Discovering the Benefits of the AU LIT Credit Card

[Raghav2006]

Read somewhere that UPI spends are treated as online by AU Lit. It's best if you call and confirm and if possible do an UPI txn to make 100% sure from CS about that txn.

Read that too, but do we get milestone cb on using upi?

 

[ujjwal2024]

How do you Use AU LIT for UPI transactions??

 

[vine]

I spend 10k every month and earn Rs. 800 but gives charge of Rs. 225 every month (3monthly subscription charges /3)
Hence, Rs, 575 profit for 10K that is 5.75% and and for me this is for offline (any spends except fuel)
this is my offline general spend card right now...as no card will give no nonsense offline reward of 5.75%

Which subscriptions do you buy?

 

[ujjwal2024]

Which subscriptions do you buy?

10X offline and 5% milestone reward and Rs. 100 reward for Rs.5000 spend

 

[Raghav2006]

How do you Use AU LIT for UPI transactions??

By adding it to Google pay or paytm?

 

[vine]

How do you Use AU LIT for UPI transactions??

Just add to credit card the UPI app.
Gpay will allow you to make it default for merchant txns. Then , at shops, just scan and pay.

 

[Raghav2006]

Which subscriptions do you buy?

Talked to their CS just now, they told me to have 10X online for upi scans and said if I pay merchant category (i.e apparel) I'll get cb on milestone even by scan.

I was able to set pin on the link shared by them without the card itself.
Would try adding it to google pay upi, if it works I'll be damn happy.

 

[vine]

Talked to their CS just now, they told me to have 10X online for upi scans and said if I pay merchant category (i.e apparel) I'll get cb on milestone even by scan.

I was able to set pin on the link shared by them without the card itself.
Would try adding it to google pay upi, if it works I'll be damn happy.

Nice!
I think it will work now.

 

[Raghav2006]

Just add to credit card the UPI app.
Gpay will allow you to make it default for merchant txns. Then , at shops, just scan and pay.

One last question.
What is the RP limit on 10X? Couldn't find it

 

[Raghav2006]

Apparel is probably not going to cross into lacs but next month I got a resort payment and if it is better than axis ace, would use this.

 

[Raghav2006]

Nice!
I think it will work now.

Yeah, I hope.
These paytm scanners do have merchant type integration, right?
I've seen app show grocery logo or different logos on different stores.

 

[vine]

Yeah, I hope.
These paytm scanners do have merchant type integration, right?
I've seen app show grocery logo or different logos on different stores.

Yes.
And.
Please add to gpay or any app. If its successful then it works.

 

[vine]

One last question.
What is the RP limit on 10X? Couldn't find it

https://www.aubank.in/SOC_CC-Schedule-of-Charges-CC.pdf

Check this doc

Edit
Found the real source:

https://www.aubank.in/SOC_CC-Schedule-of-Charges-CC.pdf

 

[ujjwal2024]

Just add to credit card the UPI app.
Gpay will allow you to make it default for merchant txns. Then , at shops, just scan and pay.

no i am not able to add...
it is telling that contactless payment is not allowed

 

[vine]

no i am not able to add...
it is telling that contactless payment is not allowed

In gpay?
Try another app.
If there is some option to checkbox contactless payments then disable it

 

[BUDHRAJ]

anyone converted Au Lit Visa to rupay varient ??
is it possible ?
if yes, then how ? by mailing au?

 

[navdeep22]

One last question.
What is the RP limit on 10X? Couldn't find it

Earlier it was 25k per month, now it's 10k per month

 

[Raghav2006]

https://www.aubank.in/SOC_CC-Schedule-of-Charges-CC.pdf

Check this doc

Required information not available in this.
But thanks

 

[Raghav2006]

no i am not able to add...
it is telling that contactless payment is not allowed

What variant? visa or rupay?

 

[Raghav2006]

Earlier it was 25k per month, now it's 10k per month

And can you tell me what the reward structure?
On each 100 or 200rs how many rp we get with 10X?