Discovering the Benefits of the AU LIT Credit Card

[chuckzspadina]

Hey everyone! I wanted to share my recent experience with the AU LIT credit card, which has been nothing short of amazing. Last month, I managed to get a return of around 10% on my spending, and here’s how it all added up:

Cashback Highlights:

Total Cashback Received: ₹1,600.00

Reward Points Breakdown:

Points Earned: 2,300

Each reward point is worth ₹0.25, so the 2,300 points I earned last month are equivalent to ₹575.00.


Although I don’t have the SBI Cashback card, the AU LIT credit card has not disappointed me at all. It not only gave me substantial cashback but also helped me rack up a ton of reward points. These points can be redeemed for a variety of rewards, making every purchase feel even more worthwhile.

If you’re on the lookout for a credit card that offers great returns and rewards, I highly recommend giving the AU LIT credit card a try. It’s been a game-changer for me!

 

[Raghav2006Raghav2006 is verified member.]

Read somewhere that UPI spends are treated as online by AU Lit. It's best if you call and confirm and if possible do an UPI txn to make 100% sure from CS about that txn.

Read that too, but do we get milestone cb on using upi?

 

[ujjwal2024]

How do you Use AU LIT for UPI transactions??

 

[vine]

I spend 10k every month and earn Rs. 800 but gives charge of Rs. 225 every month (3monthly subscription charges /3)
Hence, Rs, 575 profit for 10K that is 5.75% and and for me this is for offline (any spends except fuel)
this is my offline general spend card right now...as no card will give no nonsense offline reward of 5.75%

Which subscriptions do you buy?

 

[ujjwal2024]

Which subscriptions do you buy?

10X offline and 5% milestone reward and Rs. 100 reward for Rs.5000 spend

 

[Raghav2006Raghav2006 is verified member.]

How do you Use AU LIT for UPI transactions??

By adding it to Google pay or paytm?

 

[vine]

How do you Use AU LIT for UPI transactions??

Just add to credit card the UPI app.
Gpay will allow you to make it default for merchant txns. Then , at shops, just scan and pay.

 

[Raghav2006Raghav2006 is verified member.]

Which subscriptions do you buy?

Talked to their CS just now, they told me to have 10X online for upi scans and said if I pay merchant category (i.e apparel) I'll get cb on milestone even by scan.

I was able to set pin on the link shared by them without the card itself.
Would try adding it to google pay upi, if it works I'll be damn happy.

 

[vine]

Talked to their CS just now, they told me to have 10X online for upi scans and said if I pay merchant category (i.e apparel) I'll get cb on milestone even by scan.

I was able to set pin on the link shared by them without the card itself.
Would try adding it to google pay upi, if it works I'll be damn happy.

Nice!
I think it will work now.

 

[Raghav2006Raghav2006 is verified member.]

Just add to credit card the UPI app.
Gpay will allow you to make it default for merchant txns. Then , at shops, just scan and pay.

One last question.
What is the RP limit on 10X? Couldn't find it

 

[Raghav2006Raghav2006 is verified member.]

Apparel is probably not going to cross into lacs but next month I got a resort payment and if it is better than axis ace, would use this.

 

[Raghav2006Raghav2006 is verified member.]

Nice!
I think it will work now.

Yeah, I hope.
These paytm scanners do have merchant type integration, right?
I've seen app show grocery logo or different logos on different stores.

 

[vine]

Yeah, I hope.
These paytm scanners do have merchant type integration, right?
I've seen app show grocery logo or different logos on different stores.

Yes.
And.
Please add to gpay or any app. If its successful then it works.

 

[vine]

One last question.
What is the RP limit on 10X? Couldn't find it

https://www.aubank.in/SOC_CC-Schedule-of-Charges-CC.pdf

Check this doc

Edit
Found the real source:

https://www.aubank.in/SOC_CC-Schedule-of-Charges-CC.pdf

 

[ujjwal2024]

Just add to credit card the UPI app.
Gpay will allow you to make it default for merchant txns. Then , at shops, just scan and pay.

no i am not able to add...
it is telling that contactless payment is not allowed

 

[vine]

no i am not able to add...
it is telling that contactless payment is not allowed

In gpay?
Try another app.
If there is some option to checkbox contactless payments then disable it

 

[BUDHRAJ]

anyone converted Au Lit Visa to rupay varient ??
is it possible ?
if yes, then how ? by mailing au?

 

[navdeep22]

One last question.
What is the RP limit on 10X? Couldn't find it

Earlier it was 25k per month, now it's 10k per month

 

[Raghav2006Raghav2006 is verified member.]

https://www.aubank.in/SOC_CC-Schedule-of-Charges-CC.pdf

Check this doc

Required information not available in this.
But thanks

 

[Raghav2006Raghav2006 is verified member.]

no i am not able to add...
it is telling that contactless payment is not allowed

What variant? visa or rupay?

 

[Raghav2006Raghav2006 is verified member.]

Earlier it was 25k per month, now it's 10k per month

And can you tell me what the reward structure?
On each 100 or 200rs how many rp we get with 10X?