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DBS Spark Credit Card

Apply For Lifetime Free IDFC First Credit Card
Solution
nabendu21
Received the Spark20 as LTF today .

Reason : Holding a DBS Digibank Corporate Salary Account since Dec 2021. The intention of opening Salary Account back then with DBS was getting a DBS Credit Card in my portfolio of cards . Back then they were in talks of setting up the CC Department but it took them a long time to get to this stage

Process :
As per the CC executive Spark20 is only being offered currently to employees & to pre-approved saving bank holders . You can try checking on the below link

1. Email received on 22nd Feb 2024 / 25th Feb & call received on 29th Feb for LTF (Dear DBS Customer, Exclusive Offer: Lifetime Free DBS Spark Credit Card Just for You! ) . This offer is valid till March 25 2024 . Link seems generic (...
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panchabhut said:
Got spark5 LTF
Right now, its seems to be only good for swiggy instamart offer and free lounge access.
But it was nice to receive a call from the bank, with the person explaining the features of the card as well as point redemption process and also the charges for redemption.
Click to expand...
Please mention details, if possible; like - was it preapproved, a/c age, amb and spends..
 
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rojajimmy said:
Got DBS Spark 20 LTF preapproved. The card was generated within 5 minutes of online application filling. (9 days ago)
DBS account since 2016 (when it was oMAB), continued with it even when they made 5k MAB and then 10k MAB.
Click to expand...
wow
I'm using since 2018 and still getting Spark5 LTF.
Still holding out for at least Spark10 LTF.
 
Apply For LTF HDFC Swiggy Credit Card
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cardio_guy said:
Anyone holding DBS Vantage card? Like Spark 5, 10, 20 do Vantage card also has 3 tiers?
How are the benefits and charges?
Click to expand...
Afaik vantage has only one variant which is also invite only for their Vantage Wealth account holders, for spark 5,10 & 20 they copied their BFL- DBS supercard counterparts structure, benefits are mostly written on website itself, not sure about fees.
 
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rojajimmy said:
Got DBS Spark 20 LTF preapproved. The card was generated within 5 minutes of online application filling. (9 days ago)
DBS account since 2016 (when it was oMAB), continued with it even when they made 5k MAB and then 10k MAB.
Click to expand...
How has been the experience of this card? How is their overall banking experience? Planning to open a salary account.
Will they give Spark20 LTF to salary account holders?
 
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rojajimmy said:
In the crazy devaluation year that 2024 was, this card still has no spend criteria for lounge access.
Plus they have some offers here and there on Adani one, travel websites, even Zomato and swiggy.
For a LTF card its not bad at all.
Click to expand...
True. The reason is that they don’t issue their credit cards to the general public and hence they can maintain their offers. You need to have a DBS account with them to get cc, and even then, they typically offer the Spark 5 or Spark 10 cards by default. They don’t directly provide the Spark 20 either to most people.

As for the Vantage, their most premium card, I dont think many people have it. I’m trying to negotiate, but let’s see how it goes. With a 2% reward rate, it’s average... Especially when I have sbi cashback and atlas but still... gotta catch them all😂
 
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pgarg24 said:
True. The reason is that they don’t issue their credit cards to the general public and hence they can maintain their offers. You need to have a DBS account with them to get cc, and even then, they typically offer the Spark 5 or Spark 10 cards by default. They don’t directly provide the Spark 20 either to most people.

As for the Vantage, their most premium card, I dont think many people have it. I’m trying to negotiate, but let’s see how it goes. With a 2% reward rate, it’s average... Especially when I have sbi cashback and atlas but still... gotta catch them all😂
Click to expand...
With Treasures account, the JF/AF for Vantage is less I think.
Also, are there 3 variants for Treasures account as well? Do you know please?
 
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cardio_guy said:
With Treasures account, the JF/AF for Vantage is less I think.
Also, are there 3 variants for Treasures account as well? Do you know please?
Click to expand...
Yeah they have digital(start with 5L and increase till 30L trv), affluent and elite tresure varient.. i think for digital and affluent it's 20k fees and elite have 10k fees for vantage.. for regular savings accounts its 50k fees...

Not sure how they have structured the fees here.. I mean with 2% reward rate paying such fees doesn't make much sense..(considering other cards in the market) + the Vantage points are to be redeemed on their dbsdelight portal and we have no idea what kind of vou'hers are available on dbsdelight...
 
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pgarg24 said:
Yeah they have digital(start with 5L and increase till 30L trv), affluent and elite tresure varient.. i think for digital and affluent it's 20k fees and elite have 10k fees for vantage.. for regular savings accounts its 50k fees...

Not sure how they have structured the fees here.. I mean with 2% reward rate paying such fees doesn't make much sense..(considering other cards in the market) + the Vantage points are to be redeemed on their dbsdelight portal and we have no idea what kind of vou'hers are available on dbsdelight...
Click to expand...
Agree, all these reasons hold me also back from taking the Vantage card.
 
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I finally decided to get the card, just for the sake of (somewhat) exclusivity.
But DBS so weird, they been calling me since morning and putting me on hold right away 🤦🏻‍♂️
 
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