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Does sbi have Rupay Platinum?

Better than that, SBI has good in store instant discount, just today I went to reliance digital store and SBI offer was there, I think it's more usable there than Amazon, FK and HDFC millennia which offer all year round benefit of statement cashbacks and points online but not that usable in physical stores.

But still, don't want to deal with their hassle, I would rather use some other card 🤣
 
Better than that, SBI has good in store instant discount, just today I went to reliance digital store and SBI offer was there, I think it's more usable there than Amazon, FK and HDFC millennia which offer all year round benefit of statement cashbacks and points online but not that usable in physical stores.

But still, don't want to deal with their hassle, I would rather use some other card 🤣
That's why trying super to get sbi and only for its offers. preparing for C2C method. Which entry level card has best reward rate for 1) all generic online payments 2) all generic offline spends 3) all generic online and offline.. card must to easy to aquire
 
That's why trying super to get sbi and only for its offers. preparing for C2C method. Which entry level card has best reward rate for 1) all generic online payments 2) all generic offline spends 3) all generic online and offline.. card must to easy to aquire
In low to mid category only SBI card worth having is Simplyclick. Cost Rs 500+GST

Very easy to get.

I get call from SBI each and every day. Will send you SS on whatsapp of sme agent trying very very hard 🤣
 
In low to mid category only SBI card worth having is Simplyclick. Cost Rs 500+GST

Very easy to get.

I get call from SBI each and every day. Will send you SS on whatsapp of sme agent trying very very hard 🤣
Waiting 🤣 , is this the only one for all the three creiterias mentioned above? I'm sure there must be others. I already have FK so 1.5% on all spends is max. Any other which can beat it.?
 
Waiting 🤣 , is this the only one for all the three creiterias mentioned above? I'm sure there must be others. I already have FK so 1.5% on all spends is max. Any other which can beat it.?
Simplysave gives 1.66% for groceries but then again if you calculate yearly fees its makes it worthless compared to others I've like FK LTF.

Problem is their core reward rate is terrible, plus you need to give Rs 99 to redeem them.
 
havent gone through the whole thread so dont know if im repeating but SBI has Rupay platinum yes.
You need to call the bank branch and tell them or email the branch and specify that u need platinum card only.
(unfortunately i made the mistake where i just told them i want a platinum card but SBI sent me a rupay platium IOCL DC when i asked for the actual platinum DC ... And yes i have a salary account there so it helps)
 
havent gone through the whole thread so dont know if im repeating but SBI has Rupay platinum yes.
You need to call the bank branch and tell them or email the branch and specify that u need platinum card only.
(unfortunately i made the mistake where i just told them i want a platinum card but SBI sent me a rupay platium IOCL DC when i asked for the actual platinum DC ... And yes i have a salary account there so it helps)
Do you not get benefits from rupay platinum IOCL card same as normal rupay platinum? I mean like amazon pay load discounts and all?
 
it has all rupay platinum benefits i presume because i got offers on swiggy/zomato which were for rupay platinum only but i hardly ever used it and not sure what amazon pay load discounts you're talking of lol
 
it has all rupay platinum benefits i presume because i got offers on swiggy/zomato which were for rupay platinum only but i hardly ever used it and not sure what amazon pay load discounts you're talking of lol
Then I think you are better off with IOCL version than the normal one, you also get better rewards on fuel etc. Especially from IOCL pumps.

They appear to be in same in everything else. So I don't think you have made any loss on it.
 
but the fuel rewards are pretty lame (0.75% return best case scenario and less than 0.25% worst case) compared to fuel CC's . Honestly hardly ever used that DC (other than when i saw the rupay platinum offers) but i need one cuz its the only DC i have in my salary acc.

Also, the IOCL platinum card offers nothing else tbh. The actual platinum card has lounge and stuff but honestly never been to a rupay lounge nor do i know what to even expect 😀
Maybe i'm missing something but thats what i know so far
 
but the fuel rewards are pretty lame (0.75% return best case scenario and less than 0.25% worst case) compared to fuel CC's . Honestly hardly ever used that DC (other than when i saw the rupay platinum offers) but i need one cuz its the only DC i have in my salary acc.

Also, the IOCL platinum card offers nothing else tbh. The actual platinum card has lounge and stuff but honestly never been to a rupay lounge nor do i know what to even expect 😀
Maybe i'm missing something but thats what i know so far
Are you super sure that your rupay iocl is RuPay Platinum? @AllSeeker any Txn test to see if it's really RuPay Plat?
 
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