Ease of opening a BSBDA

[SpiesCan'tCatchMe]

I visited all the banks available in my city.
Asking to open a zero balance account (BSBDA). To my surprise except idfc first bank all other banks denied having a zero balance account. Only when I threatened them to give me in writing or I'll have to involve RBI in this then they said yes there is this account but we don't usually open that anymore.
ICICI being the worst they didn't agree to open the account even when I left the branch.
I know the BSBDA account has many restrictions but what banks are doing is wrong. If RBI has given a option then why are banks not forwarding it?

 

[praful47]

I want to open BSBDA account.
Which bank is good icici or hdfc ?

 

[doraemon]

I want to open BSBDA account.
Which bank is good icici or hdfc ?

H D FC

 

[praful47]

H D FC

Can you give short comparison

 

[varun__goel_]

Can you give short comparison

In icici you won't be able to open even a 10k account, let go off bsbda🤣
50k MAB is min RN

Go for HDFC

 

[praful47]

In icici you won't be able to open even a 10k account, let go off bsbda🤣
50k MAB is min RN

Go for HDFC

Okk thank you

 

[doraemon]

Can you give short comparison

Bsbda is same in any bank whether private or public bank


Thing is which Bank open your bsbda easily
I suggest HDFC out of your option
As ICICI will straight forward deny the request

If u want ease of banking HDFC is good otherwise open in any psu bank,they are great

 

[doraemon]

In icici you won't be able to open even a 10k account, let go off bsbda🤣
50k MAB is min RN

Go for HDFC

Raghu Bhai jaise client ho to sooraj bhi raat ko nikal sakte hai😃😂

 

[varun__goel_]

Raghu Bhai jaise client ho to sooraj bhi raat ko nikal sakte hai😃😂

Kar to sab skte hai, bas time waste hota hai

Or jo initially acc hi open na kare to kya hi unse services expect krenge

 

[praful47]

Bsbda is same in any bank whether private or public bank


Thing is which Bank open your bsbda easily
I suggest HDFC out of your option
As ICICI will straight forward deny the request

If u want ease of banking HDFC is good otherwise open in any psu bank,they are great

Thankyou I will go for hdfc

 

[varun__goel_]

Thankyou I will go for hdfc

BTW what's the reason behind opening a bsbda?
I rarely see any benefit out of it other than 0 mab, which other banks offer with their regular accs

 

[doraemon]

BTW what's the reason behind opening a bsbda?
I rarely see any benefit out of it other than 0 mab

I think what really help in having bsbda is no charges account
With specific branch support in case of any need unlike neo or online banks

Plus they don't have sms charges so we can do transaction like bullet train and still be in profits

 

[praful47]

BTW what's the reason behind opening a bsbda?
I rarely see any benefit out of it other than 0 mab, which other banks offer with their regular accs

Seamless transactions and free atm

 

[praful47]

I think what really help in having bsbda is no charges account
With specific branch support in case of any need unlike neo or online banks

Plus they don't have sms charges so we can do transaction like bullet train and still be in profits

1000 instant discount on using their debit card transaction on Flipkart sale

 

[ritwik2000]

In icici you won't be able to open even a 10k account, let go off bsbda🤣
50k MAB is min RN

Go for HDFC

Yesterday a friend opened a 10k account at a semi urban branch. At first branch told him that 1 lkh ip needed but he then complained on twitter.

 

[varun__goel_]

Yesterday a friend opened a 10k account at a semi urban branch. At first branch told him that 1 lkh ip needed but he then complained on twitter.

L o c a t i o n ?

 

[ritwik2000]

L o c a t i o n ?

Uttar Dinajpur,WB .

 

[praful47]

Yesterday a friend opened a 10k account at a semi urban branch. At first branch told him that 1 lkh ip needed but he then complained on twitter.

This is same I was thinking of doing with icici

 

[doraemon]

Even ICICI branch near my place is opening 10k account with 20k IP

L o c a t i o n ?

 

[doraemon]

This is same I was thinking of doing with icici

Bsbda in ICICI is like finding water in a desert

 

[varun__goel_]

Even ICICI branch near my place is opening 10k account with 20k IP