Sidharth1094
TF Buzz
Doesn’t make sense. Yearly premium should be considered as part of TRVso this means if i take 2cr life insurance policy, i will automatically qualify for EPM based on TRV ?
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Doesn’t make sense. Yearly premium should be considered as part of TRVso this means if i take 2cr life insurance policy, i will automatically qualify for EPM based on TRV ?
Life Insurance Prudential Right?Assets Under Management (AUM) of Life Insurance
Coverage is the total potential loss that might be incurred by them in future. Has to be premium paid per yearLife Insurance Prudential Right?
How do they calculate TRV here? Basis on Premium or Coverage? Any Idea?
Checked again this is given in wealth management eligibility criteria and more clear -Life Insurance Prudential Right?
How do they calculate TRV here? Basis on Premium or Coverage? Any Idea?
Sir what is the criteria for Wealth Management ? Say if I have Privilege account then how much TRV is required for upgradation ?Checked again this is given in wealth management eligibility criteria and more clear -
Savings Account and Current Account balances
Fixed Deposits
Mutual Fund holdings value
ULIP holdings value
70% of Demat holdings
30% of Home Loan disbursed
50lacs TRV/ net salary credit 3lacsSir what is the criteria for Wealth Management ? Say if I have Privilege account then how much TRV is required for upgradation ?
ULIP holding value total considered? for TRV?Checked again this is given in wealth management eligibility criteria and more clear -
ULIP holdings value
Yes, 100%, but It's not the ULIP insurance amount but the current market value of ULIP. ICICI gets 0.5-1% commission on Mutual funds and 4-8% on ULIP premiums. So if mutual funds are 100%, then ULIPs are definetely 100%.ULIP holding value total considered? for TRV?
Approach BM or any other branch in your city. Move your account to there, that's only left he don't budge.Bro I have salary of 3lpm not giving me EPM. I have wealth account and ready to shift my salary also. RM is asking for 5lpm.
Nope salary is 5lpm as per my Wealth Rm50lacs TRV/ net salary credit 3lacs
3lpm is peanuts today in premium cc world.Bro I have salary of 3lpm not giving me EPM. I have wealth account and ready to shift my salary also. RM is asking for 5lpm.
To earn that peanuts for Salaried Individual he has to go through too much. 😢3lpm is peanuts today in premium cc world.
He has mentioned the criteria for Wealth Management account not for EPM in response to my queryNope salary is 5lpm as per my Wealth Rm
Yeah but EPM, Infinia arent just premium CCs; they are super premium CC.To earn that peanuts for Salaried Individual he has to go through too much. 😢
There are smart earners but for most, it's an herculean task.
I wonder how much icici is earning just from the hype of EPM.Looks like even ICICI staff dont have clarity. Anyone is quoting whatever they feel like. If ICICI target is deliver only 200-300 EPM cards this year, then its different.
Chill karo. Let the dust settle. ICICI would give clarity in few days.
No one is talking about our favourite topic - how to upgarde to Infinia.
No Infinia success stories coming.
Think of what HDFC would be planning now. How they would make smartbuy better then ishop.
Or maybe SBI might be planning to enter the reward game. Or Axis makes a come back....
Had a talk with my BM on getting the Emerald Metal card, he said he didn't got the approval from the product team to initiate the application process as the TRV mentioned to him by the product team is 2CR and above.
I said many people are getting this card without 2CR TRV, he then said to give one such reference and he'll initiate the same for me.
Anyone who has got this card without the official figure? I'll be just needing the name of BM/RM who has done that for you so that my BM can take that as a ref and initiate the process.
DM me please!
I am telling you what I heard from my RM. I got to know from RM, for epm u need 5lpm net incomeHe has mentioned the criteria for Wealth Management account not for EPM in response to my query