avi_devdhar
TF Buzz
Starting this thread to share and learn ways to repay credit card bill and get little rewards in the process.
Most of the apps give very minimal rewards.
One good way to get rewards is to use debit card to pay CC bill.
HDFC platinum and millenia give 1% cashback,
SBI debit cards give 0.25% cashback
please add if any other debit card gives cashback.
then on mobikwik and paytm, can pay via debit card without any charges. (Note mastercard debit cards won't work though)
1) if bill is beyond 12500, pay 12500 via mobikwik using debit card option. you ll get 50rs cashback on mobikwik and debit card reward points.
2) pay via mobkwik, debit card option and get 2% supercash as rewards, supercash is not that useful though.
3) Paytm using debit card, pay in 1k, 10k, 15k, 20k etc, you get paytm points and debit card points. paytm points are also worth very less
4) Cred, pay 1k every 3 days, play the jackpot, if you have too much time to kill.
5) If one wants zero headache, pay in full in one shot via NEFT, or set up auto pay etc.
Most of the apps give very minimal rewards.
One good way to get rewards is to use debit card to pay CC bill.
HDFC platinum and millenia give 1% cashback,
SBI debit cards give 0.25% cashback
please add if any other debit card gives cashback.
then on mobikwik and paytm, can pay via debit card without any charges. (Note mastercard debit cards won't work though)
1) if bill is beyond 12500, pay 12500 via mobikwik using debit card option. you ll get 50rs cashback on mobikwik and debit card reward points.
2) pay via mobkwik, debit card option and get 2% supercash as rewards, supercash is not that useful though.
3) Paytm using debit card, pay in 1k, 10k, 15k, 20k etc, you get paytm points and debit card points. paytm points are also worth very less
4) Cred, pay 1k every 3 days, play the jackpot, if you have too much time to kill.
5) If one wants zero headache, pay in full in one shot via NEFT, or set up auto pay etc.