• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

Apply For Lifetime Free IDFC First Credit Card
Reader mode
Prem03 said:
Yup, that's what I said, video KYC is required. If the child is not cooperating with the video KYC process, you can open the account also for your minor son.
Click to expand...
Can do a manual kyc also.
Also if you have wealth account, you can open their wealth accounts and group them as family. All would get wealth privileges.

Also what is the need to give a child a credit card. Arent we giving them early habit to spends.
 

Attachments

  • IMG_4512.webp
    IMG_4512.webp
    97.6 KB · Views: 9
Dobbiee said:
Can do a manual kyc also.
Also if you have wealth account, you can open their wealth accounts and group them as family. All would get wealth privileges.

Also what is the need to give a child a credit card. Arent we giving them early habit to spends.
Click to expand...
Add-on cards provide free lounge access, so that's the main benefit if you get it for a 12+ minor.
 
Dobbiee said:
Can do a manual kyc also.
Also if you have wealth account, you can open their wealth accounts and group them as family. All would get wealth privileges.

Also what is the need to give a child a credit card. Arent we giving them early habit to spends.
Click to expand...
My son is 14 yr old and so it’s not an issue. What I wanted to understand if video KYC stuff was actually required or just an online application and usual consent process would do. I did the latter and it showed application in process so thought to wait for a day before I call for v-kyc.

Second, my son isn’t going to use credit card at all, it will be with me for now. He may need it later, may be before he would turn 18 but that’s not my purpose anyway.
The primary purpose for addon card for him is Priority Pass which helps us during international travels specially in certain lounges where names are verified with boarding passes. More so, we may use this additional card at domestic lounges as well without us having to use some other card for his access. EPM domestic lounges network is pretty good and having Infinia and likes can’t get him access to certain lounges like B’lore 080 VIP.

So when ICICI offers you an addon for your teen that too complimentary then why not when it offers you additional lounge privileges, additional free movie tickets 🙂 etc.
 
theXfactor said:
My son is 14 yr old and so it’s not an issue. What I wanted to understand if video KYC stuff was actually required or just an online application and usual consent process would do. I did the latter and it showed application in process so thought to wait for a day before I call for v-kyc.

Second, my son isn’t going to use credit card at all, it will be with me for now. He may need it later, may be before he would turn 18 but that’s not my purpose anyway.
The primary purpose for addon card for him is Priority Pass which helps us during international travels specially in certain lounges where names are verified with boarding passes. More so, we may use this additional card at domestic lounges as well without us having to use some other card for his access. EPM domestic lounges network is pretty good and having Infinia and likes can’t get him access to certain lounges like B’lore 080 VIP.

So when ICICI offers you an addon for your teen that too complimentary then why not when it offers you additional lounge privileges, additional free movie tickets 🙂 etc.
Click to expand...
Yes, for lounge access, it definitely makes sense.
 
theXfactor said:
Yes, for EPM they have called it out clearly in the welcome kit. Curious to know what they have mentioned here for other ICICI cards
Click to expand...
Plus card for 12+ years is allowed to other variants also. Not just EPM.
In Apay, no Plus card is allowed. Even if one is 18+.

On another note - ICICI allows kids of below 12 years to open and self operate bank account. Have it in my family for 10 years old. She has her own customer id, wealth debit card, can transfer funds, do upi etc.

While HDFC and several other banks dont allow self operate.
 
Last edited:
Reader mode
You must log in or register to reply here.

Similar threads

Shubham330
  • Question Question
Two ICICI Emeralde Private Cards. Shall i keep both?
Replies
22
Views
924
kvndsz512
K
violetevergarden
The Roller Coaster Ride of ICICI Emeralde Private metal approval (9 months Journey)
Replies
67
Views
6K
shadow28
S
callsignmaverick
  • Question Question
ICICI Emeralde Private Metal - Application Process
Replies
299
Views
28K
viki1
V
saiki9247
ICICI Emeralde Private Metal Card
Replies
7
Views
1K
shu_sha_
shu_sha_
Back
Top