Dubai trip next week

[Odugu Narasimha Rao]

I have a Indusind exclusive signature debit card and rbl world safari Creditcard and niyo equitas zero forex debit card.which card is better to buy iPhone in dubai these three cards are zero markup fees cards and Indusind exclusive Signature card is free when withdraw money abroad let me know is there any hidden fee and in Google today aed to inr showing 22.61 price. Can I charge same Google price on pos transaction in dubai using this three cards?

 

[Deleted member 11974]

buy with world safari

 

[elite34700]

Also choose payment in local currency instead of INR to avoid charges.

 

[Odugu Narasimha Rao]

Okay thanks will rbl world safari Creditcard bank have a hidden fee or visa exchange as a Google price

 

[ARV]

I have a Indusind exclusive signature debit card and rbl world safari Creditcard and niyo equitas zero forex debit card.which card is better to buy iPhone in dubai these three cards are zero markup fees cards and Indusind exclusive Signature card is free when withdraw money abroad let me know is there any hidden fee and in Google today aed to inr showing 22.61 price. Can I charge same Google price on pos transaction in dubai using this three cards?

If you buy iPhone in Meena Bazaar they will charge you 2% extra on any card. Best is to withdraw cash and pay as world safari does not give you RP or use indus exclusive DC you might get RP (0.93%) on 115000 rs spend(I have not tested) or you can use any milestone cards except AMEX as charges for AMEX is 6.5%. I used Magnus during my visit in April for milestone benefit

 

[Deleted member 11974]

Okay thanks will rbl world safari Creditcard bank have a hidden fee or visa exchange as a Google price

they will levy mastercard or visa rates

 

[Odugu Narasimha Rao]

If you buy iPhone in Meena Bazaar they will charge you 2% extra on any card. Best is to withdraw cash and pay as world safari does not give you RP or use indus exclusive DC you might get RP (0.93%) on 115000 rs spend(I have not tested) or you can use any milestone cards except AMEX as charges for AMEX is 6.5%. I used Magnus during my visit in April for milestone benefit

Okay I think withdraw amount using niyo equitas zero forex debit card is better I think,and in Meena Bazaar I Am going to buy iPhone 14 pro max In which shop give cheap price?

 

[ARV]

Okay I think withdraw amount using niyo equitas zero forex debit card is better I think,and in Meena Bazaar I Am going to buy iPhone 14 pro max In which shop give cheap price?

You can compare the prices in couple of shops. I bought in City Talk, they were the cheapest when i bought.

 

[Odugu Narasimha Rao]

You can compare the prices in couple of shops. I bought in City Talk, they were the cheapest when i bought.

Thank u bro

 

[Odugu Narasimha Rao]

You can compare the prices in couple of shops. I bought in City Talk, they were the cheapest when i bought.

Which mobile u bought bro?

 

[ARV]

Which mobile u bought bro?

I bought watch ultra & Beats fit pro earphones. I am a little clumsy 😁 when it comes to phones, i keep breaking them so i buy it in India with Insurance

 

[rewrihitesh]

Also choose payment in local currency instead of INR to avoid charges.

just trying to understand, by paying from CC in local currency does not attract markup charges?

or can you elaborate little ?

 

[RishiKiDev]

just trying to understand, by paying from CC in local currency does not attract markup charges?

or can you elaborate little ?

The rate used by your card provider when paying in local currency will in most cases be lower than that of the merchant, or foreign bank, when paying in rupees

 

[rewrihitesh]

The rate used by your card provider when paying in local currency will in most cases be lower than that of the merchant, or foreign bank, when paying in rupees

can we use some card to avoid the charges altogether ?

 

[ARV]

can we use some card to avoid the charges altogether ?

RBL World Safari, Sacpia, Zenith+. You can also search the forum for best cards for international spend

 

[RishiKiDev]

can we use some card to avoid the charges altogether ?

Use a card with zero forex charge.
Like RBL World Safari or Scapia.

When you pay in local currency you get better exchange rates.

Exchange rate is not a charge but a rate.
For example if 1USD = Approx 84 rupees
But when you come to visa/mastercard, they will give you 1USD for 90 rupees
You won't get the same exchange rates as shown by Google.
Forex charge is a fee on foreign transactions charged by Visa/MasterCard and your Bank

Hope you understood the difference.

 

[rewrihitesh]

Use a card with zero forex charge.
Like RBL World Safari or Scapia.

When you pay in local currency you get better exchange rates.

Exchange rate is not a charge but a rate.
For example if 1USD = Approx 84 rupees
But when you come to visa/mastercard, they will give you 1USD for 90 rupees
You won't get the same exchange rates as shown by Google.
Forex charge is a fee on foreign transactions charged by Visa/MasterCard and your Bank

Hope you understood the difference.

Thanks for the explanation.

 

[Maikalal Jaikishan]

If you buy iPhone in Meena Bazaar they will charge you 2% extra on any card. Best is to withdraw cash and pay as world safari does not give you RP or use indus exclusive DC you might get RP (0.93%) on 115000 rs spend(I have not tested) or you can use any milestone cards except AMEX as charges for AMEX is 6.5%. I used Magnus during my visit in April for milestone benefit

Is it recommended to buy from Meena bazar instead of Apple stores or Amazon.ae?

 

[Maikalal Jaikishan]

For example if 1USD = Approx 84 rupees
But when you come to visa/mastercard, they will give you 1USD for 90 rupees

I don't think visa/MC rates that that high. It is less than a percentage difference.