Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[theXfactor]

I thought you had earlier said that you refused to open a wealth account while applying for EPM. Anyways its good.
Hope the beta dust settles soon and proper functioning starts.

I had elaborated it in one of my posts.

I still have only 10k in my “Wealth” account and I didn’t have to open Wealth account for EPM. RM visited me, requested my consent, I gave my consent to elevating my account to Wealth NOT committing any business including shifting my salary account to ICICI. Business would come naturally if I like their services but no forward commitments.

My journey to EPM was pretty straightforward even with Privilege account.
Only benefit I see with Wealth account is a direct connectivity to the customer care.

 

[Dobbiee]

I had elaborated it in one of my posts.

I still have only 10k in my “Wealth” account and I didn’t have to open Wealth account for EPM. RM visited me, requested my consent, I gave my consent to elevating my account to Wealth NOT committing any business including shifting my salary account to ICICI. Business would come naturally if I like their services but no forward commitments.

My journey to EPM was pretty straightforward even with Privilege account.
Only benefit I see with Wealth account is a direct connectivity to the customer care.

Yes. With wealth the service quality increases.
Hope you have taken wealth debit card. They dont give it without customer asking for it.

 

[abhiaj_geek]

Yes. With wealth the service quality increases.
Hope you have taken wealth debit card. They dont give it without customer asking for it.

They gave me in my case.

Oh ok, mine was a new account; not an upgrade. What you said would be true for upgrades Ig

Btw if the account gets downgraded what are the charges for this dc?

 

[BVCBVC is verified member.]

ICICI doesn't waits for fee realization.
For setting the card on mobile app, need to confirm with people who have only card, without account. @BVC can guide on this.

Hope your first credit card monthly statement is generated and came on email.

When first statement got generated and before fees payment rewards got credited to account. Not the accelerated ones because back then iShop wasn’t there.

 

[theXfactor]

Yes. With wealth the service quality increases.
Hope you have taken wealth debit card. They dont give it without customer asking for it.

In my case, I didn’t ask for it but received the card in a couple of days. It is an automated process the moment your account is upgraded, a request for new debit card gets logged.

 

[Dobbiee]

In my case, I didn’t ask for it but received the card in a couple of days. It is an automated process the moment your account is upgraded, a request for new debit card gets logged.

In my case it was auto upgraded to wealth at the backend. Came to know about wealth debit card after almost a year. 🤔

 

[Dobbiee]

They gave me in my case.

Oh ok, mine was a new account; not an upgrade. What you said would be true for upgrades Ig

Btw if the account gets downgraded what are the charges for this dc?

As per ICICI wealth and private debit card are lifetime free.
Dont think there would be any charges if account is downgraded.
@Sobirvs

 

[Dobbiee]

Earned during the month, I guess, is the bonus points and opening balance is the base points from the transactions in the statement. It all matched in my case.

There are some more points credited to the card account.
But what is now showing in net banking is different from iMobile.
And still lot of points are yet to come.

Lagta hai ICICI ka ye hic-up will take another month or so to clear up.

 

[Credit_Cards]

There are some more points credited to the card account.
But what is now showing in net banking is different from iMobile.
And still lot of points are yet to come.

Lagta hai ICICI ka ye hic-up will take another month or so to clear up.

ICICI is busy selling TImesBlack CC and PVC Emerald CC

 

[BVCBVC is verified member.]

ICICI is busy selling TImesBlack CC and PVC Emerald CC

Both are money minters for ICICI.

 

[theXfactor]

Both are money minters for ICICI.

🙂 TB = Times Black Hole