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Exploring the ALL Accor Signature Absolute Membership: Is It Worth the Investment?

yeah, the rates will update around 3 am IST. The lowest was at 13.96. Right now it is 14.09. A sudden Jump in an hour. It may end back at 14.2. Let's see once the US opens in the next 3 hours.
But the bank doesnt charge the card on the same day, mostly it is after a day or two of the purchases.
Moreover, on the day of settlement of that purchase, the currency will be first converted to usd and then it will be converted to INR and then conversion fee as well as GST will be levied
 
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Keep a screenshot of it. If the currency falls more in two days then you may be charged your current value, you will have to fight with the bank in that case
It recovered at the end of session. Latest visa rate is 14.18. This will not change till Tuesday 3 AM now. Markets remain close on weekends.
 
If using a card like Atlas, will bank charge Forex Markup (3.5%+GST) as well as Dynamic Currency Conversion for buying this membership?
Forex markup and DCC are exclusive charges.
Only 1 applies at a time. In this case only Forex markup will apply as payment will be in BRL.

DCC applies when you pay in INR but merchant is not Indian.
 
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