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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

Life Insurance Prudential Right?

How do they calculate TRV here? Basis on Premium or Coverage? Any Idea?
Checked again this is given in wealth management eligibility criteria and more clear -

Savings Account and Current Account balances
Fixed Deposits
Mutual Fund holdings value
ULIP holdings value
70% of Demat holdings
30% of Home Loan disbursed
 
Checked again this is given in wealth management eligibility criteria and more clear -

Savings Account and Current Account balances
Fixed Deposits
Mutual Fund holdings value
ULIP holdings value
70% of Demat holdings
30% of Home Loan disbursed
Sir what is the criteria for Wealth Management ? Say if I have Privilege account then how much TRV is required for upgradation ?
 
To earn that peanuts for Salaried Individual he has to go through too much. 😢

There are smart earners but for most, it's an herculean task.
Yeah but EPM, Infinia arent just premium CCs; they are super premium CC.
If the target is high, the efforts need to be equally high.
 
  • Hehe
Reactions: BVC
Looks like even ICICI staff dont have clarity. Anyone is quoting whatever they feel like. If ICICI target is deliver only 200-300 EPM cards this year, then its different.
Chill karo. Let the dust settle. ICICI would give clarity in few days.

No one is talking about our favourite topic - how to upgarde to Infinia.
No Infinia success stories coming.

Think of what HDFC would be planning now. How they would make smartbuy better then ishop.
Or maybe SBI might be planning to enter the reward game. Or Axis makes a come back....
 
Looks like even ICICI staff dont have clarity. Anyone is quoting whatever they feel like. If ICICI target is deliver only 200-300 EPM cards this year, then its different.
Chill karo. Let the dust settle. ICICI would give clarity in few days.

No one is talking about our favourite topic - how to upgarde to Infinia.
No Infinia success stories coming.

Think of what HDFC would be planning now. How they would make smartbuy better then ishop.
Or maybe SBI might be planning to enter the reward game. Or Axis makes a come back....
I wonder how much icici is earning just from the hype of EPM.
 
  • Hehe
Reactions: BVC
Had a talk with my BM on getting the Emerald Metal card, he said he didn't got the approval from the product team to initiate the application process as the TRV mentioned to him by the product team is 2CR and above.

I said many people are getting this card without 2CR TRV, he then said to give one such reference and he'll initiate the same for me.

Anyone who has got this card without the official figure? I'll be just needing the name of BM/RM who has done that for you so that my BM can take that as a ref and initiate the process.

DM me please if anyone as such
 
Had a talk with my BM on getting the Emerald Metal card, he said he didn't got the approval from the product team to initiate the application process as the TRV mentioned to him by the product team is 2CR and above.

I said many people are getting this card without 2CR TRV, he then said to give one such reference and he'll initiate the same for me.

Anyone who has got this card without the official figure? I'll be just needing the name of BM/RM who has done that for you so that my BM can take that as a ref and initiate the process.

DM me please!

I got EPM without any such.
But i didn't apply for it.
It was shown as an upgrade from Apay card in imoble app, during launch in Oct 2023.
 
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