amount and month end , they are peculiar but as per rbi instruction bank and nbfc reports to cibil once in a month.

 

[DEBASISH]

For me SBI is reporting my utilisation on 25th of month. And my statement date is 2nd of every month

 

[TechnoFinoTechnoFino is verified member.]

For me SBI is reporting my utilisation on 25th of month. And my statement date is 2nd of every month

SBI Card normally report data to CIBIL on bill generation date (your 1st SBI Card bill generation date).

 

[AllSeeker]

That's very helpful, thank you!

 

[Rajkumar]

Sbi is reporting 8 days prior to bill generation date , I have checked with many people.
Please check again @TechnoFino

 

[TechnoFinoTechnoFino is verified member.]

Sbi is reporting 8 days prior to bill generation date , I have checked with many people.
Please check again @TechnoFino

Sbi normally report data to cibil on bill generation date of your 1st sbi credit card.

 

[Rajkumar]

I have three sbi cards which has billing date of 12,22,1 and cibil reporting date is 04th,14th and 24th,
I am checking this from three months

 

[TechnoFinoTechnoFino is verified member.]

I have three sbi cards which has billing date of 12,22,1 and cibil reporting date is 04th,14th and 24th,
I am checking this from three months

check account on CIBIL carefully.... this might be 2 days after bill date... 12th ka 14th, 22nd ka 24th and 1st ka 4th... 🤔

 

[SHIVAM301706]

Bhai mere credit card lena h per koi or bank de nhi rha mere pass hdfc 1.6 lakh ke sath, Amazon icici 1lakh , icici platinum 40k Or sbi 19k but single name h Or konsa bank cc de skta h civil 786 h

 

[DISHANT]

Jis tarah ye diya dusra bhi is chij chahiye sir. Kon kon si bank k add on card no alag hote hai vo bhi ek page baniye. Jese hdfc k add on card no same hai. Sbi,indusind,kotak, amex k add on card no alag hote jo single online offline offer me two times use ho sake.
Agar dusre bank k bhi alag aate ho to me apply kardu add on is liye..
Requirements information for Idfc first,Rbl,Citipaytm,icici,axis,bob,yesbank
Revert @TechnoFino @bhavyegoel @anirbanm

 

[DISHANT]

Interesting that you tagged me 😅 xD

After all you’re pro member 😜

 

[Akashgod]

Axis bank reporting two times both bill amount and month end , they are peculiar but as per rbi instruction bank and nbfc reports to cibil once in a month.

Axis repeatedly reporting 2x in a month since January, in that case I'm unable to use card to its fullest since they report high balance 😅

 

[Akashgod]

2x as in twice the amount spent?

No no, once they report on bill generation and once on month end 😅 Dual personality of same card!

 

[shubhamurgr8]

That's very helpful, thank you

 

[bhavyegoelbhavyegoel is verified member.]

Only

Jis tarah ye diya dusra bhi is chij chahiye sir. Kon kon si bank k add on card no alag hote hai vo bhi ek page baniye. Jese hdfc k add on card no same hai. Sbi,indusind,kotak, amex k add on card no alag hote jo single online offline offer me two times use ho sake.
Agar dusre bank k bhi alag aate ho to me apply kardu add on is liye..
Requirements information for Idfc first,Rbl,Citipaytm,icici,axis,bob,yesbank
Revert @TechnoFino @bhavyegoel @anirbanm

Only HDFC bank gives same number on add on cards.

 

[DISHANT]

Thanks @bhavyegoel

 

[Rajkumar]

check account on CIBIL carefully.... this might be 2 days after bill date... 12th ka 14th, 22nd ka 24th and 1st ka 4th... 🤔

I have sbi simply save card which has bill generation date is 12th of every month but in my cibil report sbi is reporting on 4th of every month
2nd card is BPCL octane which has billing date 22nd of every month but sbi is reporting on 14th of every month
3rd card is Elite card which has bill generation date is 1st of every month
But sbi is reporting 24th of every month
I e if bill date is April 1st, sbi is reporting to cibil on 24th March