Devaluation Alert: Google Pay starts charging convenience fee for bill payments

[devanshdalmia1]

As far as I know, this fee was only applicable to mobile recharges until now. Just five days ago, I paid an electricity bill using the same card, and there was no such fee included. However, today, while paying another bill, I noticed this fee being applied. 0.75% + GST.

 

[iamdhamo]

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EDIT: I think its not 5% cashback for bill payment, rather 2% I guess

It's only 2% bro for bill payments n buying agv using Amazon pay icici card

 

[wuodland]

It's only 2% bro for bill payments n buying agv using Amazon pay icici card

you are correct

 

[Jhon Anand]

It's only 2% bro for bill payments n buying agv using Amazon pay icici card

Where are you buying agv with apay card ? I've heard it doesn't give 5% on gift vouchers

If Amazon itself, then does it work only for specific merchants or all ?

 

[iamdhamo]

Where are you buying agv with apay card ? I've heard it doesn't give 5% on gift vouchers

If Amazon itself, then does it work only for specific merchants or all ?

I said it's only 2% for both bill payments n buying agv via Amazon pay card via Amazon

 

[Sahil_07]

5% for APAY Gift card with ACE?

With other cards

 

[EnthuCC]

Zomato is mother of all who started the platform fees

Convenience fee
Surge fee
Handling fee
Platform fee
Shipping fee (only legit fee)

+ GST


People don't take it seriously as the fee amounts are small in comparison to order value. These companies are squeezing consumers for every rupee they can get. It's like they're stretching the rubber band until it breaks. Many platforms have copied this method.

Also many of these platforms have dark patterns in billing.

MCA shall stop this.

 

[Robin Thakral]

Keeping convenience fee as 1% we still get 4% right? Any reason why closed it apart from this?

There are other credit cards. There is no point in keeping any extra credit card that is not lifetime-free; hence, you would mostly be paying that 590 annual fee. So, if you pay bills of 1L in general through the year, you will still get around 4000-4100 cashback, and if you pay 499 + 90 = 589 fees, you will get 3500.

Hence you will get 3.5% cashback
unless you have no other card for offline spends earning 1.5% cashback*.

 

[iamdhamo]

There are other credit cards. There is no point in keeping any extra credit card that is not lifetime-free; hence, you would mostly be paying that 590 annual fee. So, if you pay bills of 1L in general through the year, you will still get around 4000-4100 cashback, and if you pay 499 + 90 = 589 fees, you will get 3500.

Hence you will get 3.5% cashback
unless you have no other card for offline spends earning 1.5% cashback*.

Hmm let me recalculate n see if it's still useful for me cos I have many utility bill payments n hence thought to keep the card

 

[iamdhamo]

Can we see amex gold charge as replacement for axis ace?

 

[Rohith_Kumar_Sp]

What? Until last month convenience fee was only for mobile recharge, now even for internet bill they're charging, also not that it matters they're not even giving you scratch cards or what ever

 

[iamdhamo]

Guess we are going towards a place to use native apps to pay without additional charge but no extra benefit

 

[rajcasio]

What? Until last month convenience fee was only for mobile recharge, now even for internet bill they're charging, also not that it matters they're not even giving you scratch cards or what ever

Hope you are LATE for the devaluation PARTY
UTILITY bills means all including EB/RC/PP/LL/BB/GAS etc.,

I think you are LUCKY as of now for not having a PLATFORM FEE . It's already in place.

 

[RAMESH BABU N]

Slowly, n steadily, many 3rd party Apps have started charging extra on even basic payments if CC/DC is involved.

Pushing n forcing all users towards using only UPI bank account debits.

Even the bill payee's own site/App is no different.

With all around devaluations on CCs/DCs n rewards vanishing or diminishing, slowly CCs are losing their sheen. Only UPI is gaining.

 

[iamdhamo]

Slowly, n steadily, many 3rd party Apps have started charging extra on even basic payments if CC/DC is involved.

Pushing n forcing all users towards using only UPI bank account debits.

Even the bill payee's own site/App is no different.

With all around devaluations on CCs/DCs n rewards vanishing or diminishing, slowly CCs are losing their sheen. Only UPI is gaining.

Its like using our cc at local shop for 2% or 1% now a days with these 3rd party apps.

 

[maddy143ded]

Seems like Gpay and Axis ace are done & Dusted. Will close the card Next year as waiver targets already done for next year....