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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

Something awkward happened with me... Virtual RM called me asking if I was interested in ICICI Emeralde Private Metal. I said sure. He pinged me a couple of mins back stating, he sent it to state head for approval.
Current relationship is a salary account with them from 2010. APay, Sapphiro, Coral, OD account. No loans or anything.

He asked me if i get all approvals and card is delivered, will i be able to start using their demat account. I said fine.

Lets see what happens.
Probably you already have a pre-approved offer which is visible to the staff.

Also its good to see that bank is now showing interest in increasing customer base.
 
Something awkward happened with me... Virtual RM called me asking if I was interested in ICICI Emeralde Private Metal. I said sure. He pinged me a couple of mins back stating, he sent it to state head for approval.
Current relationship is a salary account with them from 2010. APay, Sapphiro, Coral, OD account. No loans or anything.

He asked me if i get all approvals and card is delivered, will i be able to start using their demat account. I said fine.

Lets see what happens.
Nice! Do you see the EPM per-approved offer in the app?
 
Oh the RM sounded like he has moved not 1 or 2 but 3 to 4 mountains and he has persuaded his manager, then branch manager, then zonal manager and now finally with state head.
You also have a decent limit of 21L on your card. You are eligible in all respect. You should have proactively applied for it and you should have got it. No worries, SH approval is definitely needed but it should be a cake walk in your case.
 
Oh the RM sounded like he has moved not 1 or 2 but 3 to 4 mountains and he has persuaded his manager, then branch manager, then zonal manager and now finally with state head.
If he said all this within a day, then he is bluffing.
If had taken 10-15 days to do all this, and told you approval stages on different days, then he would have sounded true.
He knows you would get EPM easily, he is just trying to meet his targets also.

Dont refuse to him for Demat. Atleast he is taking some efforts to get it done.
Thats your choice later on how you want to use demat.
BTW demat of ICICI is good.
 
If he said all this within a day, then he is bluffing.
If had taken 10-15 days to do all this, and told you approval stages on different days, then he would have sounded true.
He knows you would get EPM easily, he is just trying to meet his targets also.

Dont refuse to him for Demat. Atleast he is taking some efforts to get it done.
Thats your choice later on how you want to use demat.
BTW demat of ICICI is good.
All this started like from End of march and today he informed about the state head. i will check their demat for sure.
 
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