Do ICICI core cards and co-branded cards have different credit limit?

[anisharya16]

I have ICICI Coral Visa and Rupay (both LTF) with current limit of 3.3L. A month ago, I took ICICI APay on my existing Coral Rupay CC. Hence limit was shared. So now my APay also has 3.3L limit. Today I checked iMobile App, and there was CL increase offer from 3.3L to 4.4L on ICICI Coral Rupay. So I took it, now My Coral Visa and Rupay, both have 4.4L limit, but APay still shows 3.3L limit.

Do co-branded cards have different CL in ICICI? Anyone please share some insights.

 

[wiizzard]

Similar issue, my Apay has a 15lac limit, while my Sapphiro has a 1.8lac limit shared with Coral Rupay.
God knows how their system works

 

[Deleted member 13981]

Do co-branded cards have different CL in ICICI? Anyone please share some insights.

No. Your APay card is sharing 3.3L of the total 4.3L credit limit available to you. If you spend 3.3L on APay, you'll be left with just 1L on coral.

Similar issue, my Apay has a 15lac limit, while my Sapphiro has a 1.8lac limit shared with Coral Rupay.
God knows how their system works

Shared.

 

[anisharya16]

No. Your APay card is sharing 3.3L of the total 4.3L credit limit available to you. If you spend 3.3L on APay, you'll be left with just 1L on coral.

Shared.

Will 4.4L limit won't be available to Apay?

 

[anisharya16]

Similar issue, my Apay has a 15lac limit, while my Sapphiro has a 1.8lac limit shared with Coral Rupay.
God knows how their system works

So,will I get different CL increase offer for APay or how is it?

 

[wiizzard]

@Tensor - How do I increase my Sapphiro limit? It's set at 1.8Lac

 

[SSV]

@Tensor - How do I increase my Sapphiro limit? It's set at 1.8Lac

By submitting income Docs to ICICI

 

[RishiKiDev]

By submitting income Docs to ICICI

Can he ask the bank to match the limit of APay and Sapphiro?

 

[0xfallup]

just txt them on twitter they will call and match limit easily

 

[anisharya16]

just txt them on twitter they will call and match limit easily

Mailing them won't do?

 

[0xfallup]

Mailing them won't do?

when u have easy route , why mail mail ser

 

[Wealth is my birth right!]

Can he ask the bank to match the limit of APay and Sapphiro?

But in my case ICICI said apay limit cant be match with core cards but vice versa possible
Not sure about the real thing

 

[SunnyM]

It's shared limit for me between Apay and Sapphiro cards. I think it should be shared for everyone.

 

[panu24]

But in my case ICICI said apay limit cant be match with core cards but vice versa possible
Not sure about the real thing

I was having much more CL on Apay but less on Coral, I learnt from this forum that we can match limits on all cards. I called them they took request, then they called later on and confirmed me that they processed my request and wait 2 days and check netbanking to see if they are matched or not. That way I got Apay limit matched with Coral card.

 

[anisharya16]

when u have easy route , why mail mail ser

I deleted my social media accounts. WhatsApp and telegram and required, so using them.

 

[Wealth is my birth right!]

I was having much more CL on Apay but less on Coral, I learnt from this forum that we can match limits on all cards. I called them they took request, then they called later on and confirmed me that they processed my request and wait 2 days and check netbanking to see if they are matched or not. That way I got Apay limit matched with Coral card.

So mail not working
Sure will call them tomo morning

 

[panu24]

So mail not working
Sure will call them tomo morning

Not tried email way. It was told that either message on X or call them. I prefer to call them.

 

[Deleted member 13981]

Not tried email way. It was told that either message on X or call them. I prefer to call them.

But in my case ICICI said apay limit cant be match with core cards but vice versa possible
Not sure about the real thing

@Tensor - How do I increase my Sapphiro limit? It's set at 1.8Lac

Twitter route always works for me. Just leave your contact details with a description of the issue. The social media team will get it done for you.

 

[Deleted member 13981]

Will 4.4L limit won't be available to Apay?

No. You can spend 4.4 on Coral only. Call them or DM on X and they'll match the limits on both the cards for you. Call thing is a hit or miss though, totally depends on the cc executive.

 

[anisharya16]

No. You can spend 4.4 on Coral only. Call them or DM on X and they'll match the limits on both the cards for you. Call thing is a hit or miss though, totally depends on the cc executive.

Okay will try then