Debit card or payzapp card for smartbuy

[jsharma1306]

Whats a quicker way to get cashback. Using hdfc debit card or payzapp card for buying instant vouchers on smartbuy

 

[jsharma1306]

If the cashback rate is same, why go for the Payzapp card?

I use smartbuy along with my HDFC cards, I don't have any Payzapp cards. Maintaining most wallets are a headache.

So how long does it take for cashback on a debit card for you?