Credit score and reports: Will you pay for them?

[vn_1]

The current problems, I can think of, with getting credit score and reports are data privacy, spam and no single source to get 4 scores in one place.

So, are you guys willing to pay reasonable amount, say 100rs per month, for

1 Timely updates on both App and website.
2 All 4 scores at one place.
3 Downloadable credit reports.
4 No spam, adverts, full data privacy, no sharing with 3rd parties.
5 Deep insights about your score.
6 Nice UI,like One Score.

 

[akshayhs]

I already pay for CIBIL and CRIF. Experian is free anyway. I don't like to see my Equifax report although it is available for free on Paisabazaar.

 

[vip3rc5]

Paying for CIBIL since last 2 years. I can say it is worth it

 

[src223]

I pay only for CIBIL. Their unlimited checks is a misnomer. It only lets you check once in 24 hours.

 

[saucy]

Paying for CIBIL since last 2 years. I can say it is worth it

Can you please share some of the benefits

 

[src223]

Can you please share some of the benefits

Alerts on new enquiries

 

[vip3rc5]

Can you please share some of the benefits

1. Alert on new enquiries.
2. Dispute resolution is better
3. Can refresh score daily

 

[Cardmarvel]

1. Alert on new enquiries.
2. Dispute resolution is better
3. Can refresh score daily

Do scores even change daily? Even weekly? In my experience, they hardly change even over a month. But maybe those who apply for cards very often, it changes much more frequently

 

[SoggypastA]

There's fix date when bank report to cibil but no fix date when will it be reflected in cibil report.
I'm refreshing daily just to check when my ICICI card shows new limit, can check only once in a day.
Cibil forcing to update details for personalised offers when using web browser and after that I'm noticing that I'm receiving new spam messages. Though not sure if it's because of cibil.

 

[panu24]

Score gets changed when either new enquiry happens or any of your lender bank reports payment or bill information to cibil.

 

[bhavik886151]

The current problems, I can think of, with getting credit score and reports are data privacy, spam and no single source to get 4 scores in one place.

So, are you guys willing to pay reasonable amount, say 100rs per month, for

1 Timely updates on both App and website.
2 All 4 scores at one place.
3 Downloadable credit reports.
4 No spam, adverts, full data privacy, no sharing with 3rd parties.
5 Deep insights about your score.
6 Nice UI,like One Score.

cibil.com charge the same 1200 for 12 month

 

[RaviAglRaviAgl is verified member.]

cibil.com charge the same 1200 for 12 month

Get in touch with @TechnoFino using his telegram handle @Technofino_SM if you want to get the report for Rs 500 per year. Be polite, I would request.

He did for me few days back. Totally trustworthy. Btw, you will have to send him payment first, then your userid password at cibil and share OTP for cibil login. Gets it done in some 5 mins.