Do ICICI core cards and co-branded cards have different credit limit?

[anisharya16]

I have ICICI Coral Visa and Rupay (both LTF) with current limit of 3.3L. A month ago, I took ICICI APay on my existing Coral Rupay CC. Hence limit was shared. So now my APay also has 3.3L limit. Today I checked iMobile App, and there was CL increase offer from 3.3L to 4.4L on ICICI Coral Rupay. So I took it, now My Coral Visa and Rupay, both have 4.4L limit, but APay still shows 3.3L limit.

Do co-branded cards have different CL in ICICI? Anyone please share some insights.

 

[Garud]

By submitting income Docs to ICICI

Well, I remember a guy in the community just called them and they matched his cc limits.
Sharing the screenshot here just in case.

 

[dawoodp]

I have ICICI Coral Visa and Rupay (both LTF) with current limit of 3.3L. A month ago, I took ICICI APay on my existing Coral Rupay CC. Hence limit was shared. So now my APay also has 3.3L limit. Today I checked iMobile App, and there was CL increase offer from 3.3L to 4.4L on ICICI Coral Rupay. So I took it, now My Coral Visa and Rupay, both have 4.4L limit, but APay still shows 3.3L limit.

Do co-branded cards have different CL in ICICI? Anyone please share some insights.

Yes, mine has different limits for Apay and the rest of the ICICI core cards with shared limits.
Those who are saying it will be shared with Apay and other core, that might not be true. You can check with the bank once

 

[anisharya16]

Yes, mine has different limits for Apay and the rest of the ICICI core cards with shared limits.
Those who are saying it will be shared with Apay and other core, that might not be true. You can check with the bank once

Yes, i get it now. ApaY will have different limits from core cards

 

[Fini7777]

I have ICICI Coral Visa and Rupay (both LTF) with current limit of 3.3L. A month ago, I took ICICI APay on my existing Coral Rupay CC. Hence limit was shared. So now my APay also has 3.3L limit. Today I checked iMobile App, and there was CL increase offer from 3.3L to 4.4L on ICICI Coral Rupay. So I took it, now My Coral Visa and Rupay, both have 4.4L limit, but APay still shows 3.3L limit.

Do co-branded cards have different CL in ICICI? Anyone please share some insights.

It is possible
They usually match the limit but sometimes they don't

The same was happened to me few months ago Received LE on core cards but for not Apay
after 2 days they matched the limit on my Apay card as well

In ICICI they treat core and cobranded cards separately and report them separately to credit bureaus

 

[anisharya16]

It is possible
They usually match the limit but sometimes they don't

The same was happened to me few months ago Received LE on core cards but for not Apay
after 2 days they matched the limit on my Apay card as well

In ICICI they treat core and cobranded cards separately and report them separately to credit bureaus

They matched the limit themselves or you requested them manually. If requested by you, how did you approached?

 

[Fini7777]

They matched the limit themselves or you requested them manually. If requested by you, how did you approached?

They matched the limit by themselves
try to reach out to them via X(Twitter) and they may match ur limit

 

[anisharya16]

They matched the limit by themselves
try to reach out to them via X(Twitter) and they may match ur limit

I mailed them and they said that they won't do it. Deleted my social media accounts so no twitter as well.

 

[Fini7777]

I mailed them and they said that they won't do it. Deleted my social media accounts so no twitter as well.

ok, use ur apay card regularly so that they will inc ur limit

 

[joell]

No. Your APay card is sharing 3.3L of the total 4.3L credit limit available to you. If you spend 3.3L on APay, you'll be left with just 1L on coral.I

Will 4.4L limit won't be available to Apay?

I got Apay first with 60K limit. Then got Coral pre-approved. I bought 10K of stuff on Apay and 5K on Coral. Now in the iMobile app available credit on Apay is 50K and coral is 55K.

So is my total limit 1.2L or 60K?
If 60K is shared why is available limit shown as 50 and 55K respectively?

 

[anisharya16]

I got Apay first with 60K limit. Then got Coral pre-approved. I bought 10K of stuff on Apay and 5K on Coral. Now in the iMobile app available credit on Apay is 50K and coral is 55K.

So is my total limit 1.2L or 60K?
If 60K is shared why is available limit shown as 50 and 55K respectively?

There are separate limits for coral and apay

 

[joell]

There are separate limits for coral and apay

So if I max out both my cards I can get 1.2L? Or is it 60K?

 

[anisharya16]

So if I max out both my cards I can get 1.2L? Or is it 60K?

1.2L yes you can