Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[aayusharyan]

Tried again after 6 months and got EPM approved this time. It's visible in the App now. A big thanks to @jar89 for his help.

ITR criteria or salary criteria?

 

[Prem03]

ITR criteria or salary criteria?

Salary based approval. I was elegible last time also when I applied but in my home branch RM, BM, Sales Manager, Sales Head, all are useless. They just know one thing about EPM that PPOP is must. So even if you are eligible, you need the right RM who knows how to get it approved.

 

[kvndsz512]

Tried again after 6 months and got EPM approved this time. It's visible in the App now. A big thanks to @jar89 for his help.

what criteria met?

 

[Random123]

Anyone facing issue of ishop / imobile showing 0 reward points for EPM ?

 

[ashu99924]

Hi Guys, just I have question, when sharing ITR details with bank for new card or Credit limit increase: Is it ITR acknowledgement shared or whole ITR form is shared? Thanks in advance for reply.

 

[navdeep22]

Hi Guys, just I have question, when sharing ITR details with bank for new card or Credit limit increase: Is it ITR acknowledgement shared or whole ITR form is shared? Thanks in advance for reply.

Detailed calculation is needed by bank, whole ITR is needed

 

[Gaurav0352]

app

View attachment 100277

Does it mean it's approved ? or the process just started and approvals were needed now ?

approve hua kya bhai ? kya status hai ?

 

[stratmaster_as]

Hey - DM'ed u

Hi @jar89 : I meet the ITR criteria for EPM card and my current RM is clueless about this card to help me. Can you share your RM details.

 

[Prem03]

what criteria met?

Already answered in post #1442

 

[kvndsz512]

Already answered in post #1442

ohio 3L+ criteria ? are they strict on 3L or little feasible any idea?

 

[Prem03]

ohio 3L+ criteria ? are they strict on 3L or little feasible any idea?

AFAIK 3L+ is strict now and last 3 months proof required.

 

[Prem03]

ICICI was really quick and they delivered EPM today. Packaging is really good. Card feels premium but a bit heavy due to metal.

 

[mojo_jojo123]

View attachment 113226
ICICI was really quick and they delivered EPM today. Packaging is really good. Card feels premium but a bit heavy due to metal.

mine is stuck at sanction stage since 10 days

 

[sanarora]

Has anyone shut their savings account & debit card after successfully getting EPM..?? do you retain the ishop login etc..?

 

[spazz]

Salary based approval. I was elegible last time also when I applied but in my home branch RM, BM, Sales Manager, Sales Head, all are useless. They just know one thing about EPM that PPOP is must. So even if you are eligible, you need the right RM who knows how to get it approved.

100%. After 8 months, mine got approved today. My approval was ITR based and it was the third RM I approached who finally got the job done.
It all clearly depends on RM who is helping you out.

 

[theXfactor]

100%. After 8 months, mine got approved today. My approval was ITR based and it was the third RM I approached who finally got the job done.
It all clearly depends on RM who is helping you out.

What was your ITR? Did they consider only salary head or the entire ITr for the purpose?

 

[navdeep22]

100%. After 8 months, mine got approved today. My approval was ITR based and it was the third RM I approached who finally got the job done.
It all clearly depends on RM who is helping you out.

Self employed ?

 

[spazz]

What was your ITR? Did they consider only salary head or the entire ITr for the purpose?

Self employed so for income ITR was considered plus existing relationship with ICICI Bank. Might ask you to open a 3 in 1 acc
Edit: ITR 54+

 

[spazz]

Self employed ?

yessir self employed

 

[navdeep22]

Self employed so for income ITR was considered plus existing relationship with ICICI Bank. Might ask you to open a 3 in 1 acc
Edit: ITR 54+

Hey, can you ask your RM is he can consider similar ITR for salarised but not satisfying per month criteria?