Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[KLB@96]

Update: So I asked them if I can close the co-branded card from OneCard and apply for a standalone card directly from Federal and here's what they said:
View attachment 29060

So if you're holding any co-branded card and wish to obtain a card directly. Then you can cancel existing and wait for 90 days before applying directly. They do seem to have only 1 card policy but this is good, at least we can make a switch if required.

Edit: I think the best way forward is to close OneCard and then obtain directly after 90 days. After Federal reports to CIBIL, apply again with OneCard, this time automatically they will know you hold Federal card and will assign other partner bank. But this needs to be confirmed with OneCard whether we can apply again later if we close now (with some reason).

I heard one card does not issue card once closed

 

[SmartSave]

I heard one card does not issue card once closed

I've sent an email already. Will share what they have to say. That should clarify and will help with the next steps.

 

[KLB@96]

I've sent an email already. Will share what they have to say. That should clarify and will help with the next steps.

also someone told that you can apply federal bank credit card after 90 days of closing one card

 

[SmartSave]

also someone told that you can apply federal bank credit card after 90 days of closing one card

That was me...lol See my original post

 

[cc24x7]

Silly que ???

if husband and wife are already federal bank card holders individually.

Can the husband still ask for an add-on card for the wife on his card?

 

[KLB@96]

That was me...lol See my original post

Did you get reply from one card cancellation and reapply policy ?

 

[SmartSave]

Did you get reply from one card cancellation and reapply policy ?

They tried to call me but I wasn't available. Now I've asked them twice to call or respond, they won't reply.

I'll drop them an email to revert via email only. They're concerned why I wanna close..lol

 

[Andy1]

Has anyone earned 10x reward points so far for 1st transaction?which kind of transaction it should be ? Is wallet loading counted?

 

[sharma]

Celesta card holders, Did you received Amazon pay voucher of 600 Rs/- for 10k spend milestone?

Its been 12 days, my 1st statement got generated with milestone achievement...not yet received anything...

Bro mine is more than a month i haven't received any cb yet

 

[Enthusiast]

Bro mine is more than a month i haven't received any cb yet

Today I spoke with customer care team, Coupon will receive by 45 days from the statement generated date...

 

[SmartSave]

They tried to call me but I wasn't available. Now I've asked them twice to call or respond, they won't reply.

I'll drop them an email to revert via email only. They're concerned why I wanna close..lol

Update: They are neither calling nor responding via email. Some sorta strategy to avoid processing closure but who cares. I got my answer.

It's clearly written in their delete account section, they do not allow re-opening if we close (read the bottom section).

So people holding OneCard via Federal. Unless you're tired of OneCard and fine with closure forever, don't proceed with closure option for now. Maybe in future they'll change.

 

[KLB@96]

Update: They are neither calling nor responding via email. Some sorta strategy to avoid processing closure but who cares. I got my answer.

It's clearly written in their delete account section, they do not allow re-opening if we close (read the bottom section).

So people holding OneCard via Federal. Unless you're tired of OneCard and fine with closure forever, don't proceed with closure option for now. Maybe in future they'll change.

View attachment 29481

stupid policy

 

[good_man]

I just wanted to clear some myths about the application process.

No prior relationship with FB. Applied online last month. No salary slip or ITR request. Just PAN and Aadhar requested. Approved for Celesta 10 lakh CL. VKYC done immediately.

And nope, I do not hold Onecard. 6 CIBIL enquiries in the last 3 months.

 

[cc24x7]

I just wanted to clear some myths about the application process.

No prior relationship with FB. Applied online last month. No salary slip or ITR request. Just PAN and Aadhar requested. Approved for Celesta 10 lakh CL. VKYC done immediately.

And nope, I do not hold Onecard. 6 CIBIL enquiries in the last 3 months.

kya kariyenge itane sare limit ka?
just kidding, congrats

 

[sarainfo12]

Any one know how much worth of big basket gift voucher we can get for achieving quarterly milestone in imperio card?

Bump

 

[good_man]

Does anyone holding only CC from FB know how to access their Netbanking since the registration therein requires 14 digit account number?

 

[Sathishmani]

Does anyone holding only CC from FB know how to access their Netbanking since the registration therein requires 14 digit account number?

You might have either Jupiter or Fi account. Use that account number

 

[sarainfo12]

Does anyone holding only CC from FB know how to access their Netbanking since the registration therein requires 14 digit account number?

Or you can use fedmobile app to manage the card . I am using that only .

 

[CCFan12]

Got the Celestia with 9lacs limit.. What is the best use of the 10x First transaction offer?

 

[Adwait]

Got the Celestia with 9lacs limit.. What is the best use of the 10x First transaction offer?

No. of enquiries in past 6 months?