U the hecker
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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion
If u get let me know too. TIA
I am holding axis burgundy. And I want axis to do something.
This is 100% true. Even one or two levels higher than BMs don't have an idea of what is happening.
I wrote to headwealthmanagement@icicibank.com to understand the requirements for WM, they just forwarded it to normal customer care.
I am eligible as per their criteria, but they are not even bothered to read an email.
Even their WM/Wealth Select/Premier team are behaving like sarkari office. ICICI should be the largest PSU, not SBI.
Are there any benefits of ICICI Wealth banking, other than hope?
I was told the exact same thing. I am also searching for proof that someone has received this card without meeting the official eligibility criteria. If such a case exists, it would make it easier for others to get the card as well.
I have sent multiple emails to this email ID, but I have never received a proper response from them.
shu_sha
TF Ace
I am thinking now to escalate this to PNO and Managing Directors and will threatened them to close all my ICICI relationships if they don't approve it
For a data point, I can confirm that if you have monthly salary of 3L (net credit to account), it's pretty straightforward to get EPM.
I started an application online which got declined even before I could complete the application than a guy called me from ICICI after 15 mins about it and said their system has new approval thing which is causing lot of applications to be declined automatically and he can apply for me.
He knew enough about my application for me to be sure that he was from the bank so we started the application. He said he will try without docs and gave me a list of cards upto Coral / Ruby. I asked him for EPM, he went to talk to his manager and said let me try with income docs and then said if I am ok to upload salary docs & bank statement the system is allowing EPM (3LPA credit for atleast 3 months)
I dont have much of relationship with ICICI, but have an account in ICICI (with prob 2-3 L FDs and a ULIP with current unit value about 10L) I had a mortgage with ICICI which was closed atleast 10 years back (paid and closed begore tenure) My salary account is HSBC.
I decided to not go for it finally coz I have just taken Plat charge and between me and my wife also have Plat travel, Infinia, DCB & Olympus so we can buy enough vouchers and tickets for our needs.
I started an application online which got declined even before I could complete the application than a guy called me from ICICI after 15 mins about it and said their system has new approval thing which is causing lot of applications to be declined automatically and he can apply for me.
He knew enough about my application for me to be sure that he was from the bank so we started the application. He said he will try without docs and gave me a list of cards upto Coral / Ruby. I asked him for EPM, he went to talk to his manager and said let me try with income docs and then said if I am ok to upload salary docs & bank statement the system is allowing EPM (3LPA credit for atleast 3 months)
I dont have much of relationship with ICICI, but have an account in ICICI (with prob 2-3 L FDs and a ULIP with current unit value about 10L) I had a mortgage with ICICI which was closed atleast 10 years back (paid and closed begore tenure) My salary account is HSBC.
I decided to not go for it finally coz I have just taken Plat charge and between me and my wife also have Plat travel, Infinia, DCB & Olympus so we can buy enough vouchers and tickets for our needs.
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Then what was the point of you start the card applciation process?
Great question, unfortunately the answer isn't that great.
I was kind of carried away watching the thread about ICICI market place with great returns and just pulled the trigger. By the time the whole process completed, my brain had became functional again and came back to reality that I don't need another card.
Dobbiee
TF Premier
I think all those people who have wealth and private banking with 3 lacs + net salary, should push RM to sart the application process.
Once he agrees there would be a call from backend team, and they would fill the application on phone call. Takes 10-15 minutes. And would ask you to upload salary documents on a link.
I also underwent this experience to get LTF Sapphiro. But like @vishalgupta2 got enlightenment to what i would do with the card and decided not to submit documents.
Once he agrees there would be a call from backend team, and they would fill the application on phone call. Takes 10-15 minutes. And would ask you to upload salary documents on a link.
I also underwent this experience to get LTF Sapphiro. But like @vishalgupta2 got enlightenment to what i would do with the card and decided not to submit documents.
Why any customer or BM will give his consent to provide his name as reference to icici management & admit that he bypassed some criteria to get approval for EPM for particular customer. I got mine last year purely on give & take thing.
This week also he has got approval for my sister-in-law for EPM who has salary account with them but in another city. She fulfill salary criteria. But not PPOP criteria which almost every BM mentions. This time also I made BM bypass some criteria to get approval on basis of our individual dealing.
This week also he has got approval for my sister-in-law for EPM who has salary account with them but in another city. She fulfill salary criteria. But not PPOP criteria which almost every BM mentions. This time also I made BM bypass some criteria to get approval on basis of our individual dealing.
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+1 Talked to two different RMs. The criteria is 3LPM credit (that too can be in any bank), both of these were corporate RMs so had better knowledge of the eligiblity.
Have applied via one RM, he asked for payslips and bank A/C number of ICICI thats it.
Lets see if he can get it approved.
Have applied via one RM, he asked for payslips and bank A/C number of ICICI thats it.
Lets see if he can get it approved.
In Short - FOMO,
senasenthil
TF Premier
For which card did you attempt to apply online? Can we apply on our own dor EPM?
Yes. Got EPM approval yesterday for my sister-in-law. I have posted about this in this thread.
so quick ? how much time it took in total from application till approval ?
You already have EPM and good fat TRV I guess
