Infinia Easiest way to get an Infinia Metal I've ever heard

[Swastik]

Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia LTF ,first they said we'll give you DCB LTF ,try for Infinia after you open the account but he wouldn't take any of it ,told them either give Infinia or he'll take his business to Axis people (who were offering him Magnus) ,so the HDFC people agreed and he got an Infinia FYF with 55 Lakhs limit

What makes me jealous is that I'm 31 and the best I've got is a Magnus with 5 Lakhs limit ,which is like my 15th card my 8 year credit card journey ,Infinia is something of a dream for me ,can't even get DCB from them ,all I've from HDFC is a measly Millennia with 1.16 Lakhs limit

And this guy is just 29 & this is his first card. 🙄

Thoughts ?

 

[HumorSimpson]

You only get the Infinia if you have a lot of akal (wisdom)!

Whats the entrance test ? CAT ?

Getting is not akal, but using to the max is akal.

 

[sidp]

Again proved, people judge by Shakal rather than akaal.

It works against people like me who like to live below their means.
Or in other words cheap 😅. Still running 10yr old car and 15yr old bike.

 

[HumorSimpson]

It works against people like me who like to live below their means.
Or in other words (cheap 😅). Still running 10yr car and 15yr old bike.

Same here bro. I live in the way I am comfortable, not to show off to others.

 

[RAMESH BABU N]

It works against people like me who like to live below their means.
Or in other words cheap 😅. Still running 10yr old car and 15yr old bike.

You car n mobike got a long way to go....

My XYLO is 15 yrs old as of now.

My 1980 Rajdoot AC123 motor cycle was with me in working condition till 2015 and it was physically with me till 2020 (40 yrs) when I gave it to a mobike collector.

 

[Swastik]

It works against people like me who like to live below their means.
Or in other words cheap 😅. Still running 10yr old car and 15yr old bike.

Probably why i can't get my hands on it either ,riding a second hand 2018 TVS Ntorq to work everyday, don't own a car ,don't know how to drive either ,not much expenses to show as such

 

[HumorSimpson]

Probably why i can't get my hands on it either ,riding a second hand 2018 TVS Ntorq to work everyday, don't own a car ,don't know how to drive either ,not much expenses to show as such

For these scenarios Infinia is a white elephant.

 

[Swastik]

For these scenarios Infinia is a white elephant.

Maybe ,it's more of aspirational thing than anything else for now

And if you've been on this community long enough ,you know stranger things have happened before

 

[HumorSimpson]

Maybe ,it's more of aspirational thing than anything else for now

And if you've been on this community long enough ,you know stranger things have happened before

What are those?

 

[Swastik]

What are those?

Well how about a student with no income getting his hands on infinia

How to get super premium cards ltf as a student 1O1

Greetings everyone! I've been receiving numerous direct messages regarding how I acquired almost all super-premium cards Lifetime Free (LTF) despite being a student. Allow me to elaborate on this achievement, attributing it to certain less-explored methods I experimented with. Additionally...

www.technofino.in

Check it out

 

[Swastik]

For these scenarios Infinia is a white elephant.

And I'm not saying i am entitled to get Infinia, most likely not

But as someone with 5+ years on history with hdfc ,3 years of salary credited to hdfc account, 5 lakhs limit cards from ICICI ,Axis ,
All I'm saying i feel like i deserve more than 1.16 lakh Millennia and no upgradation or limit enhancement for over 2 yrs ,feels like being screwed over

 

[Swastik]

Well how about a student with no income getting his hands on infinia

How to get super premium cards ltf as a student 1O1

Greetings everyone! I've been receiving numerous direct messages regarding how I acquired almost all super-premium cards Lifetime Free (LTF) despite being a student. Allow me to elaborate on this achievement, attributing it to certain less-explored methods I experimented with. Additionally...

www.technofino.in

Check it out

And i don't mean to belittle anyone ,if you can get a super premium card with high limit at an early age ,more power to you

 

[Zacobite]

For these scenarios Infinia is a white elephant.

If annual spends are around 8-10 L - normal.. then its fine.. else

And I'm not saying i am entitled to get Infinia, most likely not

But as someone with 5+ years on history with hdfc ,3 years of salary credited to hdfc account, 5 lakhs limit cards from ICICI ,Axis ,
All I'm saying i feel like i deserve more than 1.16 lakh Millennia and no upgradation or limit enhancement for over 2 yrs ,feels like being screwed over

you are right in feeling that way.. don't push them.. just move away..

 

[Swastik]

And I'm not bitter 😅

 

[Zacobite]

And I'm not bitter 😅

good for you... all banks are equally good / bad... its all about time place person..

 

[Zacobite]

And I'm not bitter 😅

And Infinia is an elusive yet ordinary card for avg users.. Only if you spend high per year and travel / stay in hotels / have big bills to pay on Amz does it make sense..

 

[Zacobite]

And Infinia is an elusive yet ordinary card for avg users.. Only if you spend high per year and travel / stay in hotels / have big bills to pay on Amz does it make sense..

Like someone said @techt SBI cashback also gives gd returns..

 

[SSV]

Like someone said @techt SBI cashback also gives gd returns..

SBI CB card is the best cashback card out there in the market right now, far ahead among the competition….
If we ignore non spend based benefits, in my view,

SBI CB card is the Poor man’s Infinia !!!

A must have card in any one’s CC portfolio!!

Disclaimer:
I have both SBI Cashback Card and Infinia..

 

[Zacobite]

SBI CB card is the best cashback card out there in the market right now, far ahead among the competition….
If we ignore non spend based benefits, in my view,

SBI CB card is the Poor man’s Infinia !!!

A must have card in any one’s CC portfolio!!

Disclaimer:
I have both SBI Cashback Card and Infinia..

its even better than infinia at places for online spends if we don't take smartbuy partners into account.. 3.33 vs 5%

 

[SSV]

online spends if we don't take smartbuy partners

Yes.. but that is a very BIG If.. They both are two different cards.. one is purely a spend based card, and another is an almost alrounder…
They both are leading cards in their own category…

Having said that here is my 15 months usage of SBI CB Summary..

 

[Zacobite]

Yes.. but that is a very BIG If.. They both are two different cards.. one is purely a spend based card, and another is an almost alrounder…
They both are leading cards in their own category…

Having said that here is my 15 months usage of SBI CB Summary..

View attachment 45405

we all agree that they are different.. no argument there.. cheers.. i was just making a point in agreement to your earlier one.. cheers to your CB