DBS Spark Credit Card

[SycSCNR]

DBS Spark credit card

Currently it is only available for account holders 😕

 

[Deleted member 11974]

THIS IS WHERE DBS is lacking behind
if they want to have a decent market share they should only keep their top end cards as account holders only
otherwise there would be very few people who end up opening an acc for the sake of a cc

 

[SycSCNR]

If you look at the card terms and benefits we can see the card has 3 variants.
Spark5
Spark10
Spark20
https://www.dbs.com/in/credit-cards/spark/product-benefit-terms-and-conditions.html

 

[vamsiarun1988]

DBS Spark credit card

Currently it is only available for account holders 😕

As per the information from Customer care this is open only for DBS bank employees only.

 

[TheGuy]

As per the information from Customer care this is open only for DBS bank employees only.

I very much think this is bullshit.
According to RBI Data of November 2023, they have issued 4,63,595 Credit Cards and are 21st in CC issuance in India.

DBS is no SBI. They absolutely don't have 4L employees.

 

[CCFan12]

I very much think this is bullshit.
According to RBI Data of November 2023, they have issued 4,63,595 Credit Cards and are 21st in CC issuance in India.

DBS is no SBI. They absolutely don't have 4L employees.

They also have a co-branded card with Bajaj Finserv.. So the numbers may be due to this card only..

 

[TheGuy]

Bajaj Finserv

I have seen they have cards with some issuers. What is their agenda? (Like Axis Flipkart, ICICI MMT promote cobranded platform)

 

[CCFan12]

I have seen they have cards with some issuers. What is their agenda? (Like Axis Flipkart, ICICI MMT promote cobranded platform)

Sells more cards through Bajaj's distribution network and cross sell to these customers..But this strategy might change since they acquired LVB..

 

[vamsiarun1988]

I very much think this is bullshit.
According to RBI Data of November 2023, they have issued 4,63,595 Credit Cards and are 21st in CC issuance in India.

DBS is no SBI. They absolutely don't have 4L employees.

I meant DBS Spark Card is only for DBS employees as of now. If any one here got the DBS Spark card can shed some light 🙂

 

[BhaiyaJi]

I meant DBS Spark Card is only for DBS employees as of now. If any one here got the DBS Spark card can shed some light 🙂

Only employees means they are testing. I tried to apply yesterday but got not eligible message instantly.

 

[CCFan12]

Only employees means they are testing. I tried to apply yesterday but got not eligible message instantly.

Do you have a DBS account?

 

[BhaiyaJi]

Yes 4-5 years old

 

[Rdspam]

Dbs manages to be so underwhelming. Both for savings as well as credit.

 

[prc1990]

If you look at the card terms and benefits we can see the card has 3 variants.
Spark5
Spark10
Spark20
https://www.dbs.com/in/credit-cards/spark/product-benefit-terms-and-conditions.html

Nothing appealing I can see 🥲.

 

[krishc]

Nothing appealing I can see 🥲.

yes pretty mediocre

 

[financewizard]

As per the information from Customer care this is open only for DBS bank employees only.

I am not sure if tat is the case. Recently I received calls and I am receving messages for quite some time from DBS to apply for this card. That too with Zero joining fee (Spark5 to be specific). I have Digi bank account..

 

[krishc]

I am not sure if tat is the case. Recently I received calls and I am receving messages for quite some time from DBS to apply for this card. That too with Zero joining fee (Spark5 to be specific). I have Digi bank account..

I have a DBS account for 5+ years (with healthy balances and expenses over time) and yet to see any such offer 😿

 

[financewizard]

I have a DBS account for 5+ years (with healthy balances and expenses over time) and yet to see any such offer 😿

Don't worry, there is nothing noteworthy in this card. Many LTF cards are better than this card. You are missing nothing 🙂

 

[financewizard]

And still, if people want to apply - use this link to get it first year free.
https://www.dbs.com/in/credit-cards/spark/emailer/ETB-SPRK5-NJF.html
This is not a referral link & I am not sure if this link that I received from DBS is intended for targeted customers. Nevertheless, you can try your luck.

 

[TheGuy]

Many LTF cards are better than this card

Spark 20 is something I'm keeping eye on. NTB.