ICICI Credit Card Credit Card rejected despite having ICICI Wealth Management Account

[amesurn]

I recently opened a wealth management account in ICICI and a weird thing happened I saw a pre approved credit card offer on iMobile App and went to apply for it but got the message I'm currently not eligible to apply for any credit card. Anyone has any idea why it happened?

 

[shubhamosy]

i think you need to wait for 2-3 months.

 

[Shrinit Padwal]

I recently opened a wealth management account in ICICI and a weird thing happened I saw a pre approved credit card offer on iMobile App and went to apply for it but got the message I'm currently not eligible to apply for any credit card. Anyone has any idea why it happened?

Can you provide more information - there can be many reasons for non eligibility.
What's your cibil score? Any other cc/loans/pay later you have? No of hard enquiries in recent past? Any credit defaults etc. You can also ask RM for pre-approved offers on credit card - maybe he/she can help

 

[Chaitanya-a]

ICICI pre approved offers are never pre-approved. You have to go through each step and check eligibility just like normal credit card application.

 

[Akashgod]

Icici pre-approved is 2 mins to generate card, it shows pre defined limit as well .

 

[amesurn]

Can you provide more information - there can be many reasons for non eligibility.
What's your cibil score? Any other cc/loans/pay later you have? No of hard enquiries in recent past? Any credit defaults etc. You can also ask RM for pre-approved offers on credit card - maybe he/she can help

My cibil score is 785. I hold 1 unsecured card hdfc mb+ 50k limit. No hard enquiries. No defaults. And finally RM is useless as they generally are.

 

[amesurn]

O

i think you need to wait for 2-3 months.

Opened my account late March.

 

[amesurn]

Icici pre-approved is 2 mins to generate card, it shows pre defined limit as well .

Sadly my experience has been totally opposite.