Credit card for income tax payment of 20 lakh plus

[Jeet2]

I am looking to make a payment for income tax payment of 23 lakhs for 2 family member ideally before 15 November. (Can delay if benefits ate worth it)

Let me know which would be the best card for this purpose.

Existing Cards: hdfc business regalia bob eterna axis select indus legend tiger
max credit limit - 6 lakh - HDFC Buisnes Regalia

cant get Biz Black yet, as online application declined

Which are best credit card to pay it?
I am open to getting a new card for this.

WONT MIND HIGH FEE CARD LIKE AMEX PLAT IF GOOD BENEFITS.

And mainly how to use them and reward rate as new to miles and points.

 

[vine]

I suggest to look at HDFC BizBlack or other business cards from other banks.
Please search more in this forum

 

[350modena]

I am looking to make a payment for income tax payment of 23 lakhs for 2 family member ideally before 15 November. (Can delay if benefits ate worth it)

Let me know which would be the best card for this purpose.

Existing Cards: hdfc business regalia bob eterna axis select indus legend tiger
max credit limit - 6 lakh - HDFC Buisnes Regalia

cant get Biz Black yet, as online application declined

Which are best credit card to pay it?
I am open to getting a new card for this.

WONT MIND HIGH FEE CARD LIKE AMEX PLAT IF GOOD BENEFITS.

And mainly how to use them and reward rate as new to miles and points

If biz black is not possible then go for Amazon icici LTF card .. 1% CB on all transactions and I think tax is included.

Amex plat works but for upto 4 L only - use a referral to maximize points.

 

[sauravkumar]

I am looking to make a payment for income tax payment of 23 lakhs for 2 family member ideally before 15 November. (Can delay if benefits ate worth it)

Let me know which would be the best card for this purpose.

Existing Cards: hdfc business regalia bob eterna axis select indus legend tiger
max credit limit - 6 lakh - HDFC Buisnes Regalia

cant get Biz Black yet, as online application declined

Which are best credit card to pay it?
I am open to getting a new card for this.

WONT MIND HIGH FEE CARD LIKE AMEX PLAT IF GOOD BENEFITS.

And mainly how to use them and reward rate as new to miles and points.

If you CC then you will pay around 1.18 extra (including GST).
And moreover most of the CC won't give any RP.

Use Debit Card instead. Search this forum there is already threads regarding this.

 

[bing1309]

If no bizblack, then only option for debit card,

 

[Lobogris]

If no bizblack, then only option for debit card,

Can you suggest any good debit cards?

 

[tachniki]

If biz black is not possible then go for Amazon icici LTF card .. 1% CB on all transactions and I think tax is included.

It is not included. And even if included, payment gateway plus gst will cost 1%+.

https://www.icicibank.com/managed-assets/docs/personal/cards/tc-for-amazon-pay-credit-card.pdf

 

[350modena]

It is not included. And even if included, payment gateway plus gst will cost 1%+.

https://www.icicibank.com/managed-assets/docs/personal/cards/tc-for-amazon-pay-credit-card.pdf

View attachment 74298

Ahha. I recall someone on this forum saying in July 24 that they got 1%, hence my understanding. Thanks for clarifying!

 

[HumorSimpson]

Can you suggest any good debit cards?

IDFC wealth or select.

 

[Jeet2]

IDFC wealth or select card but how much reward on it??

I have select but whats the rewards return rate on this??

 

[HumorSimpson]

I have select but whats the rewards return rate on this??

0.5% till 20K
2.5% later on.

Detailed analysis below

Post in thread 'IDFC Select Vs Wealth Vs Private requirements'

Sep 12, 2024

I can maintain the NRV, but unable to find any useful perk over and above IDFC Wealth program and DC to take the plunge.

Even one proper and tangible differentiated benefit can make people go for it. Right now there is none!

Correct !!! The DCs have reward rate difference for the first 50K only, over and above its the same 2.5%.
vis-a-vis of DC reward rate for online (excellent for cc bills and tax payments) on the 50K monthly spend.


IDFC Select - 3X = 0.5% = 250 INR
IDFC Wealth - 4X = 0.67% = 330 INR
IDFC Private - 6X = 1.0% = 500 INR

So we are good with even select as the...

• HumorSimpson

• 
• 

 

[Jeet2]

0.5% till 20K
2.5% later on.

Detailed analysis below

Post in thread 'IDFC Select Vs Wealth Vs Private requirements'

Sep 12, 2024

I can maintain the NRV, but unable to find any useful perk over and above IDFC Wealth program and DC to take the plunge.

Even one proper and tangible differentiated benefit can make people go for it. Right now there is none!

Correct !!! The DCs have reward rate difference for the first 50K only, over and above its the same 2.5%.
vis-a-vis of DC reward rate for online (excellent for cc bills and tax payments) on the 50K monthly spend.


IDFC Select - 3X = 0.5% = 250 INR
IDFC Wealth - 4X = 0.67% = 330 INR
IDFC Private - 6X = 1.0% = 500 INR

So we are good with even select as the...

• HumorSimpson

• 
• 

Oh, you meant debit card, and I meant select credit card 😅😅my bad😅